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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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rahtid
post Jul 7 2022, 05:02 PM

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QUOTE(jhleo1 @ Jul 7 2022, 03:41 PM)
Ambank FD especially those promote rates can be done online? Dont have any Ambank Saving account yet. If everything can be done online then would be good.
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Online Ambank dont have promo rate..
Human Nature
post Jul 7 2022, 05:05 PM

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QUOTE(jhleo1 @ Jul 7 2022, 03:41 PM)
Ambank FD especially those promote rates can be done online? Dont have any Ambank Saving account yet. If everything can be done online then would be good.
*
Have to see the specific. Those with online promo, they will state what code to enter. You definitely need a CASA for online promo. No such promo at the moment.

QUOTE(xSean @ Jul 7 2022, 04:44 PM)
This new rate after the opr increased?
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Yes

This post has been edited by Human Nature: Jul 7 2022, 05:06 PM
jenern84
post Jul 7 2022, 05:47 PM

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HLB 3% 7/7 promotion is no longer worth it, right?
cybpsych
post Jul 7 2022, 08:33 PM

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QUOTE(jenern84 @ Jul 7 2022, 05:47 PM)
HLB 3% 7/7 promotion is no longer worth it, right?
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why not?
ManutdGiggs
post Jul 7 2022, 08:38 PM

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UOB FD wef 08 July 2022

Conventional ONLY

6m = 2.55% pa
Fresh Funds only
Min RM10,000

12m = 2.85%pa
Fresh Fund Only
Min RM 10,000

T&C applied
First come first served, until max fund size filled up

Uob rate doesn't look good
fabu8238
post Jul 7 2022, 09:08 PM

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For info sake the Pakistan State Bank raised its OPR equivalent to 15%!
bcombat
post Jul 7 2022, 09:26 PM

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QUOTE(ManutdGiggs @ Jul 7 2022, 08:38 PM)
UOB FD wef 08 July 2022

Conventional ONLY

6m = 2.55% pa
Fresh Funds only
Min RM10,000

12m = 2.85%pa
Fresh Fund Only
Min RM 10,000

T&C applied
First come first served, until max fund size filled up

Uob rate doesn't look good
*
Promo rate already there quite sometimes ago….

dannyw
post Jul 7 2022, 09:58 PM

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QUOTE(jenern84 @ Jul 7 2022, 05:47 PM)
HLB 3% 7/7 promotion is no longer worth it, right?
*
Worth or not depends you have another bank account with higher rate or not?

Else this is not bad either.
cybpsych
post Jul 8 2022, 06:21 AM

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Public Bank: Revision of Promotional Rates for Campaigns

Please be informed that the promotional interest / profit rates for the following Campaigns will be revised with effect from 8 July 2022:

PB Fixed Deposit / Term Deposit-i Campaign
Click here for the revised Terms & Conditions.

PB RCB Fixed Deposit / Term Deposit-i Campaign
Click hereClick here for the revised Terms & Conditions.

PB eFD via FPX Campaign
Click here for the revised Terms & Conditions.

Red Carpet Invitation & Referral Campaign
Click here for the revised Terms & Conditions.

RCB Birthday Month Privileges Campaign
Click here for the revised Terms & Conditions.
cyclopcom
post Jul 8 2022, 07:26 AM

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anyone ever place foreign currency FD? can share your experience? any charges from bank? any different from normal fd?Thanks.

USD
maybank 2.73(3m) 3.20(6m)
cimb 1.65(1m) 2.10(3m) 2.60(6m) 3.30(12m)
alliance bank 1.80(1m) 2.50(3m) 2.80(6m) 3.20(12m)

This post has been edited by cyclopcom: Jul 8 2022, 07:27 AM
MUM
post Jul 8 2022, 07:49 AM

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QUOTE(cyclopcom @ Jul 8 2022, 07:26 AM)
anyone ever place foreign currency FD? can share your experience? any charges from bank? [COLOR=blue]any different from normal fd?[/
COLOR]Thanks.

