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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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yongs90
post Mar 5 2018, 08:15 AM

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Need help on how to calculate the effective interest rate for HLB? Refer attachment.

Hong Leong Islamic Bank Berhad’s Fixed Deposit-i Promotion. Minimum Fresh Fund RM10K. Valid until 31 March 2018

6-months Effective Interest Rate 4.07% p.a. to 4.15% p.a.
12-months Effective Interest Rate 4.25% p.a to 4.31%p.a.


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yongs90
post May 7 2018, 09:33 AM

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QUOTE(dannyw @ May 7 2018, 08:12 AM)
Finally HLB eFD promo is out, but this round, can't even beat MBB!  doh.gif

4.05% p.a. for 6 months
3.95% p.a. for 3 months

Promo 07 May 2018 - 30 June 2018
*
Minimum eFD / eFD-i Placement Amount
RM10k

transaction via FPX transfer

HLB Promo TnC

This post has been edited by yongs90: May 7 2018, 09:38 AM
yongs90
post May 7 2018, 10:32 AM

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QUOTE(jAsOs @ May 7 2018, 10:29 AM)
Hi, based on the post by pvateme, he was able to get the promotion rate. So my guess would be yes, you are able to use existing funds.

However, if they do not mark the placement with the promo rate, you can uplift it at anytime and turn it into “fresh” funds.
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if i remember correctly, you CANNOT uplift on the SAME day (maybank2u).
so 1 day delay la..
yongs90
post May 30 2018, 09:12 PM

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QUOTE(yclai118 @ May 30 2018, 02:12 PM)
Cimb without pidm 6 month 4.4% .
         with pidm 12 month same as 4.4% . rclxms.gif
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aiya... i didn't know CIMB also 4.4%..
I placed at ambank 4.4% 12 months today over the counter (OTC)

This post has been edited by yongs90: May 30 2018, 09:13 PM
yongs90
post May 30 2018, 09:36 PM

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QUOTE(ycs @ May 30 2018, 09:33 PM)
is the 4.4% rate at the website? i can't seem to find the offer rate; pls share the link if you have
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mine is over the counter wor...
no link promoting it on website wor...
yongs90
post May 30 2018, 09:38 PM

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QUOTE(ProxMatoR @ May 30 2018, 09:14 PM)
same same kan?  hmm.gif
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haha.. but ambank first wor..
CIMB just started this week only wor, i think..

yongs90
post May 30 2018, 09:41 PM

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QUOTE(ycs @ May 30 2018, 09:39 PM)
you put 1 million ka?  biggrin.gif
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haha.. i million rupiah got la..
yongs90
post Jul 2 2018, 12:37 PM

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QUOTE(MrBlackie33 @ Jul 2 2018, 12:35 PM)
For CIMB FD...if the fd slip is the joint name of both person...izit necessary for both person to present at the same branch in case one of the party wanna fully withdraw it from cimb?
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depends on your Fixed Deposit choice when you signed up the first time.
Is it AND or OR?

eg.
A AND B. Both A and B need to be present
A OR B. Either A or B need to be present

Deal Hunter has explained it well in Post #7623
https://forum.lowyat.net/topic/4154481/+7620

This post has been edited by yongs90: Jul 2 2018, 02:50 PM
yongs90
post Jul 2 2018, 02:42 PM

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CIMB
Over the Counter (OTC)
4.3% 12 months

This post has been edited by yongs90: Jul 2 2018, 02:47 PM
yongs90
post Dec 2 2019, 04:18 PM

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what is the condition for ambank fd promotion?
yongs90
post Apr 15 2020, 03:44 PM

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QUOTE(cute_boboi @ Apr 13 2020, 11:35 PM)
Not sure anyone posted recently. HLB eFD <- FPX <- MBB has limit 50k/day already. Although each FPX is limited to 30k.
e.g. FPX two times 30k + 30k = 2nd 30k fail.
FPX 30k + 20k = ok
hmm.gif
Previously can do like 30k + 30k + 30k + ...
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MBB has FPX limit of 50k/day?
Can guide where to set it to 50k/day?
yongs90
post Apr 18 2020, 08:13 AM

