Not sure where you called. Just went yesterday and got 4.3...

10k balance only required at the time of FD deposit. You can use the funds once the FD is done.

Also, the 4.15% FD promo extended until end of Dec 2017 according to RHB staff in Mid Valley.

27 to 29 Sept
Am bank priority customer
4.3% 60 months
4.2% 12 months
4% 6 months
Min 50k
Monthly interest for senior customers, age 50 and above

27 to 29 Sept
Am bank priority customer
4.3% 60 months
4.2% 12 months
4% 6 months
Min 50k
Monthly interest for senior customers, age 50 and above

both the same.

just place Conventional la, i already gotten my 1st month interest for Sep eFD offer.

In MBSB this morning, wanted to withdraw the FD. They only provide xfer to MBB only ! If want to xfer to other banks then they said need 3 days as it need HQ approval. 

So I asked for cheque which is max 50k per cheque. So I said then give me cheque.  It came out to be numerous cheques.  Well, not my problem except they will charge me for each cheque like 60 cents per cheque. 

Then they counterpropose if 4.3% will I stayput ? (yesterday nego 4.25% only but I asked for 4.3%). I said yes. After 5 minutes, said HQ agreed. Interest on maturity.

Anyway that seems to be a good deal. 

If you read in between the lines....more than 500k  and the trouble of paperwork issuing multiple RM50k banker cheque 

UOB promo 4.2% for 12 months, monthly interest, offer till end of year.

In AmBank to place 12 mth 4.25% FD. Have been thinking of UOB 4.2% until this 4.25% comes up. AmBank beat UOB 12 mth FD. 

Anyway have withdrawn my UOB 4.2% FD with interest calculated daily and went into investment product. 

Today went to AmBank to withdraw FD. Again was told they could offer 4.3% but need HQ approval. Anyway RENTAS the fund to CIMB.

Thanks to the previous info posted and @cybpsych help today, successfully placed 4 times at CIMB eFD, 6 mths 4.5%. Placed one after another. Just click the "Place another FD" and u can place for the 6 mth 4.5% again.  :thumbsup: 

Done placed 6 months 4.5% eFD on CIMB. Thanks for easier and convenience offered.

That is one of the problems with discussing and posting FD promo info on this thread. Most depositors do not realize how the different levels of wealth is perceived, treated and how it eventually affects seemingly conflicting info or lack of privileged customer info.
It is not just simply a matter of unupdated bank staff (I feel there actually has been some improvement at the banks I go to- although some important details may not be up to grade A or missing) but what they imagine you are or should hear from them. I may have to be more careful and work/educate my visited banks on this to straighten out the mess in this area.

Make police report than use the report to freeze bank account so the bank can investigate. If bank fails to come up with a conclusion for the incident, than only report to BNM

Is it a eFD or OTC FD?
Have he checked whether it was just auto renewed?
Had he left it alone for too many years and end up in unclaimed money?
Was it a joint FD?
Does he have the FD cert or paper for placement?

Long time didn’t come here and update myself only with latest few posts. Should be overlook it. Luckily get the online promo placement today before it’s ended. 😁

They are asking you to spend instead of keeping it in the banks. 

If ur fund merely small amount (less than sgd10k), 2.5% p.a. available. Not FD, insurance company fund. Daily interest, no penalty early withdrawal.

If you are referring to the picture below, i would sign up for it. Very worth it. If i walk in can get, i will sign up.
Most of the time, i will caution about savings insurance. But occasionally there is such good deal.

The guarantee on the 3.9% is from GE. And despite what the flyer say about potential bonus after 2 years, probably the amount gonna be zero or very low.

Important note is no early withdrawal, you can lose part of the capital. I'm not sure how ocbc promotes it or sell it. They may have a way to ask you to pay one shot instead of 2 separate years. I am not familiar on mechanism but such plans are not out to con you.

I bought etiqa last year pay 2 years kena tahan for 5 years. The issue for me is... i just have to make sure 5 years i cant touch the money. Else lose 10% of the money during the 1st 2 years. While i'm mildy surprise they (GE/ ocbc) did not withdraw despite the interest rate cut, this one is not a fishy plan. You can always ask them for the product disclosure sheet and sales illustration if you worry. Sales person got commission ba, but very low, 0.2%?
I got the flyer before mco. But i dont have full details. Usual insurance caveat is dont surrender early. Full 2 years required for the money to be there. Better get info from ocbc. The annoying thing is they want you walk in to get more info. This is the usual tactic la. But the plan itself is legit la. Unless you dont trust GE.

Edit: Let me caveat slightly, last year when GE did this, i was told only offer to bank customer, usually priority banking. So i never bothered to find out also i dont have 20k lying around. And i really not GE or OCBC staff just want to let everyone know, not all insurance savings plan is evil. Just need to understand. And yes such plans dont make much money for the insurance company. I share you the promo last year lo. 4.5% but last year when you hear 4.5% maybe not as wow la.

I never give my payslip to the banks for opening saving account especially for a merely BSA.
The most I give is employment letter or my company badge because of the conflict of the IC address and company area.

Payslip is normally needed if you want to open privileged account like PSA and CitiPriority/CitiGold.