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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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sms2u
post Jan 5 2017, 12:44 AM

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bank rakyat offer 3.8% for 12 months
Hong Leong Bank offer 3.8% for 6 months or 12 months
sms2u
post Jan 10 2017, 06:28 PM

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QUOTE(gotham11 @ Jan 10 2017, 11:00 AM)
Maybank daily limit is depend what you set, I managed to FPX Rm40K last night to HLB 4.18% FD promotion.
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max no RM30000? how come RM40000?
sms2u
post Jan 12 2017, 01:03 PM

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QUOTE(cclim2011 @ Jan 12 2017, 11:14 AM)
Guys I tried the HSBC 4.88% 3 month fd and dropped a Maybank's bankers cheque yesterday. Effective start date would be next Monday. Fair?
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wonder why next monday? cheque no clear tomorrow?

Any T&C for 4.88%?
sms2u
post Jan 12 2017, 02:41 PM

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QUOTE(thkhai @ Jan 12 2017, 01:27 PM)
Done placed 10 pcs HLB FD via FPX from Maybank.  thumbup.gif . ^^
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10 X RM30,000?

How u do it? the money from many banks as the the amount normally set to 30K daily.

Or u do in fewdays?
sms2u
post Jan 12 2017, 02:46 PM

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QUOTE(cclim2011 @ Jan 12 2017, 02:43 PM)
Maybank doesn't have limit (may be got but big)
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anyoone try bigger than 30,000 ? how many u had tried?

QUOTE(DiSaver @ Jan 12 2017, 02:45 PM)
According to HLB main office, MBB no limit
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why according to HLB when ask about maybank limit?

refer to mabank website, website no updated or provide wrong info?

FPX

An online payment gateway system to facilitate payment between participating financial institutions

Minimum limit per transaction:
RM1.00

Maximum limit per transaction:
RM30,000


http://www.maybank2u.com.my/mbb_info/m2u/p...al/ACC-Accounts



This post has been edited by sms2u: Jan 12 2017, 02:48 PM
sms2u
post Jan 12 2017, 04:02 PM

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QUOTE(thkhai @ Jan 12 2017, 03:20 PM)
U can do many times with MBB in the same day.
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ok read againt the page in maybank

Minimum limit per transaction:
RM1.00

Maximum limit per transaction:
RM30,000


they limit max for each transaction. but no info / no limit on how many tranaction allow.
sms2u
post Jan 19 2017, 09:48 AM

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QUOTE(zstan @ Jan 18 2017, 04:23 PM)
What's the definition of fresh funds ya? let's say if i have 10k in maybank. placed in fd. can i withdraw all the funds and then deposit into a new fd account? or do i need to inject funds outside from my maybank? tq
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fresh fund meaning the money from other bank either with cheuque or fund transfer.

some bank still consider few days after the fund received from other bank as fresh fund. diferrent bank have different number of days allow.

sms2u
post Feb 3 2017, 10:42 AM

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QUOTE(Cookie101 @ Feb 3 2017, 08:53 AM)
lol.. really?

the other day the operation manager told me that their HQ revise their rate weekly.. so there's little flactuation every now and then...

hmm.gif
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HQ give the range of interest to branch. it should be branch manager to offer the highest interest rate set by HQ to u or not.
sms2u
post Feb 8 2017, 09:57 AM

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QUOTE(cherrykoay @ Feb 7 2017, 09:51 PM)
Update: just did a 3mths @HSBC with 4.88% fresh fund, got free hsbc premier umbrella somemore lol
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QUOTE(cklimm @ Feb 7 2017, 11:00 PM)
A free umbrella, thats all for the signup gift?
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QUOTE(yygo @ Feb 8 2017, 08:02 AM)
for joining their pb? min amount?
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Get great returns on your deposits with 8% p.a.1 on 3-month Time Deposit with investment or 4.88% p.a.2 on 3-month Time Deposit
Move your deposits to us and enjoy accelerated growth on your wealth.
With HSBC Premier, you can prepare for an abundant year ahead with exclusive profit rates, global connectivity and international wealth management expertise. Visit our branch for your complimentary financial review today.

