Really standby the bullet already.   

Even the OPR really increase, wonder take how long for bank FD rate to follow.

i guess 0.1 😂

Looking to read feedback from FD clients. Just curious question concerning financial literacy of people.

As readers at this forum, do you routinely place Fixed Deposits at the minimal Board Rates available (based on Maybank FD Board Rates wef since 9 July 2020), or at the promotion FD rates for general public at any particular period, or at special promotion FD with special conditions for select clients?

Tenure Rate (% p.a)
1 Month 1.75
2 Months 1.90
3 Months 1.95
4 Months 1.95
5 Months 1.95
6 Months 2.05
7 Months 2.05
8 Months 2.05
9 Months 2.05
10 Months 2.05
11 Months 2.05
12 Months 2.10

Tenure Rate (% p.a)
1 Month 2.00
2 Months 2.15
3 Months 2.20
4 Months 2.20
5 Months 2.20
6 Months 2.30
7 Months 2.30
8 Months 2.30
9 Months 2.30
10 Months 2.30
11 Months 2.30
12 Months 2.35
13 to 60 Months Negotiable

Does SSPN refer to Skim Simpanan Pendidikan Nasional? Any specific treads in this forum discussing about it?

To withdraw or transact amount > 10K, required secureplus. However, their own website secureplus functionality linkage to their mobile is not working. Been a while, at least close to a year. To transfer or withdraw FD amount > 10K, I use their mobile app.

Btw, I just realised from someone post (a few post earlier), there is a different website from RHB
https://logon.rhb.com.my/default.htm  (RHB online Now)

https://onlinebanking.rhbgroup.com/my/login  (RHB online)

The first one is what I have been using, but could not get the secureplus to send to mobile app previously. So I always use their mobile app to transact. I have not try to do this recently or the 2nd website link. The 2nd website look very similar to their mobile app.

5th  07-08 Sep 2022 (Wednesday-Thursday) 
6th  02-03 Nov 2022 (Wednesday-Thursday)

Tmr boss... but exciting times for us FD kaki 

Just asking. Will you place if 3.35 %, 3.5 % or 3.73%, or you will wait for more?

MBB board rate

*Effective from 12 September 2022
expecting pbb and others to follow suit soon

PLUS Fixed Deposit Rates - effective 12 September 2022
Tenure Rate (% p.a)
1 Month 2.10
2 Months 2.25
3 Months 2.30
4 Months 2.30
5 Months 2.30
6 Months 2.45
7 Months 2.45
8 Months 2.45
9 Months 2.45
10 Months 2.45
11 Months 2.45
12 Months 2.60
13 to 60 Months Negotiable

not an issue until December 2022 
#22151

how long FD i can leave it on bank? does it expirry? or need renew again?
i place FD 3 years ago, FRIA, then i just ignore it, yes interest is down 2.1%

All Deposit Accounts i.e. Savings Accounts, Current Accounts and Fixed Deposit Accounts (except Foreign Currency Accounts and Gold Investment Accounts) without any customer-initiated transactions (deposit or withdrawal transactions performed through either the counter or via self service banking channels) for a continuous period of twelve (12) months or more will be classified by the Bank as an 'Inactive' account.

The 'Inactive' status would remain unchanged until the account holder reactivates the account by performing a deposit or withdrawal transaction personally at the Bank's counter as all other modes of payment channel such as Self Service Terminals, E-Banking and Tele-Banking would be deactivated.

Should the account holder fail to perform a transaction on the account as mentioned above for a period of seven (7) years from the date of the last customer-initiated transaction, the account would be classified as 'Dormant'.

Before the account becomes 'Dormant', the Bank will send a notice to the account holder at least twenty one (21) calendar days in advance informing him/her/them of the impending dormancy and to reactivate the account personally at the Bank's branch.

If the account holder failed to reactivate the account within twenty one (21) calendar days of the notice, once the account becomes 'Dormant', it will be closed and the money inside the account will be transferred by the Bank to the Registrar of Unclaimed Moneys in accordance with the Unclaimed Moneys Act 1965.

Yesterday OCT-3 I went to Bank Rakyat for the 3.55%pa deal but was told it ended in September. The new rates are not attractive at all.

To my surprise, to open an account at BR I need to show original copies (soft copy won't do  ) of electricity or water bill with an address that matches my IC. Huh?

So I ran away asap and go down the road to check Hong Leong, 6 months is 3.0% 12 months is 3.2%.
Decided to go with the 3.0%, in anticipation of bank negara increasing the rates in the next few months.... fingers crossed.

3.5% for first 50k? Sure boh? I thought it's 3% up to 200k max and after that it's 2.25%? Revised already?

Expected announcement around what time, anyone?

I am very keen on short term rates.

MBB has put up their online 1 month rate to 2.45 and 2 months to 2.65 , 3 months 2.7, 6 months 2.8, 12 months 2.85

https://www.maybank2u.com.my/maybank2u/mala...ount_rates.page

PB eFixed Deposit Rates - effective 7 November 2022
Tenure Rate (% p.a)
1 Month 2.20
2 Months 2.35
3 Months 2.40
4 Months 2.40
5 Months 2.40
6 Months 2.60
7 Months 2.60
8 Months 2.60
9 Months 2.60
10 Months 2.60
11 Months 2.60
12 Months 2.80

MPC meeting dates 2023
1st  18 & 19 Jan 2023 (Wednesday & Thursday) 
2nd  08 & 09 Mar 2023 (Wednesday & Thursday)
3rd  02 & 03 May 2023 (Tuesday & Wednesday)
4th  05 & 06 Jul 2023 (Wednesday & Thursday)
5th  06 & 07 Sep 2023 (Wednesday & Thursday) 
6th  01 & 02 Nov 2023 (Wednesday & Thursday)