1. Annual Income: RM24K to RM30K

2. Free Lifetime Annual Fee: A Must (conditional waiver is accepted)

3. Card required for: Petrol and groceries

4. Existing credit cards (if any): Hong Leong Wise Visa Gold

5. Interested in CC from: Hong Leong Bank

6. Others: This is for my dad. He must use CC from HLB. I don't know why Now HLB Wise need minimum spending of RM 2K, which he cannot achieve, so is there any alternative? I tried hard and I can't find one. HLB essential do not include petrol, which is his main expenditure of the CC. HLB Fortune also need minimum RM20 CB (minimum RM 2000 spending).
How? Help me

Thanks

But he must use CC from HLB (stubborn ), is there any?