From Affin RM

Affin Bank FD promotion rate FOR INVIKTA CUSTOMER:

3 months 2.63%p.a.
6 months 2.88%p.a.
9 months 2.90%p.a.
12 months 3.15%p.a.

Minimum placement amount RM50K

Applicable to both new and existing funds

Promotion period from 7 July 2022 until further notice

*rate subject to changes from time to time, will update again if there is any

*Invikta FD rate only applicable placement over the counter, not applicable for online FD placement
Affin Bank FD promotion rate:

3 months 2.53%p.a.
6 months 2.78%p.a.
9 months 2.80%p.a.
12 months 3.10%p.a.

Minimum placement amount RM10K

Promotion period from 7 July 2022 until further notice

*rate subject to changes from time to time, will update again if there is any

For Invikta FD, as u said, must be 1 cert 50k or more to enjoy the rate. I got the Invikta credit card and also the DUO Cashback card (not the DUO Plus). Paid RM50 SST. But did not get the debit card as not using it anyway.

For the service charge, below reply from Affin RM,

AUM more than RM200K, invikta account RM100, no charges

AUM less than RM200K, invikta account RM1000, no charges

AUM less than RM200K, invikta account less than RM1000, RM10 charges half yearly

AUM is Asset Under Management. Can include CASA, FD, investment products and loans u take from the banks.

Haha, there is definitely such thing as service charge if AUM falls below the limit or the CASA is below certain limit. Better ask the mgr again. Some banks charges even more if AUM falls below certain limit on monthly basis for PB customers.

Affin Bank
FD Promotion- Over The Counter Placement
Campaign Period: 10 SEPT 2022 - 30 SEPT 2022

Normal Customer (Min: RM8,000)
4-months: 2.90%pa
6-months: 3.00%pa
9-months: 3.25%pa
12-months: 3.35%pa
18-months: 3.35%pa
24-months: 3.20%pa

Avance Customer (Min: RM10,000)
4-months: 2.95%pa
6-months: 3.05%pa
9-months: 3.30%pa
12-months: 3.40%pa
18-months: 3.40%pa
24-months: 3.25%pa

Ivikta Customer (Min: RM50,000)
4-months: 3.05%pa
6-months: 3.15%pa
9-months: 3.40%pa
12-months: 3.50%pa
18-months: 3.50%pa
24-months: 3.35%pa

Affin Bank FD promotion rate FOR INVIKTA CUSTOMER:

ONLY FOR CONVENTIONAL FD ACCOUNT

4months 3.05%p.a.
6 months 3.40%p.a.
9 months 3.40%p.a.
12 months 3.50%p.a.

Minimum placement amount RM50K

Promotion period from 9 September 2022 until 30 September 2022

*rate subject to changes from time to time, will update again if there is any

*Invikta FD rate only applicable placement over the counter, not applicable for online FD placement

Asked Affin RM this morning, her reply:

Affin Bank FD promotion rate FOR INVIKTA CUSTOMER:

ONLY FOR CONVENTIONAL FD ACCOUNT

4months 3.05%p.a.
6 months 3.15%p.a.
9 months 3.40%p.a.
12 months 3.50%p.a.

Minimum placement amount RM50K

Promotion period from 9 September 2022 until 30 September 2022

*rate subject to changes from time to time, will update again if there is any

*Invikta FD rate only applicable placement over the counter, not applicable for online FD placement
Affin Bank FD promotion rate:

ONLY FOR CONVENTIONAL FD ACCOUNT

4months 2.90%p.a.
6 months 3.00%p.a.
9 months 3.25%p.a.
12 months 3.35%p.a.

Minimum placement amount RM8K

Promotion period from 9 September 2022 until 30 September 2022

*rate subject to changes from time to time

No need to be confused - it is 3.15% pa for 6 months for Affin invikta

That is the latest promotion

Not likely to be eff rate 4.1%, way too high for now.
My RM told me last week 6 mth 3.40%, but yesterday confirmed with her, 6 mth 3.15%. I think Affin changed the rate then confusion among their staff causing further confusion down the line. I would believe it to be 3.15% 6 mths.
:thumbsup:  :thumbsup:

hi, updated a bit. cant keep up haha.
let me know on any corrections or updates. thanks