USD
maybank                                2.73(3m)      3.20(6m)
cimb                  1.65(1m)        2.10(3m)      2.60(6m)          3.30(12m)
alliance bank      1.80(1m)        2.50(3m)      2.80(6m)          3.20(12m)
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Like any investment, though, do note that investing in an FCFD account does come with some level of risk. You may lose some value of the currency you buy if its exchange rate drops at the FD maturity
https://ringgitplus.com/en/blog/sponsored/h...enefit-you.html

https://www.google.com/search?q=foreign+cur...mobile&ie=UTF-8

Afterburner1.0
post Jul 8 2022, 08:21 AM

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QUOTE(ManutdGiggs @ Jul 6 2022, 05:19 PM)
*Ambank Special Empowerment Deposit Drive* 🔥🔥🔥
*7 Jul - 31 Jul* *APPLICABLE FOR both ISLAMIC TD-i & CONVENTIONAL FD*

*6 months @ 2.80% p.a*

*9 months @ 2.90% p.a*

*12 months @ 3.20% p.a*

Offer validity:
*valid till 31 Jul 2022*

*Valid only for AmBank Priority Customer*

Is ambank the first to hoot promo?
*
Need to placed at least rm200K in fd then qualify?
akhito
post Jul 8 2022, 08:56 AM

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PBB updated board rates
QUOTE
Tenure Rate (% p.a)
1 Month 2.00
2 Months 2.15
3 Months 2.20
4 Months 2.20
5 Months 2.20
6 Months 2.30
7 Months 2.30
8 Months 2.30
9 Months 2.30
10 Months 2.30
11 Months 2.30
12 Months 2.35
13 to 60 Months Negotiable
MBB
basically same just that 1 month is slightly lower at 1.95%
Dyson Jin
post Jul 8 2022, 09:06 AM

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Affin eFD Promo sudah out

1 Month 2.0%
3 Months 2.48%
6 Months 2.73%
9 Months 2.75%
12 Months 3.05%
18 Months 3.05%
24 Months 3.15%

For PBB eFD campaign
Attached Image

This post has been edited by Dyson Jin: Jul 8 2022, 09:10 AM
Human Nature
post Jul 8 2022, 09:09 AM

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QUOTE(Afterburner1.0 @ Jul 8 2022, 08:21 AM)
Need to placed at least rm200K in fd then qualify?
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Deposits or investments of RM200,000 or more or
Investment only of RM150,000
xSean
post Jul 8 2022, 11:32 AM

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since it will have another opr increase another few months, is it recommended to placement for 3 months instead of 6/12 months now?
MUM
post Jul 8 2022, 11:49 AM

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QUOTE(xSean @ Jul 8 2022, 11:32 AM)
since it will have another opr increase another few months, is it recommended to placement for 3 months instead of 6/12 months now?
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Depends on how much you gonna place,...if just 1k then,.... Need to calculates the $ returns on prorate basis
Depends on what is the variance of interest rate between the 3, 6, 12 months.
Depends on if and when that opr will be and by how many %...

If unknown,.. And are sure that the rate will rises,... Just go for short duration

joeblow
post Jul 8 2022, 11:54 AM

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QUOTE(Dyson Jin @ Jul 8 2022, 09:06 AM)
Affin eFD Promo sudah out

1 Month 2.0%
3 Months 2.48%
6 Months 2.73%
9 Months 2.75%
12 Months 3.05%
18 Months 3.05%
24 Months 3.15%

For PBB eFD campaign
Attached Image
*
Invita a bit higher. 3 years 3.5%, I am very tempted. 19 to 24 months 3.25%. 12 months 3.15%. OTC.
Mr. Najib Razak
post Jul 8 2022, 12:07 PM

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QUOTE(Dyson Jin @ Jul 8 2022, 09:06 AM)
Affin eFD Promo sudah out

1 Month 2.0%
3 Months 2.48%
6 Months 2.73%
9 Months 2.75%
12 Months 3.05%
18 Months 3.05%
24 Months 3.15%

For PBB eFD campaign
Attached Image
*
hi
may i know where do you click for the promo rate?
couldnt find in affin always sweat.gif
Dyson Jin
post Jul 8 2022, 12:16 PM

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QUOTE(Mr. Najib Razak @ Jul 8 2022, 12:07 PM)
hi
may i know where do you click for the promo rate?
couldnt find in affin always  sweat.gif
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Here is it..
Attached Image
Attached Image

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