1. Annual Income: RM100K

2. Free Lifetime Annual Fee: YES, or simple requirement to waive

3. Card required for: Utilities - to be specific. AIR SELANGOR

4. Existing credit cards (if any): PB Visa Signature, MBB 2Card(AMEX only), MBB Barcelona Visa

5. Interested in CC from: -

6. Others: Special case arises. I am helping to pay utilities bill for Air Selangor of RM15,000.
- Existing maybank card will not award any cashback or TP for JOMPAY.
- Air Selangor only accept VISA & Mastercard.
- So, I'm looking at how to maximize return (either cashback or points) for this one time bulk payment, via CC/wallet/etc.
- Subsequent utilities payment will be around 1K.

Thanks