QUOTE(bbgoat @ Jun 19 2023, 08:41 PM)
addon some info T&Cs | FAQs

Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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Jun 20 2023, 07:49 AM
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All Stars
65,351 posts Joined: Jan 2003 |
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Jun 20 2023, 09:20 AM
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Senior Member
6,614 posts Joined: Mar 2011 |
QUOTE(BWassup @ Jun 19 2023, 09:01 PM) Long-awaited announcement from BR. Above market average, but well below BI. U can always try....... Are these rates negotiable, based on amount? QUOTE(nexona88 @ Jun 19 2023, 10:01 PM) Not bad rate... Still above than others but still below market leader BI 😉 Yes the mthly interest make it better than BI in a way. Also cannot pump too much into 1 bank........ Only good is monthly interest given 👍 |
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Jun 20 2023, 10:27 AM
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Senior Member
3,289 posts Joined: Apr 2008 |
i dont get the MaxCash Campaign by Bank Islam
read the TnC also dont understand anyone got put money in MaxCash by BI? https://www.bankislam.com/maxcash-campaign/ |
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Jun 20 2023, 11:10 AM
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Senior Member
855 posts Joined: Dec 2007 |
adele123 liked this post
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Jun 20 2023, 11:31 AM
Show posts by this member only | IPv6 | Post
#27505
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Junior Member
845 posts Joined: Sep 2022 |
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Jun 20 2023, 11:43 AM
Show posts by this member only | IPv6 | Post
#27506
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5,574 posts Joined: Aug 2011 |
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Jun 20 2023, 11:49 AM
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855 posts Joined: Dec 2007 |
QUOTE(contestchris @ Jun 20 2023, 11:43 AM) https://www.pidm.gov.my/en/how-we-protect-y...em/member-banks |
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Jun 20 2023, 12:15 PM
Show posts by this member only | IPv6 | Post
#27508
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All Stars
48,551 posts Joined: Sep 2014 From: REality |
QUOTE(bbgoat @ Jun 20 2023, 09:20 AM) Yes the mthly interest make it better than BI in a way. Also cannot pump too much into 1 bank........ Yes. Needs to spread the $$$..Basic rule of "investment"... Cannot put all eggs in one basket 😁 But but but it's No PIDM protection which might make some to think twice 🤪 |
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Jun 20 2023, 02:01 PM
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Junior Member
177 posts Joined: Nov 2022 |
QUOTE(nexona88 @ Jun 20 2023, 12:15 PM) Yes. Needs to spread the $$$.. Bank Rakyat is a government agency as stated in its website. Government bank not under PIDM, just like BSN, Basic rule of "investment"... Cannot put all eggs in one basket 😁 But but but it's No PIDM protection which might make some to think twice 🤪 In 2018, Bank Rakyat was placed under the supervision of the Ministry of Entrepreneur Development and Cooperatives (MEDAC) who is responsible in the development of the nation's entrepreneurship and small and medium enterprises (SMEs) industry. |
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Jun 20 2023, 02:04 PM
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Senior Member
6,614 posts Joined: Mar 2011 |
QUOTE(BWassup @ Jun 20 2023, 11:31 AM) QUOTE(nexona88 @ Jun 20 2023, 12:15 PM) Yes. Needs to spread the $$$.. Well, this topic has been discussed so many times. I won't be deterred by the PIDM issue. It all up to the individual. Basic rule of "investment"... Cannot put all eggs in one basket 😁 But but but it's No PIDM protection which might make some to think twice 🤪 nexona88 liked this post
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Jun 20 2023, 08:22 PM
Show posts by this member only | IPv6 | Post
#27511
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All Stars
48,551 posts Joined: Sep 2014 From: REality |
QUOTE(kechung @ Jun 20 2023, 02:01 PM) Bank Rakyat is a government agency as stated in its website. Government bank not under PIDM, just like BSN, Basically it's better than PIDM since it's government banks 👌In 2018, Bank Rakyat was placed under the supervision of the Ministry of Entrepreneur Development and Cooperatives (MEDAC) who is responsible in the development of the nation's entrepreneurship and small and medium enterprises (SMEs) industry. No worries of $$$ missing |
