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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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!@#$%^
post Jun 17 2023, 10:56 AM

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QUOTE(CommodoreAmiga @ Jun 17 2023, 10:52 AM)
US just paused rate hikes last week. Given all the recent signal of downtrending FD rates by local banks...you think leh?
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but mortgage interest never go down. cheapskate fellas.
CommodoreAmiga
post Jun 17 2023, 11:01 AM

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QUOTE(!@#$%^ @ Jun 17 2023, 10:56 AM)
but mortgage interest never go down. cheapskate fellas.
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Roti canai price also no go down...whaddya expect.
ky33li
post Jun 17 2023, 11:04 AM

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US will raise another 50 bps by this year. OPR needs to be hiked otherwise MYR will be depreciating further.
Imbi Plaza Lot 1.28
post Jun 17 2023, 04:03 PM

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QUOTE(Kopistall @ Jun 17 2023, 10:34 AM)
Is there another OPR later ? Up ? Remain?
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OPR hikes 2 to 3 times annually nowadays.
nexona88
post Jun 17 2023, 05:53 PM

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QUOTE(Kopistall @ Jun 17 2023, 10:34 AM)
Is there another OPR later ? Up ? Remain?
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Another 25pts around Q3 as said by economist icon_rolleyes.gif
download88
post Jun 17 2023, 08:57 PM

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While ecb continue to raise the rate..
https://www.cnbc.com/2023/06/15/european-ce...23-meeting.html
samsungXP
post Jun 18 2023, 03:50 PM

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why i transfer money from my saving to place fixed deposit cannot? only can do at weekdays ?

This post has been edited by samsungXP: Jun 18 2023, 03:56 PM
adele123
post Jun 18 2023, 05:17 PM

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QUOTE(samsungXP @ Jun 18 2023, 03:50 PM)
why i transfer money from my saving to place fixed deposit cannot? only can do at weekdays ?
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What bank? What method? We read your mind which bank you use or we read your mind when you press the wrong button?

No, no such thing as weekend csnnot do but who knows, maybe that bank is unique.
samsungXP
post Jun 18 2023, 06:30 PM

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QUOTE(adele123 @ Jun 18 2023, 05:17 PM)
What bank? What method? We read your mind which bank you use or we read your mind when you press the wrong button?

No, no such thing as weekend csnnot do but who knows, maybe that bank is unique.
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Maybank..i transfer rm5k from my saving account to open fixed deposit acc but declined
adbacc
post Jun 18 2023, 06:53 PM

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QUOTE(samsungXP @ Jun 18 2023, 06:30 PM)
Maybank..i transfer rm5k from my saving account to open fixed deposit acc but declined
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Perhaps a screenshot of the rejection message would help someone give better guidance/comments
(make sure to hide any personal info)

This post has been edited by adbacc: Jun 18 2023, 06:53 PM
fabu8238
post Jun 18 2023, 09:58 PM

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QUOTE(samsungXP @ Jun 18 2023, 06:30 PM)
Maybank..i transfer rm5k from my saving account to open fixed deposit acc but declined
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With this infamous bank you should be happy the 5k did not go missing
il0ve51
post Jun 19 2023, 01:06 PM

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hi may i know for BI need bring cash to put or can go counter transfer from there?
Human Nature
post Jun 19 2023, 01:28 PM

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QUOTE(il0ve51 @ Jun 19 2023, 01:06 PM)
hi may i know for BI need bring cash to put or can go counter transfer from there?
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What do you mean go counter transfer from there?
Do you have CASA with BI?
don123
post Jun 19 2023, 02:13 PM

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QUOTE(il0ve51 @ Jun 19 2023, 01:06 PM)
hi may i know for BI need bring cash to put or can go counter transfer from there?
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You can open the saving account on the spot and then online transfer from the other bank to the saving account on the spot.
nexona88
post Jun 19 2023, 02:27 PM

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QUOTE(il0ve51 @ Jun 19 2023, 01:06 PM)
hi may i know for BI need bring cash to put or can go counter transfer from there?
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If don't want open CASA... Then bring cash or bankers cheque

If u open CASA, then after open... Can transfer into the account & open FD on the spot....
virtualgay
post Jun 19 2023, 05:15 PM

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highest still is BI?
seriously where is the competition?
what BI doing with so much cash at hand?
i was there in BI to do 1 FD for 4.5% 1 year and they said because of this promotion their branch now have more and more customer
i guess not much ppl having BI account but because of the FD promo ppl are opening up CASA with them


okuribito
post Jun 19 2023, 06:04 PM

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QUOTE(fabu8238 @ Jun 18 2023, 09:58 PM)
With this infamous bank you should be happy the 5k did not go missing
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sure or not? not that bad lah

Can we get a statement of all my FD transactions with Maybank? Do they charge by the page? I dun mind paying

PS: how far back do they keep the records? Seven years? Twelve years?


This post has been edited by okuribito: Jun 19 2023, 06:07 PM
bbgoat
post Jun 19 2023, 08:41 PM

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BR 8 mths 4.11%

12 mths 4.22%.

with mthly interest, min 10k, 20/6 to 30/9/2023
BWassup
post Jun 19 2023, 09:01 PM

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QUOTE(bbgoat @ Jun 19 2023, 08:41 PM)
BR 8 mths 4.11%

12 mths 4.22%.

with mthly interest, min 10k, 20/6 to 30/9/2023
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Long-awaited announcement from BR. Above market average, but well below BI.

Are these rates negotiable, based on amount? smile.gif
nexona88
post Jun 19 2023, 10:01 PM

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QUOTE(bbgoat @ Jun 19 2023, 08:41 PM)
BR 8 mths 4.11%

12 mths 4.22%.

with mthly interest, min 10k, 20/6 to 30/9/2023
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Not bad rate... Still above than others but still below market leader BI 😉

Only good is monthly interest given 👍

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