Maybank over the counter 4%. Min 10k. Interest at the end of tenure.

I guess that HLB FPX more attractive then.

Left Islamic ones only. Just placed some.

Thanks so much for the response. In terms of the 5 year FD, will I be able to withdraw the interest on a yearly basis or will I have to wait for the five years to lapse?

Cheers

Maybank offers 4.5% min 5% max for 3 years. Interest is paid out yearly. 10k min :-)

Yes, HLB interest is actually 2.666% of the principal as you figured 8 /12 x 4 %. It is up to the FD investor whether any luck to make another 4 months worth at 4% or end up with a higher or lower rate. I assume this is one of the reasons for the poor pickup of the offer as some FD investors are conservative and prefer a bird in the hand to take a 12 month at 4% instead. It is only those who are loyal HL customer, have a gambling nature, or have some kind of info that reasoned chances of the FD rate will rise after 8 months is better than going down; - that will take the HL offer.

As for those who are hoping for that 4.18% chance, it is pretty obvious that the above thinking never crossed their minds, or the hesitation from the undecided on the EPF rate. One can figure out the thinking of FD customers easily. The pick-up rates are just a nice confirmation that this is truly a year of the chicken hearted (joking only).

From 3 February to 31 March 2017, the Ambank TD-i promos complete with monthly payment of interests are:-
3.68% for 8 months minimum 10k.
4.08% for 8 months minimum 50k.
Nobody said anything about 4% for 12 months when I was at Ambank today 20 February 2017.
There are also the usual bundled offers with fantastic figures.

Any foreign FD can recommend to put?
Is it a good time to put foreign FD since Ringgit will keep depreciating..

New info from Muamalat officer. Customer can request top up for the 4.5% FD, min still 100k. So for those guys who has placed for the 4.5%, can call to get approval first. 

Those 18 months deposit, do they calculate interest after 12 months or at the end of 18months?

Say example if I put in 100k, 4.2% for 18
Months / what will be my total sum at maturity?

TIA

takpe lah.
The loss is their's . Not mine.
Try the local banks?
Most times, no questions asked.
If they do ask, I'll tell them I just robbed a bank and they will just smile and no further question.

so is this so trend going to be a thing?

so-rry to be necro-ing but just want a quick check with all the otais here, only interest earned exceeding RM100,000.00 will be taxable am I right?
Based on an average of 4% p.a that would be a capital of RM2.5mil and above right?
Currently looking into the 25x expenses rule for early retirement lol

Guys. Stand Chart price solution called me and offer me cash advance from my credit card at 3.88% per annum. If i take that cash and put in HLB FD 4.3%, does it mean I'll make a slight profit? Sorry I'm not a finance guy, I need those with financial knowledge to help me.

Err i thought 10,000*3.35%=RM335? Why RM20+?

Sorry if im being stupid  I seriously dont know why lol.

Just want to know if government putting in money to enable higher interest rate for islamic fd?

if a person withdraw money from the bank and then immediately pass the money to me in the same Bank, can consider as fresh fund?

I think this FD promo is no longer available..?
I cannot find it on May Bank 2u website?

i would like to recommend BBazaar.my for latest FD interest rates.

click here: BBazaar

I was in BR this week to place FD. U can get nego rate by asking them to call HQ. This is my first FD with them after draining all FD's due to no good offer from them for last 1 year or so.

Even got the FD cert delivered to me, saved me one trip. Suppose to get FD cert the same day but due to some problem did not get it on the day. Received 2 gifts also.