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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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chiwawa10
post Mar 13 2020, 02:05 PM

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QUOTE(legendgod @ Mar 12 2020, 11:40 PM)
Thanks for the heads up
Opened FD in Affin today 3.45 % for 13months promo. Seems it was the last day as told by staff don't know how true
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3.45% seems like a very good deal. Need to open saving account?
chiwawa10
post Mar 16 2020, 03:08 PM

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QUOTE(bbgoat @ Mar 16 2020, 10:53 AM)
OCBC 12 mth FD 3.28%, fresh fund, min 10k. Islamic FD.

6 mth rate down a bit to 3.10%. Conventional/Islamic FD.

CIMB FD rate same as last week. 6/12 mth 3/3.05%, min 10k fresh fund.
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Any idea when the OCBC FD promo ends?
chiwawa10
post Apr 1 2020, 10:58 PM

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QUOTE(David_Yang @ Apr 1 2020, 10:52 PM)
I am OCBC customer for many years, never ever saw a FD promotion that could be done online.
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Can be too sure this time around. As I received email from them saying that FD can be done online. I have it can always be done previously, but without the promo. Maybe they have updated their system in light of MCO.
chiwawa10
post Apr 28 2020, 02:58 PM

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QUOTE(wayton @ Apr 28 2020, 02:55 PM)
The funny of OCBC promo is that, they don't show you the promo rate (only 10 months got promo rate) prior before placing, got only choose months tenure in the option, and if hit the "show rate" option, only board rate showed, kinda worry when first time placing.

It only showed up 3.25% after placed.
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Yes, it is true. But I remember seeing a promo page mentioning about it. Even during the step/process to place e-FD, the promo rate is not shown. The promo rate is shown only after it has been confirmed.
chiwawa10
post May 13 2020, 06:30 PM

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OCBC FD Promo

6m @ 2.55% pa
12m @2.7% pa

chiwawa10
post May 14 2020, 08:11 AM

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QUOTE(Duckies @ May 14 2020, 02:02 AM)
Any hidden T&C like the OCBC 360? Any specific branch?
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Fresh fund & top up
Min 10k
chiwawa10
post May 14 2020, 09:28 AM

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QUOTE(Duckies @ May 14 2020, 09:20 AM)
Ya lo something like the OCBC 360
Are they the same thing? But yours is 12 months 2.7% hmm.gif
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The one I mentioned shouldn't be eFD. Got the info from my RM.
chiwawa10
post May 14 2020, 09:35 AM

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QUOTE(Duckies @ May 14 2020, 09:31 AM)
Oh I see. Any specific branch?
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No specific branch.
chiwawa10
post May 19 2020, 07:50 PM

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QUOTE(vkpgkl @ May 19 2020, 01:45 PM)
Hi everyone, is it safe to use ringgitplus  fd promotion to place fd ?

user posted image
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Is this even possible? Didn't know that bank accept FD through 3rd party.
chiwawa10
post May 21 2020, 12:12 PM

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QUOTE(peach_on_tea @ May 21 2020, 11:25 AM)
OCBC efd now got 2.7% 10month. min 1k. existing fund also applied.
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May I know when is this promo ending?
chiwawa10
post May 21 2020, 01:02 PM

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Any eFD promo from Hong Leong. Tired of transferring funds especially now that banks are so crowded.
chiwawa10
post May 21 2020, 01:37 PM

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QUOTE(GrumpyNooby @ May 21 2020, 01:04 PM)
Hate it. Every time also want to do FPX. Means fresh fund, need to move money around.
chiwawa10
post May 21 2020, 05:11 PM

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QUOTE(jonoave @ May 21 2020, 04:24 PM)
Do the islamic term investment account, 2.85% for 3 months. No need to move money around.
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Got more info? Thanks smile.gif
chiwawa10
post May 22 2020, 03:46 PM

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OCBC online FD (no fresh fund required).
Per receipt/transaction,
Min placement - 1k
Max placement - 50k

https://www.ocbc.com.my/personal-banking/ac...ed-deposit.html
chiwawa10
post May 27 2020, 04:46 PM

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QUOTE(AnonymousFD @ May 27 2020, 04:43 PM)
RHB reduced again their Fixed Deposit rates effective 25 May?  blink.gif
Savings Account Rate Interest | RHBhttps://www.rhbgroup.com/others/rates/index.html

user posted image
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Board rate is always bad bad bad. That's why so many forumer here are looking and sharing FD promo rates.
chiwawa10
post Jun 1 2020, 01:02 PM

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Tried to place FD in HLB from Maybank through FPX but keep getting insufficient fund error. Is there problem with Maybank FPX? Fund is confirmed to be sufficient.
chiwawa10
post Jun 1 2020, 01:23 PM

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QUOTE(kinwawa @ Jun 1 2020, 01:11 PM)
i did it this morning. No issue wo
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Did you also place FD in HLB through FPX from Maybank?

May I know which transfer limit setting in M2U is for the FPX? I don't see a specific field for FPX transfer limit. I can only see 3rd Party, Instant Transfer, DuitNow, etc.
chiwawa10
post Jun 1 2020, 05:34 PM

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QUOTE(dannyw @ Jun 1 2020, 04:57 PM)
Ya, I place the same like you today morning. No issue. very smooth.
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Thanks, I double checked. Turns out my balance is on one-day float. That explains why the insufficient fund error. Waiting for the amount to clear.
chiwawa10
post Jun 1 2020, 06:26 PM

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QUOTE(drifters @ Jun 1 2020, 05:39 PM)
Fpx fund from MBB to HLB very smooth, tried many times.

First time FPX from HLB to MBB terus sangkut.
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But I did it this morning is working fine.
chiwawa10
post Jun 1 2020, 08:04 PM

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QUOTE(drifters @ Jun 1 2020, 07:35 PM)
Oh nice. Intermittent issue I guess. Anyway just have to wait for refund.
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If it says successful, wait for some time for it to appear in your M2U. Same happens to me.

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