Bank Negara Malaysia decided to maintain the Overnight Policy Rate (OPR) at 3.00 percent.

No need for HQ approval.
Got it done within 20 minutes.
Promotion period: 2 March - 30th April 2017 .
Interest credited to saving acc. monthly.

This post has been edited by TANjb: Mar 2 2017, 04:41 PM

must be fresh fund?

what is the min amount?

Yes, must be fresh fund.
Min. amount - 10 K.
Must be 49+ years old and above.

what is the interest rate?

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Monthly interests for 60mths that credited to CASA means i can uplift anytime?

If i have 40k, i shall put in a sum of 40k or split into 4x10k, both methods make any different if i wish to uplift partial just in case?

any penalty or charges if i uplift it earlier within 60mths? Or the interest credited will be taken back?

Thanks in advance for advice.



UPDATE : found the answer!


https://www.ambank.com.my/ambank/SiteAssets...60MonthsTnC.pdf

Attached with Conventional or Islamiah SA for interest to credit in.
No Interest payable if uplift within first 3 months.
Prorated Interest payable (-50%) if uplift after 3months within the tenure of 60months.








This post has been edited by fairylord: Mar 3 2017, 10:03 AM


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Suggest for u to call Citigold to enquire about the promo. It started probably late Feb and suppose to end by March 31st. They have a quota for the promo. 2 promo's, pure FD (3 mth 4.88%) and FD/UT (FD 3 mth 9.99%) combo. But it is for selected Citigold customers (just found out yesterday). No harm to call if u are their Citigold customer.

Thanks ! The AmBank 5 yrs FD is same as what I reported. Clear the air of the questions from some forummer yesterday !

This post has been edited by bbgoat: Mar 3 2017, 07:31 AM

Yesterday in RHB to uplift FD and RENTAS out dough. But keep some amt in RHB as 4.05% 12 mth FD. Note that FD promo is for their PB only, min 50k.

RHB now has no promo for normal customer, just board rate 3.15% for 1 year. So the teller was telling me that lots of people taking out their FD. However for new to bank customer, they have min 50k, 12 mth 4%. So take note of this !

In CB to top up to max allowed for their pure FD 3 mth 4.88% FD promo. Also placed for their FD/UT bundle of FD 3 mth 9.99%. Was told that the 2 promo's are for selected Citigold customers only. There is a quota of 70+ mil for this promo. For Citigold customers, if the RM did not call u, no harm for u to call your RM. At least go for the pure FD promo.

Invited to E&O Hotel seminar with dinner included. Talk by CB on investment !

looks like hlbb is gonna give the additional 0.1%.
quota achieved?

friend said rhb pb got 4.5% pa for 3yrs fd but closed yesterday. may might reopen.

sorry what do you mean by "rhb pb" ?
which rhb branch can apply...

It was stated before we will get the +0.1% but mine one still showing 4.0% only

PB should be priority banking for those who have big fund (example 200K) above with bank

Nope. Quota was far from being achieved. But HLBB promised another 0.1% for all FD deposited.

HONG LEONG 8 month online Fixed Deposit/-i
Chinese New Year (CNY) 8-month Online Fixed Deposit/-i Promotion (“Promotion”)
The extra interest / Hibah rates of 0.10% will be credited into the Eligible Customers' Nominated CASA/CASA-i by 10 November 2017. For details, please refer to clause 13 of the Promotion Terms and Conditions.

This post has been edited by cyclopcom: Mar 6 2017, 09:38 PM

Any foreign FD can recommend to put?
Is it a good time to put foreign FD since Ringgit will keep depreciating..

if u are willing to take risk, vietnamese dong in vietnamese bank yields pretty high interest rate..

do we have Viet bank in local?

have to go Vietnam and open account