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why my affin online efd is missing? It is supposed to mature today (18 April 2020) saturday.
yongs90
post Apr 26 2020, 07:19 PM

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affin online uplift efd how come 1 day delay? anybody has any idea?
yongs90
post May 23 2020, 04:41 PM

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Summary FD Promotion
Refer post 16472
https://forum.lowyat.net/topic/4154481/+16460
3m at 3.15% for Alliance Online selected customer
4m at 2.58% for PBe
6m at 2.88% for Affin Online/OTC
10m at 2.70% for OCBC eFD


Affin eFD
14 May 2020 to 30 June 2020
3mths 2.68%
6mths 2.88%
min: RM10k
max: RM10k


https://www.alliancebank.com.my/promotions/...ed-deposit.aspx
Alliance Bank
Offer 1 (Valid until 31 May 2020 only)
12mths 2.80% non privilege banking customer
12mths 2.85% privilege banking customer
min: RM50k fresh fund
Fresh Funds in CASA: min RM10k

Offer 2
5 months step up fd
month 1: 2.7%
month 2: 2.8%
month 3: 2.9%
month 4: 3.0% (effeective step up rate)
month 5: 3.6%
Min: RM50k fresh fund
Fresh Funds in CASA: min RM10k

Offer 3
Refer link above for info
Unit Trust + Fixed Deposit
Bancassurance + Fixed Deposit


https://www.hlb.com.my/en/personal-banking/...fd-i-promo.html
HLBB eFD
15 May 2020 – 30 Jun 2020
3mths 2.6%
min: RM5k fresh fund (FPX)


https://www.maybank2u.com.my/maybank2u/mala...di-fpx0520.page?
MBB eFD
Maybank Islamic Fixed Deposit-i (eIFD-i) - FPX Campaign
18 May 2020 to 18 June 2020
2 mths 2.43%
6 mths 2.59%
min: RM5k fresh fund (FPX)


https://www.cimbclicks.com.my/efd-may20.htm...FD%20May%202020
CIMB eFD
18 May until 30 June 2020
3mths 2.45%
6mths 2.5%
12mths 2.55%
min: RM5k
use this to place: https://www.cimbclicks.com.my/fdrate


https://www.ocbc.com.my/personal-banking/ac...ed-deposit.html
OCBC eFD
13 May till 31 May 2020
10mths 2.7%
min: RM1k


https://www.pbebank.com/pdf/Promotions/tc_efdviafpx-en.aspx
PBB eFD
1 May 2020 to 31 May 2020
4mths 2.58%
min: RM10k fresh fund (FPX)

This post has been edited by yongs90: May 23 2020, 08:30 PM
yongs90
post Jan 19 2021, 08:31 AM

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QUOTE(Deal Hunter @ Jan 15 2021, 05:55 PM)
CONFUSED HOW TO GET THE HIGHER HONG LEONG  2.4 % INSTEAD OF 2.35 %.

After login to Hong Leong Connect. The homepage shows a dark blue horizontal navigation bar at the top.
Click on the APPLY.
At the Apply menu, DO NOT SELECT Fixed Deposit > New Placement on the left side.
This will send you to the lower eFD promo and normal board rates choices which are 2.35 % and below.

Instead at the Apply Menu, SELECT Investment Account-i > Create Account/New Subscription on the right and continue from there. No FPX involved at this part.

If require FPX, you are in the wrong part.

Please note that the ordinary and promo Hong Leong Islamic eFD with lower rates are PIDM protected. Whereas the Hong Leong Investment Account-i is a promo investment and not PIDM protected. You can choose from 2 promo investment at 2.4 % p.a. for 6 months or 2.35 % p.a. for 3 months.
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may i know if Hong Leong Investment Account-i is susceptible to OPR rate changes?
yongs90
post Apr 7 2021, 09:27 PM

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QUOTE(mrhseinpingq @ Apr 7 2021, 02:12 PM)
which bank do you use for FPX?
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same name. FPX to Ambank from Public Bank. OK
yongs90
post Aug 16 2021, 09:05 PM

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Anybody able to post in hong leong bank investment account

 

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