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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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fairylord
post Mar 2 2017, 02:01 AM

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QUOTE(bbgoat @ Mar 1 2017, 08:27 PM)
March FD promo, call and info from banks TODAY:

UOB: Min 10k
1 year 4%
8 mth 3.8%
4 mth 3.68%

OCBC: Min 10k
MiFD 12 mth 4% with monthly interest
Normal FD 12 mth 3.95% interest on maturity

AmBank:
Normal customer 8 mth 3.68%
For their PB: 8 mth 4.08% min 50k, no monthly interest
For aged 49+, 5 yrs 4.35%, min 10k, monthly interest

RHB:
For PB, 12 mth 4.05% min 50k, existing fund can also

HL:
Conventional 6 mth FD roll over 3.8%; new fund 3.9% (this seems to contradict one forummer's input)
100k and above 6 mth 4.05%
Islamic 12 mth FD roll over 3.85%, if top up 10k 3.95%, new fund 4%

Tomorrow another round of FD merry go round. Also going for CB FD/UT combo of 9.99% and pure FD of 4.88% ! rclxm9.gif
*
Sifu...many thanks for the comprehensive list.

I'm newbie, want to clarify some shortform and monthly interest.

What is MiFD, CB, FT, UT , CASA means?

Monthly interest means the interest of FD will be issued to attached account even though not mature yet? Waoo...would the interest issued taken back if i uplift the FD in 2 months (found better investment to go)?
bbgoat
post Mar 2 2017, 09:53 AM

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QUOTE(bbgoat @ Mar 1 2017, 08:27 PM)
March FD promo, call and info from banks TODAY:

UOB: Min 10k
1 year 4%
8 mth 3.8%
4 mth 3.68%

OCBC: Min 10k
MiFD 12 mth 4% with monthly interest
Normal FD 12 mth 3.95% interest on maturity

AmBank:
Normal customer 8 mth 3.68%
For their PB: 8 mth 4.08% min 50k, no monthly interest
For aged 49+, 5 yrs 4.35%, min 10k, monthly interest

RHB:
For PB, 12 mth 4.05% min 50k, existing fund can also

HL:
Conventional 6 mth FD roll over 3.8%; new fund 3.9% (this seems to contradict one forummer's input)
100k and above 6 mth 4.05%
Islamic 12 mth FD roll over 3.85%, if top up 10k 3.95%, new fund 4%

Tomorrow another round of FD merry go round. Also going for CB FD/UT combo of 9.99% and pure FD of 4.88% ! rclxm9.gif
*
Miss out CIMB:
12 mth 4%

Going to RHB and CB now. rclxms.gif
giko
post Mar 2 2017, 10:15 AM

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QUOTE(bbgoat @ Mar 2 2017, 09:53 AM)
Miss out CIMB:
12 mth 4%
Sifu, need to open CASA? TQ smile.gif

TANjb
post Mar 2 2017, 10:42 AM

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Anyone into Ambank 4.35% - 5 years promotion?

Is that good?

sms2u
post Mar 2 2017, 11:35 AM

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QUOTE(TANjb @ Mar 2 2017, 10:42 AM)
Anyone into Ambank 4.35% - 5 years promotion?

Is that good?
*
for all from all ambank branches? i understood that is for priority banking customer and need to seek HQ approval to get that rate
bbgoat
post Mar 2 2017, 11:53 AM

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QUOTE(sms2u @ Mar 2 2017, 11:35 AM)
for all from all ambank branches? i understood that is for priority banking customer and need to seek HQ approval to get that rate
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I was told that one is for all but aged 49 plus. biggrin.gif
drbone
post Mar 2 2017, 12:09 PM

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QUOTE(TANjb @ Mar 2 2017, 10:42 AM)
Anyone into Ambank 4.35% - 5 years promotion?

Is that good?
*
Yup, monthly interest credited into account. But one has to be aged 50 and above , or as long as the joint account holder is above 50 in order to get the monthly interest.
sms2u
post Mar 2 2017, 12:33 PM

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QUOTE(bbgoat @ Mar 2 2017, 11:53 AM)
I was told that one is for all but aged 49 plus. biggrin.gif
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how come different info i got. may be different promotion.

