Hi, appreciate your recommendation as per below:

1. Annual Income: RM180K and above.

2. Free Lifetime Annual Fee: Preferably.

3. Card required for: Overseas Transactions.

4. Existing credit cards (if any): Citi Rewards Visa, Citi Premiermiles Visa, Amex Platinum, Maybank Visa Platinum

5. Interested in CC from: Maybank 2 Cards Premier

6. Others: Basically just want best benefits because will be used mostly for overseas spending. Can be any (points, miles, cashback).

You may Try, AmBank VISA Infinite Card /AmBank World MasterCard

ehhh i read the remarks there you need to spend 2.5k on "RETAIL" then only you entitle for this cash back for online transaction

In Order to get RM85 full CB you need to Spend RM2500 on "Retail Transaction" (Spending of) Petrol + eCommerce (Online) + Auto billing (Utilities Bill, Insurance via Auto Debit) = Max. $85/month.
https://www.sc.com/global/av/my-jop-website...ment-300816.pdf

FYI,
"Retail Spending / Transactions" = Any Purchases of Goods or Service which is Charged to the Credit Card

Retail Spending (Transactions)
i) Local / Overseas Purchases
ii) Auto Debit / Recurring / Standing Instruction (SI)
iii) E-commerce / Internet / Online
iv) Mail Order / Telephone Order (MOTO)

NON-Retail Spending (Transactions)
i) Flexi Payment Plan / Easy Payment Plan
ii) Balance Transfer (BT)
iii) Cash Advances / Dial For Cash (DFC)
iv) Credit Shield Plus / Card Protection Plan
v) Outstanding Balance / Finance Charge / Late Payment Charge
vi) Reversal on Transaction, Disputed / Fraudulent Transaction
vii) Card Replacement Fee / Annual Fee / GST, Other Fees & Charges

This post has been edited by fly126: Mar 14 2018, 01:04 AM

As explained by fly126. Retails don't mean physical swipes only. I got RM 85 with transactions on Lazada and 11Street.

ohh thanks for the explanation ..i thought retail means physical store...now i get it...will go for this card then

nice...i m going for it as well..i think now for first time applicants got rm300 rebate as well for first time activation

1. Annual Income: RM100K to RM150K

2. Free Lifetime Annual Fee: Must (by swipe is fine)

3. Card required for: Cash Back/Rebate Only especially for Petrol to compliment PB VS

4. Existing credit cards (if any): PB VS, HSBC VS, HSBC Platinum and OCBC Titanium (plan to cancel both the HSBC Platinum and OCBC Titanium)

5. Interested in CC from: MBB 2 Card for the weekend 5% cash back on AMEX

6. Others: Please be specific. Example: Looking for credit card for cashback to compliment the PB VS.

Mbb2cards and MBB vs

MBB FCB is good also

1. Annual Income: RM30K to RM36K

2. Free Lifetime Annual Fee: Preferably.

3. Card required for: Petrol, Groceries, Cash Back/Rebate Only, Installment plans, AirMiles not so much but would be nice.

4. Existing credit cards (if any): None.

5. Interested in CC from: Citibank - Simplicity, UOB One, HSBC Amanah

6. Others: Trying to get my first credit card. Uses primarily Maybank and CIMB. Car loan under PBB.

Maybank 2Cards or CIMB Cash Rebate MasterCard

Thanks! Will look into these, cheers.

Which cash back card(s) can pair to JomPAY to enjoy cash back?

scb card an uob yolo (so far)

You can try AEON credit card if you shop at AEON. petrol 5% rebate too. and they have lounge access

This post has been edited by ey3zack: Mar 19 2018, 01:23 PM

Thanks.

1. Annual Income: RM60K

2. Free Lifetime Annual Fee: At least waivable.

3. Card required for: Overseas Transactions, big purchases

4. Existing credit cards (if any): MBB2, MBB FCB, PBB Q MC/VS, HLB Essential

5. Interested in CC from: SCB, HSBC

6. Others: Basically which card is good for oversea transaction? + another card for big purchases? cause MBB Amex only good for 1k spending, FCB good for 2.5k. CB would be great but if good amount of points is ok also

This post has been edited by joevo2: Mar 19 2018, 04:24 PM

SCB Cashback and JustOne cards for 1.5k and 2.5k spending. If using these 2 still not sufficient, can combine with Alliance You:nique with 3k spending for RM50.

As most of the Ang-mo Website accept Amex for Payment, If You don't mind to pay the AF...

American Express Cash Back Gold Credit Card



Unlimited Cash Back. No minimum spend. No rebate cap.
- 1% Cash Back on local spend.
- 1.5% Cash Back on overseas spend.

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

This post has been edited by fly126: Mar 19 2018, 08:11 PM