31/05/2020



https://www.ocbc.com.my/personal-banking/ac...ed-deposit.html



This post has been edited by GrumpyNooby: May 21 2020, 01:11 PM

in m2u fd placement, you select CIMB bank (as source bank)

then m2u will redirect to CIMB clicks for you to login to approve transfer.

ok. thanks bro.

same ,6m 2.05%
i think i better try open affinbank fd

Just wondering would it better to go for 12m FD now even slightly lower than this Affin 2.88% 6m ?

Since like the rate will be going down trend? im bad at calculating pls someone advise me

Different people has different purpose for the money flow or liquidity.
If you foresee yourself has no other usage of the money for that tenure, it's better to lock-in with the rate since the possibility of more OPR cuts is high.

Any eFD promo from Hong Leong. Tired of transferring funds especially now that banks are so crowded.

3m at 2.6% pa ending 30/6/2020



https://www.hlb.com.my/en/personal-banking/...fd-i-promo.html

T&C: https://www.hlb.com.my/content/dam/hlb/my/d...romo-tnc-en.pdf

This post has been edited by GrumpyNooby: May 21 2020, 01:05 PM

Yeah i foresee will not be using the money.

So which 12m or more now that has the highest rate?

I have MBB, PBB, CIMB, MBSB, Affin, BI, thats all i think.

Except for BI, only CIMB has promo rate for 12m at 2.55% pa
Next to that tenure is OCBC with 10m @ 2.7% pa

Many banks don't want to do promo rate for tenure above 6m which they may expect OPR cuts.
We still got 3 more MPC meetings which falls on July, September and November 2020.

Hate it. Every time also want to do FPX. Means fresh fund, need to move money around.

Just stupid the Affin eFD system, how many times need to perform the TAC... max only 10k...

TAC?
Not AffinSecure?

CIMB promo rate

Already shared few days back.

ok thank you

Imagine what you can do for your family with more returns. With our higher rates for Commodity Murabahah Deposit-i (CMD-i) account*, your savings will now benefit your loved ones in a bigger way that’ll bring smiles from one and all.

Promotion Period: 21 May 2020 until 30 June 2020


*Over The Counter only & FF needed

Campaign T&C: https://www.rhbgroup.com/280/files/CMD-i_TnC.pdf

yes，OCBC 2.70% but my mom forgot it's 10M or 12M
they offer my mom 3.90% Saving Insuarance (something like that) for 24M

can withdraw ka?

Do the islamic term investment account, 2.85% for 3 months. No need to move money around.