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Jun 20 2023, 10:08 PM
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Senior Member
3,289 posts Joined: Apr 2008 |
QUOTE(nike89 @ Jun 20 2023, 11:10 AM) die die dont want to match with BIeven they give 4.25% also i will put for 6 months we all know OPR is going up very soon but does not mean FD rate will go up |
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Jun 21 2023, 07:29 AM
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Senior Member
3,864 posts Joined: Jun 2022 |
QUOTE(nexona88 @ Jun 20 2023, 08:22 PM) "Supervised" only. Not "guarantee". If shit hit fans, who knows.ok, back to topic. nexona88 liked this post
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Jun 21 2023, 09:18 AM
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Senior Member
1,286 posts Joined: Jan 2007 |
QUOTE(virtualgay @ Jun 20 2023, 10:08 PM) die die dont want to match with BI Even 4.0% they also don't want to offer. x.99 normally used in sales, so that people 'feel' cheaper.even they give 4.25% also i will put for 6 months we all know OPR is going up very soon but does not mean FD rate will go up True on the FD promo rate, MBB promo rate also drop, even OPR still the same. |
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Jun 21 2023, 09:32 AM
Show posts by this member only | IPv6 | Post
#27515
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Junior Member
315 posts Joined: Jun 2015 |
Hong Leong efd 3.99% for 6 months. Promo placement must be make between 20-22 June.
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Jun 21 2023, 12:14 PM
Show posts by this member only | IPv6 | Post
#27516
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All Stars
48,551 posts Joined: Sep 2014 From: REality |
QUOTE(dannyw @ Jun 21 2023, 09:18 AM) Even 4.0% they also don't want to offer. x.99 normally used in sales, so that people 'feel' cheaper. MBB is one of the worse place to dump your $$$ into FD...True on the FD promo rate, MBB promo rate also drop, even OPR still the same. They got among the worse rate offered... As for FD rate dropping... It's across the board.... Banks flush with $$$.... And latest news saying less people taking up loans... Thanks to higher interest rate.... CommodoreAmiga liked this post
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Jun 21 2023, 01:20 PM
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Junior Member
287 posts Joined: Dec 2007 |
For RHB FD, if mature date is 22 June, when can i take out the money?
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Jun 21 2023, 01:22 PM
Show posts by this member only | IPv6 | Post
#27518
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Junior Member
147 posts Joined: Nov 2017 |
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Jun 21 2023, 02:02 PM
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Senior Member
3,864 posts Joined: Jun 2022 |
QUOTE(nexona88 @ Jun 21 2023, 12:14 PM) MBB is one of the worse place to dump your $$$ into FD... Some more MBB online cuckoo...many people reported missing deposits here.They got among the worse rate offered... As for FD rate dropping... It's across the board.... Banks flush with $$$.... And latest news saying less people taking up loans... Thanks to higher interest rate.... Previously also very sneaky, don't even tell you the rates before you make placement. Recently I saw they have a small link to show the rates already...maybe too many complaints to Bank Negara....lol. |
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Jun 21 2023, 02:14 PM
Show posts by this member only | IPv6 | Post
#27520
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All Stars
48,551 posts Joined: Sep 2014 From: REality |
QUOTE(CommodoreAmiga @ Jun 21 2023, 02:02 PM) Some more MBB online cuckoo...many people reported missing deposits here. $$$ missing not only tiger.... Sotong also same page.... Many complaining.... U wait end of this week or next week. Mark my word... Confirmed system offline @ crash.... Salary time always got issues especially gomen salary time....Previously also very sneaky, don't even tell you the rates before you make placement. Recently I saw they have a small link to show the rates already...maybe too many complaints to Bank Negara....lol. |
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