4.88% p.a. Pure Time Deposit

TD placement amounts (Fresh Funds only)
Minimum of MYR100,000 up to a maximum total of MYR200,000

Special TD Interest Rate (per annum)
4.88% p.a.

Tenure TD
3 Months

TD : Wealth Product
No investment required

refer to hsbc website

https://sp.hsbc.com.my/premierdualoffer?WAB...H_PWS_MAIN_DUAL
sms2u
post Feb 15 2017, 11:55 AM

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QUOTE(coolstore @ Feb 15 2017, 09:58 AM)
ambank ke?

bsn would lure u buy sijil simpanan premium while withdrawing fd - can win 1 million woh...
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u kena for ambank?

1 million for bsn ssp if u have luck.


sms2u
post Feb 15 2017, 01:42 PM

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QUOTE(familyfirst @ Feb 15 2017, 01:16 PM)
I split them anyway if about in each bank is more than Rm250k (for pidm coverage)
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the pidm limit if for each name.

meaning, if u put FD under name A and some under name A and name B
consider 2 x of time
sms2u
post Feb 28 2017, 05:49 PM

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QUOTE(TOMEI-R @ Feb 28 2017, 04:26 PM)
That explains the sudden spike in figures. It was only Rm588,XXX.XXX.XX yesterday. Look how much it went up today.
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now as of 28 feb 2017 17:48, fund increase to 628,786,513

another 6 million in around 1 hour+
sms2u
post Mar 2 2017, 11:35 AM

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QUOTE(TANjb @ Mar 2 2017, 10:42 AM)
Anyone into Ambank 4.35% - 5 years promotion?

Is that good?
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for all from all ambank branches? i understood that is for priority banking customer and need to seek HQ approval to get that rate
sms2u
post Mar 2 2017, 12:33 PM

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QUOTE(bbgoat @ Mar 2 2017, 11:53 AM)
I was told that one is for all but aged 49 plus. biggrin.gif
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how come different info i got. may be different promotion.

QUOTE(drbone @ Mar 2 2017, 12:09 PM)
Yup, monthly interest credited into account. But one has to be aged 50 and above , or as long as the joint account holder is above 50 in order to get the monthly interest.
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they tell me interest credit half yearly. no ask if there is account holder aged more than 50 got monthly credit the interest.
sms2u
post Mar 2 2017, 04:43 PM

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QUOTE(TANjb @ Mar 2 2017, 04:40 PM)
No need for HQ approval.
Got it done within 20 minutes. rclxms.gif
Promotion period: 2 March - 30th April 2017 .
Interest credited to saving acc. monthly.
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must be fresh fund?

what is the min amount?
sms2u
post Mar 2 2017, 09:40 PM

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QUOTE(TANjb @ Mar 2 2017, 08:03 PM)
Yes, must be fresh fund.
Min. amount - 10 K.
Must be 49+ years old and above.
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what is the interest rate?
sms2u
post Mar 3 2017, 03:32 PM

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QUOTE(Alexxx @ Mar 3 2017, 11:02 AM)
sorry what do you mean by "rhb pb" ?
which rhb branch can apply...
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PB should be priority banking for those who have big fund (example 200K) above with bank
sms2u
post Nov 15 2018, 11:33 AM

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QUOTE(bbgoat @ Nov 15 2018, 10:51 AM)
CIMB website kind of having some problem. Log in first time has problem. Tried again seconds later, OK.

So today placed another 6 mth 4.5% successfully.  rclxms.gif
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i can only see 3.30% interest for 6 month when try to place FD in cimb
sms2u
post Nov 26 2018, 07:03 PM

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QUOTE(Cookie101 @ Nov 26 2018, 02:49 PM)
Majority auto upgrade nowadays.
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which bank auto upgrade? as I know, bank still will come to u for upgrade
sms2u
post Nov 26 2018, 07:37 PM

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QUOTE(Cookie101 @ Nov 26 2018, 07:20 PM)
Citibank
SCB
Amb
HLB
Hsbc

Bring funds in and withdrawn. Then received letters to top up funds otherwise being charged. Ask for downgrade then. Only SCB will send u threatening letters.
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what do u means auto upgrade?

ambank - need to fill in form when they asku to upgrade.

hong leong bank need to request 1.



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