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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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WaCKy-Angel
post May 21 2020, 04:35 PM

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QUOTE(majorarmstrong @ May 21 2020, 04:21 PM)
can withdraw ka?
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SSPN? yes
chiwawa10
post May 21 2020, 05:11 PM

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QUOTE(jonoave @ May 21 2020, 04:24 PM)
Do the islamic term investment account, 2.85% for 3 months. No need to move money around.
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Got more info? Thanks smile.gif
jonoave
post May 21 2020, 05:18 PM

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QUOTE(chiwawa10 @ May 21 2020, 12:11 PM)
Got more info? Thanks smile.gif
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Someone posted it a while back, can't find it.

Just login to Connect -> Apply -> investment term account

Then select the options like what you do for conventional eFD. Except the source of funds is from one your HLB accounts.

Just google or search this thread for some past discsussion of FD versus Islamic FD/term-investment.
GrumpyNooby
post May 21 2020, 05:31 PM

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QUOTE(jonoave @ May 21 2020, 05:18 PM)
Someone posted it a while back, can't find it.

Just login to Connect -> Apply -> investment term account

Then select the options like what you do for conventional eFD. Except the source of funds is from one your HLB accounts.

Just google or search this thread for some past discsussion of FD versus Islamic FD/term-investment.
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Islamic FD or term deposit-i and term investment account are not the same.
rocketm
post May 21 2020, 05:33 PM

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QUOTE(peach_on_tea @ May 21 2020, 12:25 PM)
OCBC efd now got 2.7% 10month. min 1k. existing fund also applied.
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Oh, thanks for the information.
rocketm
post May 21 2020, 05:35 PM

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QUOTE(senghock @ May 21 2020, 03:46 PM)
yes,OCBC 2.70% but my mom forgot it's 10M or 12M
they offer my mom 3.90% Saving Insuarance (something like that) for 24M
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Is it counter rate 3.90% for 24 mths? Saving insurance means not fd right?
??!!
post May 21 2020, 05:46 PM

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QUOTE(rocketm @ May 20 2020, 12:50 PM)
Does the offer 1 and 2 is over the counter FD?

Last time I saw there is an online FD from Alliance bank giving 3.15% by need to apply the voucher code. Any information about the rate and tenure? Is it still valid promo? How to get the voucher code?
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3 months 3.15% ..promo for alliance online banking app user.
U need to dl the app. The TnC refers to 'selected customers' who will receive a promo code on the inbox when u log into alliance online. No definition of the bank selection criteria.

The code is for 1 x use only. Tried to place 2nd time...tak holeh


Try and see if you can open this TnC document

https://www.alliancebank.com.my/Alliance/me...MPAIGN-16042020
.

QUOTE(voonmingloo @ May 20 2020, 07:06 PM)
Hi ,can ask, I went in allinaceonline app and choose eFD and 5K, but the rate is 2%, how to get the 3.15%?
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Place eFd via Alliance online (not the online app)
.there's a dropdown to enter promo code after select 3 month tenure. Then u can see the 3.15 % rate

adele123
post May 21 2020, 08:21 PM

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QUOTE(senghock @ May 21 2020, 02:46 PM)
yes,OCBC 2.70% but my mom forgot it's 10M or 12M
they offer my mom 3.90% Saving Insuarance (something like that) for 24M
*
If you are referring to the picture below, i would sign up for it. Very worth it. If i walk in can get, i will sign up.

QUOTE(rocketm @ May 21 2020, 05:35 PM)
Is it counter rate 3.90% for 24 mths? Saving insurance means not fd right?
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Most of the time, i will caution about savings insurance. But occasionally there is such good deal.

user posted image


longadam
post May 21 2020, 08:37 PM

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QUOTE(adele123 @ May 21 2020, 08:21 PM)
If you are referring to the picture below, i would sign up for it. Very worth it. If i walk in can get, i will sign up.
Most of the time, i will caution about savings insurance. But occasionally there is such good deal.

user posted image
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So, can withdraw after 2 years?

adele123
post May 21 2020, 09:10 PM

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QUOTE(longadam @ May 21 2020, 08:37 PM)
So, can withdraw after 2 years?
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Yes. They call it mature after 2 years la. If withdraw early high penalty. Usually can get back around 90%+

I know it's off topic but it is pretty good deal if you ok to set it aside for 2 years. Withdraw early is painful.

I dont have ocbc account, so abit ma fan. Else i'm unsure how they arrange for transfer of such huge sum of money

Ps: i neither work for ocbc or great eastern.

This post has been edited by adele123: May 21 2020, 09:11 PM
GrumpyNooby
post May 21 2020, 09:12 PM

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QUOTE(adele123 @ May 21 2020, 09:10 PM)
Yes. They call it mature after 2 years la. If withdraw early high penalty. Usually can get back around 90%+

I know it's off topic but it is pretty good deal if you ok to set it aside for 2 years. Withdraw early is painful.

I dont have ocbc account, so abit ma fan. Else i'm unsure how they arrange for transfer of such huge sum of money

Ps: i neither work for ocbc or great eastern.
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Why I couldn't find that MaxSure 2 plan at GE portal?
adele123
post May 21 2020, 09:21 PM

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QUOTE(GrumpyNooby @ May 21 2020, 09:12 PM)
Why I couldn't find that MaxSure 2 plan at GE portal?
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The usual tactic is they sell through banks. Wont find on ge website. Unlikely on ocbc website. May not be available on ocbc website depending on how they want to market it. Could be something they want to reqard their priority bank customers.

I got the info in month of march, didnt realise still available until mentioned by someone here.
rocketm
post May 21 2020, 09:38 PM

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QUOTE(??!! @ May 21 2020, 06:46 PM)
3 months 3.15% ..promo for alliance online banking app user.
U need to dl the app. The TnC refers to 'selected customers' who will receive a promo code on the inbox when u log into alliance online. No definition of the bank selection criteria.

The code is for 1 x use only. Tried to place 2nd time...tak holeh
Try and see if you can open this TnC document

https://www.alliancebank.com.my/Alliance/me...MPAIGN-16042020
.
Place eFd via Alliance online (not the online app)
.there's a dropdown to enter promo code after select 3 month tenure. Then u can see the 3.15 % rate
*
Thank you for the information

zenquix
post May 21 2020, 10:13 PM

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QUOTE(adele123 @ May 21 2020, 08:21 PM)
If you are referring to the picture below, i would sign up for it. Very worth it. If i walk in can get, i will sign up.
Most of the time, i will caution about savings insurance. But occasionally there is such good deal.

user posted image
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additional pain is have to come up with the same amount on year 2.... good for the big bosses i guess
GrumpyNooby
post May 21 2020, 10:15 PM

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QUOTE(zenquix @ May 21 2020, 10:13 PM)
additional pain is have to come up with the same amount on year 2.... good for the big bosses i guess
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Min amount is just RM 20k.
senghock
post May 21 2020, 10:28 PM

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QUOTE(adele123 @ May 21 2020, 08:21 PM)
If you are referring to the picture below, i would sign up for it. Very worth it. If i walk in can get, i will sign up.
Most of the time, i will caution about savings insurance. But occasionally there is such good deal.

user posted image
*
just confirm with my mom, this is the one OCBC offered her

is this one good ?

This post has been edited by senghock: May 21 2020, 10:28 PM
WaCKy-Angel
post May 21 2020, 11:06 PM

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QUOTE(adele123 @ May 21 2020, 08:21 PM)
If you are referring to the picture below, i would sign up for it. Very worth it. If i walk in can get, i will sign up.
Most of the time, i will caution about savings insurance. But occasionally there is such good deal.

user posted image
*
Ouch monthly need to deposit/pay RM8333 ?
GrumpyNooby
post May 21 2020, 11:09 PM

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QUOTE(WaCKy-Angel @ May 21 2020, 11:06 PM)
Ouch monthly need to deposit/pay RM8333 ?
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No monthly/quartery premium is allowed.
Read on the following page on "How do I pay my premium?"
Tobyby P
post May 21 2020, 11:33 PM

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QUOTE(??!! @ May 18 2020, 01:22 PM)
Copy ---'

Here’s an exclusive offer that you can be proud of as an allianceonline mobile user. Earn 3.15% p.a. interest rate when you place a 3 months e-Fixed Deposit (“e-FD”) with a minimum placement of RM5,000. Sign up today!
Here’s how:

Campaign steps
*As the last step allianceonline mobile registration, perform a balance inquiry at any MEPS-enabled ATM within 3 days (only applicable for new allianceonline user).


This preferential interest rate is available for a limited time only so don’t miss out.
Campaign Period: 30 March 2020 to 30 June 2020

Terms and Conditions apply.
*
Is this an ongoing eFD promotion by Alliance?

Any website or link to view this campaign? info and detail?
leo_kiatez
post May 21 2020, 11:40 PM

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QUOTE(adele123 @ May 21 2020, 08:21 PM)
If you are referring to the picture below, i would sign up for it. Very worth it. If i walk in can get, i will sign up.
Most of the time, i will caution about savings insurance. But occasionally there is such good deal.

user posted image
*
Where do you find the t&c ?

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