Thanks for recommendation, thinking to apply the HLB Wise, will study the SCB Just One Plat now

This post has been edited by fly126: Mar 1 2017, 11:01 AM

Thank u very much for the details of SCB Just One Plat.

Will study how to split the bills for Wise and JustOne to take care for best rebate.

Does the FB advertising/Google Adwords considered as ecommerce category spending?

Hmmm...difficult to find card that consider these spending as online expenditure for rebate, any idea, bro?

This post has been edited by fairylord: Mar 1 2017, 01:51 AM

Refer to Further Section SCB Definition of Online Transaction...
https://www.sc.com/global/av/my-jop-website...ment-300816.pdf

Btw, Selection of Online/e-Comm Cards:
i) PBB VS
ii) CIMB CR
iii) UOB Yolo


This post has been edited by fly126: Mar 1 2017, 11:00 AM

Thank you but not really state clearly in regards to FB advertising/Google Adword.

Will check and consult in MCC code list thread.

Thanks

1. Annual Income: RM60K to RM80k

2. Free Lifetime Annual Fee: Preferably free.

3. Card required for: Cashback/rebate. Petrol. Utilities. Normal spending (miscellaneous).

4. Existing credit cards (if any): OCBC Titanium Blue

5. Interested in CC from: Any.

=====

6. Others: After reading several guides, my current plan is to get:

Maybank Islamic Ikhwan MasterCard Platinum (Petrol Cashback: Fri, Sat)
Maybank 2 Card Platinum (Petrol Cashback: Sat, Sun)
> Both the above for mainly petrol cashback. Uncertain if it's overkill to have the Maybank 2 Card Platinum and the below ÆON BiG Visa Gold Card.

ÆON BiG Visa Gold Card (Petrol Cashback: Sun)
> Mainly for free access to KLIA Plaza Premium Lounge.

Hong Leong Bank Essential Visa
> Mainly for cashback on normal spending - but I likely may not have spending above RM5k per month, so may only benefit from 0.6% cashback.

CIMB Cash Rebate MasterCard Platinum
> Just to benefit from CIMB promotions. Preferably free lifetime.

Also what's a good recommendation for utilities cashback?

for Petrol, do u mind Petronas? then get MBB Ikhwan Visa Petronas. 8% cashback if spending at Petronas on Sat/Sun.

if possible, get the quad-MBB cards: M2Cards, Ikhwan Mastercard and Ikhwan Visa Petronas.

upcoming m2cards revision will be 5% on every spending on Sat/Sun. pending T&Cs to confirm details. ETA 15 March 2017.

Utilites, how much do u spend on utilities each month, on average?

Eh any credit card that gets rebate when paying for PTPTN or insurance?

Hi guys,
This is my first time applying for credit card. I work overseas.

1. Annual Income: >100K

2. Free Lifetime Annual Fee: Preferably free.

3. Card required for:Overseas transaction, Dining, frequent flyer

4. Existing credit cards (if any): No cards

5. Interested in CC from: Any.

Would appreciate some advice.

1. Annual Income: RM30K TO RM36K

2. Free Lifetime Annual Fee: A Must.

3. Card required for: Online shopping(taobao, 11street and lazada), petrol(shell first priority then petronas second priority), pay phone bill (maxis), insurance and groceries.

4. Existing credit cards (if any): Nil.

5. Interested in CC from: Nil.

6. Others:
- A card best suitable for fresh graduate.
- I tend to buy gadget often, so I hope there is a cc that can offer good installment plan.

Thank you

This post has been edited by clement5949: Mar 3 2017, 11:12 AM

Alliance You:nique: 0.5 - 3% CB from RM0 - RM3000 Spending http://www.alliancebank.com.my/younique

Monthly Spend (RM)	Rebate (%)
0 - 1,000	0.50
1,001 - 2,000	1.50
2,001 - 3,000	3.00
> 3,000	0.30

PBB Visa Signature & Ambank WMC or MBB 2Cards

CIMB CR MasterCard, MBB Ikhwan Visa Petronas or Ikhwan MasterCard

Sifu, want to replace current c.card (point based) to cash rebate. Please advise 2 best options that could save up most $$ based on below criteria: Many thanks.

Monthly auto-billing:
- TNB: RM200
- MAXIS: RM250
- AIA Insurance: RM350
- ALLIANZ Insurance: RM250
- Prudential Insurance: RM210

Quarter auto-billing:
- AIA Insurance: RM300

Yearly auto-billing:
- AIA Insurance: RM1200

Monthly card usage:
- Petro: RM500
- Giant, tesco, or jaya: RM500
- Shopping & dinning: RM500
- General retail: RM500

1- Annual income: >RM200k
2- Free lifetime annual fee: Free/Waived
3- Card required for: local & oversea spending
4- Existing credit cards: CIMB platinum

i) Auto Billing or Insurance - SCB JustOne Plat.

1. Annual Income: RM24K to RM30K

2. Free Lifetime Annual Fee: A Must (conditional waiver is accepted)

3. Card required for: Petrol and groceries

4. Existing credit cards (if any): Hong Leong Wise Visa Gold

5. Interested in CC from: Hong Leong Bank

6. Others: This is for my dad. He must use CC from HLB. I don't know why Now HLB Wise need minimum spending of RM 2K, which he cannot achieve, so is there any alternative? I tried hard and I can't find one. HLB essential do not include petrol, which is his main expenditure of the CC. HLB Fortune also need minimum RM20 CB (minimum RM 2000 spending).
How? Help me

MBB Ikhwan MasterCard or CIMB Cash Rebate MasterCard.

Thanks

But he must use CC from HLB (stubborn ), is there any?

HLB die hard fan😛😛😛

What is the recommended credit card for cash back for TNB and Unifi bills ?
The best is without annual fee with annual income > RM 50k

Only PBB VS with 12 swipes in a year to waive AF. That requires at least 100k per annum.

YOLO is possible but it has AF after a year and requires minimum spending of RM 500 to activate cash back. Check out UOB thread for more information.

Hi,

1. Annual Income: RM50k - 60k

2. Free Lifetime Annual Fee: A Must

3. Card required for: Cashback / Rebates for Petrol (Mainly), Dining and/or Shopping, Bill payment

4. Existing credit cards (if any): Nil.

Thanks!

This post has been edited by Reubs: Mar 6 2017, 11:14 AM