Does BSN pays for the extra non-working days interest too? TQ Sifu

I was thinking about that after I sent the reply. Haha.

Sorry, never have BSN account.

I'm a Citigold customer too. My RM never calls me maybe because she knows I only like really low risk investment. Do you need fresh funds to apply for 4.88%?

Thanks, Have 2 BSN FD's expiring on 4/3/17 which is a Saturday...

Hv been informed latest promo UOB 4% 12months, min 10k fresh fund only

Is Ambank reliable in regards to FD? Thanks in advance.

Would think fresh fund needed. Mine is fresh fund. Going to put to the max allowed to enjoy the gain for the short 3 mths. For your case, can call your RM to enquire, since it is pure FD 3 mth 4.88%. The other promo of FD 9.99% 3 mth is UT/FD combo.

This post has been edited by bbgoat: Feb 28 2017, 09:52 PM

i plan to dump in another 400K to ocbc saving for 3.8%, this saving account is link to current account which is very convenience.
any other bank have similar package?

AmBank should be OK. I have 1,2,3 and 5 years FD with them, still running.

Thanks Sifu Another thing is do you think you can clarify whether Ambank pay interest for non-working days?
According to this forum page 1 -
"Banks that do not pay interest for non-working days(after FD maturity date eg Saturday, Sunday & Public Holidays)
Am Bank
RHB
Standard & Chartered Bank"
But when I ask Ambank they said they pay interest for non-working days . Sorry I'm just confuse regarding this

U have to ask them when u uplift AmBank FD. BUT u have to do it on the immediate working day after the maturity. They will calculate and bank in to your SA. That is my experience.

RHB also the same.

This post has been edited by bbgoat: Feb 28 2017, 10:37 PM

Where does it say that CB gives 4.88% too? Any catch like HSBC that needs CC application (probably gonna cut that card when they mail it lol).

It is for Citgold customer who already got their FREE cc. Pure FD, no strings attached.

Good morning bbgoat I can't decide between Ambank 4.08% 8mths FD and MBSB 4.1 12mths, do you think you can give me some advice on this? Thanks

I miss reading every post since Dec, haha. No money now until next maturity due in June. Sob Sob.

After pledging a Rm400k Fd to them, I doubt they will ever reject your credit card. With the exception if you are a blacklist or have a bad ccris or ctos record.

Why would they not be? What might be your worries? Ambank running away with your money?

Last time my ex- CB RM was freaking me out, he kept saying there is high possibilities for banks to go bankrupt and how I have to be careful. Guess I got a bit of yam ying

What kind of RM is he/she? I think its high time you get another one that is qualified enough to be one.

Btw have you heard of PIDM? Go read it up if you have never. For you being so paranoid, you must have hundreds of millions in the bank?

That's why he is my ex-RM I will just go daydream I have hundreds of millions

This post has been edited by arisu72: Mar 3 2017, 11:36 PM

RM interest is never to help you. IT's to help themselves. Never rely on them.