I googled and found some...
not sure if you liked that locations....

how long are you willing to wait for the 0.1% ?
these promo starts and ends differently and sometimes they are not "openly" published...and sometimes for just a short duration....
just be careful of the cost of procrastination....

goggled and saw this EXAMPLE...
https://www.ambank.com.my/eng/promotions-pa...or6monthstenure

see post 5527?

googled and found this...
https://www.imoney.my/savings-account

more on google
https://www.google.com/search?q=saving+acco...chrome&ie=UTF-8

no idea...i did not read details in that link....
if you are in front of the computer....check that bank website for more details and T&C then call them to confirm availability.

maybe just maybe,.....you have to do it over the counter bcos there is a need to ensure that the 5% of FD sum equivalent are placed in the CASA too....??

https://www.hlb.com.my/en/personal-banking/...2-month-fd.html
https://www.hlb.com.my/content/dam/hlb/my/i...-435-fd-tnc.pdf

yes,
but subjected to minimum sum of 100K to be eligible for 3.55% pa
else it would be either 0% or from 1.8%pa

https://forum.lowyat.net/uploads/attach-14/...-1523581515.jpg

you want a FD with highest rates?.....for how long the duration?
how does the business relates to FD?
Pledge the FD for business?
You wanted to open a bank a/c with many benefits...do you mean FD a/c?
what benefits are you refering to?

No companies, partnerships, associations, societies, unions or clubs are allowed to open an Alliance SavePlus account.
https://www.alliancebank.com.my/Alliance/me...Account-TnC.pdf

googled and found this ........hope it helps to clear your confusion

https://www.imoney.my/articles/what-is-fixe...d-deposits-work

https://ringgitplus.com/en/blog/Banking/Int...n-Malaysia.html

while waiting for responses, I googled and found this.
hope it can provide some info about the benefits while you wait for responses....

the "benefits" as per the web....
https://www.alliancebank.com.my/banking/per...us-account.aspx

but please read the whole pictures as in the T&C to be eligible for those benefits....
https://www.alliancebank.com.my/Alliance/me...Account-TnC.pdf

suitable for who?......my uneducated wild guess is maybe for those that after reading those T&C and still think that it is ok for their uses...

Do you?


This post has been edited by MUM: May 2 2018, 05:37 PM

I think it should be...(i had been wrong many times too)
There is no transaction fee if your minimum monthly average account balance is RM10000, if RM20001 onwards get 1.8%, and 3.5 % p.a for balances of RM100,000 above.

This post has been edited by MUM: May 2 2018, 05:52 PM

tis?
http://www.maybank2u.com.my/mbb_info/m2u/p.../PRO-Promotions

http://www.maybank2u.com.my/WebBank/efdnow010518_tnc.pdf

did you managed to get the answer for that?

go first to the one that gives you more ROI?

Banker's cheques?

not really...for many does not have the privilege to easily get more have have more time to go hunting for more units

for personal (non business) tax submission or for those in business?

googled and found this....
(d) Interest from fixed deposit placed as security
(e) Interest arising from the excess of cash from working capital placed in the short term or long term investments

The interest received from the fixed deposit is interest income under paragraph 4© of the ITA.

http://lampiran1.hasil.gov.my/pdf/pdfam/PR_03_2016.pdf


from page 70 post 1381 of
https://forum.lowyat.net/topic/3456872/+1380
forummer McFD2R @ Mar 25 2015, 06:06 PM posted this and link
"There is no mention of minimum/maximum amount in LHDN"

Interest
Income in respect of interest received by individuals resident in Malaysia from money deposited with the following institutions is tax exempt with effect from 30 August 2008:
A bank or a finance company licensed or deemed to be licensed under the Banking and Financial Institutions Act 1989;
A bank licensed under the Islamic Banking Act 1983;
A development financial institution prescribed under the Development Financial Institutions Act 2002;
The Lembaga Tabung Haji established under the Tabung Haji Act 1995;
The Malaysia Building Society Berhad incorporated under the Companies Act 1965;
The Borneo Housing Finance Berhad incorporated under the Companies Act 1965

http://www.hasil.gov.my/bt_goindex.php?bt_...=5000&bt_sequ=3

This post has been edited by MUM: Oct 21 2018, 10:05 AM

are you placing money in US banks?

US hiked rate a number of times this year....how many times has M'sia hike rate this year?

This post has been edited by MUM: Dec 21 2018, 07:32 AM

Not necessary....see attached image and count the number of hikes for US and the compare with the number of hikes for M'sia and its hike rate amount in total

https://tradingeconomics.com/united-states/interest-rate

https://tradingeconomics.com/malaysia/interest-rate


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