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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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Tobyby P
post May 20 2020, 12:09 AM

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QUOTE(GrumpyNooby @ May 19 2020, 09:21 PM)
RP link: https://ringgitplus.com/en/fixed-deposit/Af...-Deposit-i.html
Product T&C: https://www.affinislamic.com.my/getattachme...0-2019.pdf.aspx (Document date: 1/10/2019)
Prduct PDS: https://www.affinislamic.com.my/getattachme...2-2020.pdf.aspx (Document date: 25/2/2020)

*Do take the information above with a pinch of salt
*
This Affin fixed deposit 3.7% is an ongoing promotion? why from Affin own site cannot find one?
Tobyby P
post May 20 2020, 12:16 AM

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QUOTE(GrumpyNooby @ May 20 2020, 12:11 AM)
Some said it's a promo from RinggitPlus.
I don't know. Maybe you can contact RinggitPlus.
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oh ok will check with them.

What about this > https://www.alliancebank.com.my/promotions/...ed-deposit.aspx

Alliance is doing a FD promo too...
Tobyby P
post May 20 2020, 12:31 AM

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QUOTE(GrumpyNooby @ May 20 2020, 12:19 AM)
It's good deal if you have min 60k for Offer 1 and Offer 2.
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oh, not both are 50k min?
Tobyby P
post May 21 2020, 11:33 PM

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QUOTE(??!! @ May 18 2020, 01:22 PM)
Copy ---'

Here’s an exclusive offer that you can be proud of as an allianceonline mobile user. Earn 3.15% p.a. interest rate when you place a 3 months e-Fixed Deposit (“e-FD”) with a minimum placement of RM5,000. Sign up today!
Here’s how:

Campaign steps
*As the last step allianceonline mobile registration, perform a balance inquiry at any MEPS-enabled ATM within 3 days (only applicable for new allianceonline user).


This preferential interest rate is available for a limited time only so don’t miss out.
Campaign Period: 30 March 2020 to 30 June 2020

Terms and Conditions apply.
*
Is this an ongoing eFD promotion by Alliance?

Any website or link to view this campaign? info and detail?
Tobyby P
post May 22 2020, 01:59 PM

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QUOTE(GrumpyNooby @ May 21 2020, 12:01 PM)


Is this the best promo rate so far for FD? compared with other banks...
Tobyby P
post May 22 2020, 02:13 PM

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QUOTE(GrumpyNooby @ May 22 2020, 02:01 PM)
3m at 3.15% for Alliance Online selected customer
4m at 2.58% for PBe
6m at 2.88% for Affin Online/OTC
10m at 2.70% for OCBC eFD
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Thanks for rate sharing.

I'm don't have an Affinbank bank account, can I create one online and then do the eFD placement? All can be done online?

Actually I'm using OCBC 360 Account, treating it like a FD account, but currently the rate drop to 2.75%, so I'm thinking of other options...
Tobyby P
post May 22 2020, 03:30 PM

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QUOTE(GrumpyNooby @ May 22 2020, 02:17 PM)
For Alliance related matters:
*
I mean Affin Bank, not Alliance.

Alliance i don't think i'm eligible, i'm not their existing customer, i thought that promo is for selected customer and offer by bank through email ?
Tobyby P
post May 30 2020, 03:33 PM

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QUOTE(babysotong @ May 30 2020, 12:29 PM)
The UOB RM told me this promotion is only for New-To-Bank people. Not applicable for existing customers. Even that, there is a cap a new customer can put.
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New-to-bank customer have to do it over the counter?
Tobyby P
post Jun 18 2020, 03:15 PM

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QUOTE(winnie619 @ Jun 12 2020, 03:38 PM)
i am not sure is it in their website.
a girl told me about this when i was at bank just now.
basically its a 5 years saving plan, 10k every year, can get 1k guarantee cash back every year too.
rate around 5+%

then only you can place the 3.75% FD.
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mean you have to agree on a saving plan by placing 10k per year for 5 years time? and then the first year u can place another FD amount for 3.75%?

 

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