QUOTE(drbone @ Mar 2 2017, 12:09 PM)
Yup, monthly interest credited into account. But one has to be aged 50 and above , or as long as the joint account holder is above 50 in order to get the monthly interest.
*
they tell me interest credit half yearly. no ask if there is account holder aged more than 50 got monthly credit the interest.
cmk96
post Mar 2 2017, 01:20 PM

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QUOTE(gamenoob @ Mar 1 2017, 09:30 PM)
Uob one no CASA needed

Ocbc 3.95% just FD
4% need saving acct
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UOB need SA for interest crediting. Just visited the branch.
starry
post Mar 2 2017, 01:56 PM

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QUOTE(bbgoat @ Mar 2 2017, 09:53 AM)
Miss out CIMB:
12 mth 4%

*
Hi, need to open CASA for CIMB 12 mth 4%?

Today placed HLB conventional FD 6 months 4%. Fresh fund. Min 10k. CASA. Promo valid till 30 April.

This post has been edited by starry: Mar 2 2017, 01:57 PM
giko
post Mar 2 2017, 01:59 PM

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QUOTE(cmk96 @ Mar 2 2017, 01:20 PM)
UOB need SA for interest crediting. Just visited the branch.
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can we just collect principal + interest at the end of the tenure, so no need to open SA?
gamenoob
post Mar 2 2017, 02:04 PM

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Any bank beside ambank offer 5yrs at 4.35%? Wonder if we will see 4.75% again for 5yrs from banks?
cmk96
post Mar 2 2017, 02:10 PM

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QUOTE(giko @ Mar 2 2017, 01:59 PM)
can we just collect principal + interest at the end of the tenure, so no need to open SA?
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The UOB staff insist on opening a SA for the 4% promotion rate FD. shakehead.gif


guzixmu
post Mar 2 2017, 02:28 PM

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QUOTE(sms2u @ Mar 2 2017, 11:35 AM)
for all from all ambank branches? i understood that is for priority banking customer and need to seek HQ approval to get that rate
*
Any of you go for Bank Rakyat?

12m - 3.70% p.a.
60m - 4.30% p.a.
fairylord
post Mar 2 2017, 02:40 PM

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QUOTE(starry @ Mar 2 2017, 01:56 PM)
Hi, need to open CASA for CIMB 12 mth 4%?

Today placed HLB conventional FD 6 months 4%. Fresh fund. Min 10k. CASA. Promo valid till 30 April.
*
Islamiah 4% 12mths HLB OTC. Fresh fund 10k.
MiFD to SA-i
peachpeach
post Mar 2 2017, 02:46 PM

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geez Citibank not picking calls.Any idea where to check the promotional FD rate for March ?
cherroy
post Mar 2 2017, 03:02 PM

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Seems like promo FD rate is notching up a bit in March.

Higher LDR may be the reason.
SUSsniperz
post Mar 2 2017, 03:10 PM

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QUOTE(cherroy @ Mar 2 2017, 03:02 PM)
Seems like promo FD rate is notching up a bit in March.

Higher LDR may be the reason.
*
If put at mutual fund's money market fund like fixed deposit, good kah? hmm.gif
giko
post Mar 2 2017, 03:19 PM

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QUOTE(cmk96 @ Mar 2 2017, 02:10 PM)
The UOB staff insist on opening a SA for the 4% promotion rate FD.  shakehead.gif
*
Thanks for the info.
lowdensity
post Mar 2 2017, 04:21 PM

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QUOTE(bbgoat @ Mar 1 2017, 08:27 PM)
March FD promo, call and info from banks TODAY:

UOB: Min 10k
1 year 4%
8 mth 3.8%
4 mth 3.68%

OCBC: Min 10k
MiFD 12 mth 4% with monthly interest
Normal FD 12 mth 3.95% interest on maturity

AmBank:
Normal customer 8 mth 3.68%
For their PB: 8 mth 4.08% min 50k, no monthly interest
For aged 49+, 5 yrs 4.35%, min 10k, monthly interest

RHB:
For PB, 12 mth 4.05% min 50k, existing fund can also

HL:
Conventional 6 mth FD roll over 3.8%; new fund 3.9% (this seems to contradict one forummer's input)
100k and above 6 mth 4.05%
Islamic 12 mth FD roll over 3.85%, if top up 10k 3.95%, new fund 4%

Tomorrow another round of FD merry go round. Also going for CB FD/UT combo of 9.99% and pure FD of 4.88% ! rclxm9.gif
*
nowadays, FD promotion rate was fluctuated like the gasoline price.


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