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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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PixelPerfect
post Oct 14 2022, 07:12 AM

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QUOTE(guy3288 @ Oct 13 2022, 08:25 PM)
Yes, if i park in SSPN with 3% , i rugi RM9000
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you park so much in sspn ah??? no other better rate from priority banking etc?
PixelPerfect
post Oct 15 2022, 12:52 PM

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Waiting for next round of increase in Nov
PixelPerfect
post Oct 19 2022, 07:48 AM

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QUOTE(cybpsych @ Oct 18 2022, 04:27 PM)


not bad from CIMB
PixelPerfect
post Oct 19 2022, 07:49 AM

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QUOTE(joeblow @ Oct 18 2022, 07:02 PM)
What do you guys think about this? From CIMB

‼️ *Foreign Currency Fixed Deposit: 外汇定期* !!

*12M Interest 12个月利息*
📊 *USD美金*: 4.75%💰
📊 *SGD新币* :3.80%💰
📊 *AUD澳币* :3.75%💰

*Why FCFD? 原因*
📌 have multiple currency as hedge of country risk 拥有多元化货币以便分散
📌Malaysian Ringgit long trend depreciation 马币长期贬值
📌 Flexible choice of tenure 多选择时长

Looks like rates very good. Though the exchange rate sucks, but ringgit indeed on downtrend and if there's a recovery, aussie looks good considering their natural resources.
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might lose on conversion and other charges
PixelPerfect
post Oct 31 2022, 06:03 AM

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When is the next monetary meeting?
PixelPerfect
post Nov 16 2022, 01:30 PM

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QUOTE(anwa @ Nov 16 2022, 01:13 PM)
Adoi, i just place CIMB. Is it worth to uplift after one day and put in HLB?
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put 3 months first hehehe
PixelPerfect
post Dec 22 2022, 05:23 PM

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Now still no options to open public bank savings account online ya ...aiyoh ..I only have joint account... can't place FD
PixelPerfect
post Dec 26 2022, 01:57 PM

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Anyone knows if they (Public bank) allow top up of maturity FD to get the promo rate on the counter? Last time they used to allow top up 3-5k on the counter for the FD upon maturity to renew at the promo rate.
PixelPerfect
post Dec 29 2022, 09:56 AM

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QUOTE(zenwell @ Dec 28 2022, 10:34 PM)
Thanks for the suggestion! (and for getting the idea of what i'm trying to do  tongue.gif ) I sometimes see hlb got lots of deals too!
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Most likely next promo is the usual CNY promo for HLB. Will be waiting for that too

 

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