Save and grow your money with 2.40% p.a. for 24 months eFixed Deposit/eFixed Deposit-i placements via HLB Connect. [ HLB | T&Cs ]
01 AUGUST 2021-30 SEPTEMBER 2021

Tenure	Promotional Rates
3 months	2.30% p.a.
6 months	2.35% p.a.
12 months	2.40% p.a.
18 months	2.40% p.a.
24 months	2.40% p.a.

Should there be an Overnight Policy Rate (OPR) change, the Promotional Rate may be revised

Minimum Placement Amount: RM10,000 | Maximum Placement Amount: RM2,000,000

sorry i mean anything better than 1.7% lol

Once FD is placed and most likely B Negara will revise OPR downward in sept. Will it affect the FD interest rate on those FD which we have deposited before OPR change?

Once FD is placed and most likely B Negara will revise OPR downward in sept. Will it affect the FD interest rate on those FD which we have deposited before OPR change?

Once FD is placed and most likely B Negara will revise OPR downward in sept. Will it affect the FD interest rate on those FD which we have deposited before OPR change?

Why OPR is 'likely' to be revised downward?
There's no point to cut interest rate further, cause the effect of boosting spending and borrowing is marginal with any cut

Also, with US rates likely going up, if OPR continues to go down, our MYR might go above 4.40

Nowadays hardly seeing 'BIG' banks having fd promo. 😅

I always wonder if there are any proper studies that show interest rate cuts are counter productive or reaching those who do not really need or deserve to be supported.
Contrary to popular conception that OPR decrease is beneficial to economic recovery, I wonder if the reverse is actually the case. I understand it would need persons with rare courage to go beyond and explore or write about ideas that are contrary to the popular ideas. Being scientific, quantitative, and questioning of results, or being grounded on human behaviour and the impact over time, and monitoring possible/various explanations of what happens is not exactly how populist economy works. Practical and beneficial Economics need to be improved to be more exploratory and open to a range of possible scenarios or explanations instead of trying to fit into one  train of thought.

Our offerings just got even sweeter!

Apply Bank Rakyat Term Deposit-i Account now to enjoy profit rate up to *2.78% p.a.
Campaign start 16th May until 31st August 2021. Visit our nearest branch now.
T&C apply

Is Bank Rakyat's 18 months FD promo at 2.78% still available?
I am thinking to place this 2.78% FD tomorrow..

9-month FD/TD-i & CASA/-i Combined Campaign [ Ambank | T&Cs ]
Campaign Period : 1 August 2021 - 31 October 2021

Times are uncertain but our returns are rock solid.

Make a fresh funds placement in Fixed Deposit/Term Deposit-i (FD/TD-i) and Current or Savings Account/Current or Savings Account-i (CASA/CASA-i) for 9 months and enjoy returns of up to 2.88% p.a.



Terms and conditions:
Minimum Combined amount of RM10,000 and up to maximum of RM2,000,000 (No capping for AmWafeeq Savings Accountholders).
Placement ratio: 80% in FD/TD-i and 20% in CASA/CASA-i.
Both FD/TD-i and CASA/CASA-i accounts must be earmarked for nine (9) months.
Subject to immediate revision should there be any change to the Overnight Policy Rate (OPR).
Upon maturity, FD/TD-i will be renewed at the prevailing board rate for the same tenure.
Partial withdrawal of the FD/TD-i or CASA/CASA-i before the completion of Tenure is not allowed and the Eligible Customer(s) shall not be allowed to enjoy any interest/profit rate* whatsoever.
Applicable for placements made over the counter only at any AmBank/AmBank Islamic branch.

*Conventional terminologies are applicable to AmBank products, while Islamic terminologies are applicable to AmBank Islamic products.

wonder if the money in s/a betul betul locked or next day can withdraw like last time?  , can anyone clarify ?

Anybody able to post in hong leong bank investment account

When Hong Leong bank TIA matured, does the principal and interest will still keep in TIA account (just like FD) after passing the maturity date or both will credit to our saving account on the maturity date?

If TIA need to manually withdraw then are we allow to withdraw on the maturity date without forfeit our interest?

Is Bank Rakyat's 18 months FD promo at 2.78% still available?
I am thinking to place this 2.78% FD tomorrow..

Ambank offer the same rate, any reason to go for BR instead?

I do not see AM Bank offers the same rate at 2.78%.
Can you show me the info?

search "ambank 2.78%" OR #spreadsheet you will find.