1. Annual Income: RM100K to RM150K

2. Free Lifetime Annual Fee: Must (by swipe is fine)

3. Card required for: Cash Back/Rebate Only especially for Petrol to compliment PB VS

4. Existing credit cards (if any): PB VS, HSBC VS, HSBC Platinum and OCBC Titanium (plan to cancel both the HSBC Platinum and OCBC Titanium)

5. Interested in CC from: MBB 2 Card for the weekend 5% cash back on AMEX

6. Others: Please be specific. Example: Looking for credit card for cashback to compliment the PB VS.

Thanks! Will look into these, cheers.

1. Annual Income: RM100K to RM150K

2. Free Lifetime Annual Fee: A Must

3. Card required for: Insurance payment with cash back rebate

4. Existing credit cards (if any): PB VS, PB QM, PB QV, MBB FCB (replacing this), MBB Amex, AmBank TRUE Visa, SCB JOP

5. Interested in CC from:

6. Others: Initial plan was to terminate the SCB JOP and transfer my insurance to FCB but FCB now is 1% cash back only so looking for better alternatives. Insurance is RM650 monthly.

1. Annual Income: RM100K to RM150K

2. Free Lifetime Annual Fee: Free if possible, if not able to waive on usage

3. Card required for: Looking for cash back cards for transactions >10k (been using PBB QV for the points... but guess I should hunt for a multi purpose card for these swipes).

4. Existing credit cards (if any): PBB VS, QM, QV, Visa Platinum, Ambank TRUE, MBB Amex, Affin Duo

5. Interested in CC from: N/A

6. Others: Looking for cash back cards for transactions >10k, apart from the usual online mode eg. TnG, Boost etc.

Sigh, looking for options of better cards here.

1. Annual Income: RM180K and above

2. Free Lifetime Annual Fee: A Must

3. Card required for: Online, retail transaction, grocery, wave.

4. Existing credit cards (if any): MBB Amex, PBB QM, QV, VS, PiB Visa Platinum, AMB TRUE and ABB Duo Cash Back Card.

5. Interested in CC from:

6. Others: Ideally looking for more cash back cards that does online (preferably eWallet so I no need track my usage category, but with the limited options now... well probably not much just wanna check if any I left out).

Interesting card, this is similar to the old Barcelona FC!

My Amex platinum is using >1k per month nowadays, will add on this card for extra cash back.

I’m seeing more and more shops with Maybank machines have Amex support nowadays.

Perhaps 70% online, but I can offload some purchases from the other cards (which now no benefit due to exceed as well).

I just realized, the Ikhwan is even better without the weekend restriction right? RM50 and RM100 at 8% cashback is really good plus without weekend limitations.

Nowadays seems the Islamic banking ones have more competitive cash back benefits the other one is PIB Visa.

This post has been edited by celciuz: Nov 29 2022, 08:57 AM

For cashback (online, eWallet), is the RHB Shell now a better card than Affin Bank Cash Back?

Not sure if I'm missing any details..

1. Annual Income: RM180K and above

2. Free Lifetime Annual Fee: A Must

3. Card required for: Insurance auto rebate

4. Existing credit cards (if any): CIMB Petronas Infinite, Affin Duo, MBB Amex and Amex-i, PBB VS, QM, QV and Islamic Plat, Ambank True

5. Interested in CC from: No preference

6. Others: Please be specific. Example: I am currently charging my insurance to Affin Cash Back, due to the nature of the cashback require min RM3,000 on and off I hit or miss. So thinking if there is a better card with cash back for insurance auto debit.

CIMB Petronas Visa Infinite don't need RM4,000 for RM60+RM60 right? Setel/Petronas 6% ~ RM1000, then Groceries etc 3% ~ 2000 will be able to hit RM60+RM60?

Totally forgot about MBB FCB, cancelled sometime ago when they changed to 1% CB but yeah it seems like one of the more fuss free card around now. Thanks for the input, will plan out see if I should go to MBB FCB or just toss into CIMB Petronas.

I see Bank Islam Visa card has Auto Bill, does this cover insurance eg. GE? I don't see insurance being excluded from TnC below.

https://www.bankislam.com/wp-content/upload...ACK-PROGRAM.pdf