1. Annual Income: RM100k

2. Free Lifetime Annual Fee: Yes

3. Card required for: Cashback (top up to BigPay)

4. Existing credit cards (if any): PBB Visa n Quantum

5. Interested in CC from: Any cashback card that can earn cashback topping up to BPay

Thanks in advance

Would you consider MBB Barcelona also? total savings seems higher than SCB JOP (after reduce annual fee) tho.

MBB JOP
jan 50 60
feb 50 60
mar 50 60
apr 50 60
may 100 60
jun 50 60
jul 50 60
aug 100 60
sep 50 60
oct 50 60
nov 50 60
dec 50 60

annual fee 0 250
savings 700 470

https://forum.lowyat.net/topic/4623336

Thanks

the main issue is the 2.5k spending does not include ewallets unlike SCB cards hence MBB Barcelona popularity dropped like a rock since Aug last year. The specific thread https://forum.lowyat.net/topic/4067746/ is very quiet these days

if you can fulfill the 2500 spending every month on 'eligible' expenses, then yes.

with reference to this PBB with contactless 5% CB / RM30 cap, if i link this card to my samsung pay, then i make payment with samsung pay, will it be considered as contactless transactions?

1. Annual Income: RM60K to RM100K

2. Free Lifetime Annual Fee: Yes

3. Card required for: Online transaction of ~ RM3k monthly or sometimes none / Airport lounge access

4. Existing credit cards (if any): Maybank2 card Gold, PBB Quantum, Big Pay

5. Interested in CC from: none

6. Others: Does online transaction in foreign currency consider overseas spending or it's only online transaction? Finding a card that is able to maximise cashback/ points

TQ~!

I helped my bank agent by applying this Hong leong dual card promotion in which I am given the Hong LEONG sutera card and Hong leong essential card.

I am currently using Maybank dual platinum Amex and visa.

Which one shall I keep? Thank you guys

1. Annual Income: RM100K to RM150K

2. Free Lifetime Annual Fee: Better to have, or easy to get waiver also ok

3. Card required for: For the wife to do general grocery shopping for the house and baby

4. Existing credit cards (if any): CIMB Cash Rebate, MBB 2 cards, Citibank Cash Back

5. Interested in CC from: Standard Chartered, HSBC or anything with good cashback or points

6. Others: This is mainly for the wife to do household shopping and stuff for the kids.

1. Annual Income: 32 k

2. Free Lifetime Annual Fee: Preferably free

3. Card required for: cashback, petrol and installment plan.

4. Existing credit cards (if any): none

5. Interested in CC from: Maybank

6. Others:

Im trying to apply for my my first credit card. Can any tell me which document need to be prepared and which card suit my need?


Thanks in advance!

You can consider Ambank True card, since your expenses easily qualify for free airport lounge access.
Alternatively, get SCB Cashback (with AF though) and just One Platinum in conjunction with your BigPay to maximize cashback.
PBB's Quantum Mastercard and Visa Signature is also worth considering.

General grocery - Maybank Visa Signature (AF waiver with minimum spending required)

Can consider Citibank Cashback card (with AF).
If insisted on Maybank, perhaps Maybankard 2 Amex/Visa/master.

First time card application - your payslips, EPF statement and IC.

1. Annual Income: RM36K to RM60K (currently agent for insurance/real estate, so fluctuates now)

2. Free Lifetime Annual Fee: Must - or free preferred.

3. Card required for:
SME business spending (not sure if purchasing stock from US or Australia, does it count as overseas transactions or online transactions) - spending less than RM 3,000 per month. Hoping to get some sort of cashback from the spending, planning to open a business current account.

Did my own research - I guess I should use BigPay (for best exchange rate) and then pay using other credit cards? Any credit cards that offer highest unlimited uncapped cashback?

4. Existing credit cards (if any):
Appreciate recommendations if below cards still good:

Maybank 2 Cards Platinum - MasterCard and AmEx (is it still good?)
Maybank Ikhwan Petronas - Visa, for 8% petrol cashback on weekends.
Aeon BiG Gold Visa Card - mainly just used it for 3x free lounge access.

5. Interested in CC from: Any banks.

6. Others: Cashback preferred, but will consider equivalent in vouchers too.

Appreciate the responses in advance, thanks for your help.

This post has been edited by quiver: Mar 12 2020, 07:30 PM

You can consider Maybank FC Barcelona VS.

1. Annual Income: RM48K to RM60K (commission based - Makeup Artist.)

2. Free Lifetime Annual Fee: Must - or free preferred.

3. Card required for:
Petrol, Groceries, Cosmetics, Taobao, Insurance, Movies, T&G, Bills etc. - spending less than RM 3,000 per month.

4. Existing credit cards (if any):
None.

5. Interested in CC from: Any banks.

6. Others: Cashback preferred, might incorporate with BIGPAY.

Appreciate the help, first time applying.

You can consider Maybank FC Barcelona VS.

1. Annual Income: 36k to 48k

2. Free Lifetime Annual Fee: Preferably free

3. Card required for: Monthly insurance premiums (prudential, allianz), bill payments (eg astro, umobile), ewallet topup, online shoping

4. Existing credit cards (if any): CIMB Cash Rebate Platinum Credit Card, HSBC Amanah MPower Platinum Credit Card-i

5. Interested in CC from: no preference

6. Others: My fixed monthly spend is for my insurance, bill payments, & ewallet topup

Would appreciate much for recommendations

1. Annual Income: RM72,000.

2. Free Lifetime Annual Fee: Preferably free

3. Card required for: Apple Products (0% interest with maximum instalment period - 36months), Petrol (RM150/month), Insurance (RM200/month), Elec utility (monthly), often use to top TnG (toll/train), retail and online shopping, dining.

4. Existing credit cards (if any): Nope.

5. Interested in CC from: Thought of applying for Citibank card to maximize Apple products 36months installment plans, and another one bank for daily usage to maximize discounts on F&B, retail shopping and online shopping as well as emergency.

6. Others: I'm interested to know what is the range of my credit limit given my annual salary.


Thank you!

1. Annual Income: RM60,000.

2. Free Lifetime Annual Fee: Free / Waived with conditions

3. Card required for: Mainly for ewallet top up for normal usage.

4. Existing credit cards (if any): Maybank 2 Gold Amex/Visa, Maybank Barcelona Visa Signature, Public Bank Quantum Mastercard

5. Interested in CC from: Any bank

6. Others: I always fully utilize my Public Bank Quantum for online transaction and got nothing when I top up my ewallet. Hope can I get a card that's good for ewallet top up (for normal usage) especially for GrabPay. Preferable collect reward point with better air miles conversion rate.

1. Annual Income: RM36k+-

2. Free Lifetime Annual Fee: Must

3. Card required for: Mainly for petrol, groceries and planning to use for obtaining 0% interest installment

4. Existing credit cards (if any): NIL

5. Interested in CC from: Any

6.Others: Just started working for 6 months