1. Annual Income: RM50K

2. Free Lifetime Annual Fee: Yes

3. Card required for: Cashback, Petrol, Dining

4. Existing credit cards (if any): Maybank 2 Gold

5. Interested in CC from: Any

Follow-up question, currently I'm mainly using my Maybank Amex card for weekend 5% cb.
Mastercard I found to be quite useless with only points accumulation.

Would cancelling this Mastercard (keeping the Amex) and applying for the Maybank FC card (2% cb) be better?
Is it allowed to cancel only Mastercard and keep Amex?

1. Annual Income: RM100K

2. Free Lifetime Annual Fee: YES, or simple requirement to waive

3. Card required for: Utilities - to be specific. AIR SELANGOR

4. Existing credit cards (if any): PB Visa Signature, MBB 2Card(AMEX only), MBB Barcelona Visa

5. Interested in CC from: -

6. Others: Special case arises. I am helping to pay utilities bill for Air Selangor of RM15,000.
- Existing maybank card will not award any cashback or TP for JOMPAY.
- Air Selangor only accept VISA & Mastercard.
- So, I'm looking at how to maximize return (either cashback or points) for this one time bulk payment, via CC/wallet/etc.
- Subsequent utilities payment will be around 1K.

Thanks

Hi, is there any card that provides cashback for paying assessment tax to government bodies?

1. Annual Income: RM48K

2. Free Lifetime Annual Fee: Yes

3. Card required for: Cashback, Petrol, Dining

4. Existing credit cards (if any): Nil

5. Interested in CC from: Any

HLB mach, maybank 2 card amex, public quantum visa.

HLB mach, maybank 2 card amex, public quantum visa.

Which is the best credit card for using with Grab (food/car) and Foodpanda? Either in terms of cashback or rewards points multiplier.

1. Annual Income: 85k-95k

2. Free Lifetime Annual Fee: Preferably free or if CB>Annual fee

3. Card required for: Petrol (RM250/month), Insurance (RM710/month), Retail personal care services (RM200-300), Phone (RM100+50), Assessment fees (quarterly), language education fees (quarterly), condo management fee (quarterly), Elec utility (monthly), often use to top TnG (toll) & Boost (Air selangor, parking); monthly usually >2k CC expenses

4. Existing credit cards (if any): MBB Gold, Citibank Clear

5. Interested in CC from: MBB Barcelona, SC JOP (Should I get both or 1? or combo with other? hmmm.... )

6. Others:
- I always opt for CC payment (even in family mart lol) for the benefit eg. points/ weekend CB, but now i want to focus on CB only
- Thats why i plan to cancel MBB 2 cards to opt for CB CC
- Plan to cancel Citibank clear as well as i seldom watch movie and drink Coffee Bean lol
- IMPORTANT - i also need a card that is common in providing installment plan in retails (for monthly personal care) and big ticket items (rarely but might be handy)

Thanks in advance! 

Hi pls advise - i have tried to apply for a few credit card every 3-4 months over the past 2 years but failed. Have applied for Maybank, RHB, UOB, HSBC, Citi, Aeon Credit. Sales agent said maybe commitment too high. Have 1 housing loan own name, and 1 more joint housing loan (but serviced in full by joint loan applicant) and 1 ASB loan. I checked CTOS my credit score is 692/850. I currently have a HL credit card which i pay in full every month - the limit is RM5k and applied to increase it before but not successful. Monthly spend around RM3k-5k so quite leceh sometimes midway through the month i have to settle my unbilled outstanding first then only can continue using the card. I also have a maybank supplementary card but i dont use unless for emergencies.

1. Annual Income: RM120k (basic) or RM180k (including bonuses)

2. Free Lifetime Annual Fee: Preferable but not necessary

3. Card required for: RM2-3k online (grab, foodpanda, shopee/lazada, netflix), RM1.5k bills (utilities, unifi, insurance), RM1k retail & f&b

4. Existing credit cards (if any): HL (main), Maybank (supplementary)

5. Interested in CC from: Any

6. Others: