Went to Affin bank choose 13months 3.7 no casa earmark straight forward FD but need to open savings account min RM100

how come i open account rm50 only ???... but FD put 100k...

I think the highest rate for FD now is Alliance, other banks seem to hit a blank.

Since you guys mention this EPF self contribution, can I check if self contribution can be deducted against our income tax especially if we are self employed without epf contribution.

Not sure the bank employee told me min deposit RM100 but nvm larr it the end the money still belong to us

Yes, can deduct income tax
Tax deductible up to RM 6K

Yes, can use EPF self contribution that you contributed last year to deduct your income tax taksiran 2019.
You have to print out your EPF statement as proof and keep it for at least 7 years.

affin new account opening need deposit rm100. but immediately after open can withdraw 80 from ATM. left balance 20 inside. that's my experience

same experience. affin islamic.

Affin new FD promotion today start

it's really low. did you place at board rate?  promo rate got all banks would be well above 3% for 12 months at this time

Hi all, I am a total noob to FD so please go easy on me   I would like to ask (this is all hypothetical numbers)

Let's say I choose to put money in an FD account with 3.5% for 12 months. Now I am about 6 months through the tenure, but then at the moment now, the bank changes their FD rate to 3% instead. Does this mean the interest I get back at the end of 12 months is no longer a fixed 3.5%? Or do they honour the interest rate stated at the beginning when I deposit the money?

Thanks in advance for any advice given!

Maybe OPR drop again today?

OPR cut 0.25%.

This sucks.... bad for people with FD savings.

I dunno.
You seriously think ppl will go into the stock market right now?

EPF like last time...is optional.  correct?

then where u park your $$$ ?
any better kangtao?