1. Annual Income: RM30K TO RM36K

2. Free Lifetime Annual Fee: A Must.

3. Card required for: Online shopping(taobao, 11street and lazada), petrol(shell first priority then petronas second priority), pay phone bill (maxis), insurance and groceries.

4. Existing credit cards (if any): Nil.

5. Interested in CC from: Nil.

6. Others:
- A card best suitable for fresh graduate.
- I tend to buy gadget often, so I hope there is a cc that can offer good installment plan.

Thank you

This post has been edited by clement5949: Mar 3 2017, 11:12 AM

Hi everyone, need your advices as below

1. Annual Income: RM60K to RM100K

2. Free Lifetime Annual Fee: Free or got waiver

3. Card required for: cashback/points for ewallet top up (boost and shopeepay only) and if possible cashback for insurance payment

4. Existing credit cards (if any):
- maybank 2 gold cards
- maybank grab card
- maybank shopee card (going to cancel it, always cant get shopee point as I mainly stay home online shopping and shopeecard not entitle for free shipping as well as getting coin for shopeepay topup)
- scb just one card (going to cancel too as this card need to spend min 2k for any cashback and I dun spend that much. max also 1.5k per month)
- citi cashback card (going to cancel as it had almost reach the end of annual fee free waiver)

5. Interested in CC from: so far I checked hsbc amanah mpower platinum and scb smart credit card. both cards give cashback for ewallet top but wish to get some advices here.

6. Others: N/A

This post has been edited by clement5949: Aug 26 2021, 01:58 PM

thanks for your reply, that means with pbb quantum I can use autodebit method for my insurance?

Hi everyone,

1. Annual Income: RM80k

2. Free Lifetime Annual Fee: waieable

3. Card required for: looking for weekday cashback on retail spend, ewallet top up, petrol and dining. If there is card for insurance payment lagi best. Mostly I will tie it with samsung pay to make payment.

4. Existing credit cards (if any):
- maybank 2cards
- pb visa quantum
- sc simply cash
- hsbc mpower amanah visa platinum (gonna cancel)
- citibank clear card (gonna cancel)

5. Interested in CC from: UOB one platinum or sc smart card

6. Others: currently i am using maybank 2cards on weekend spend when its possible. Then weekday, I am using sc simple card to pay and top up tng. But I think this SC simple card cashback not so much still better than HSBC mpower 🤣

Hi, May I know where can I buy the reload pin from lazada?

Thanks guys 😁