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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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carentan
post Feb 23 2017, 03:48 PM

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hi i have 800K, may i know which bank interest is highest?
carentan
post Feb 23 2017, 04:04 PM

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QUOTE(cclim2011 @ Feb 23 2017, 03:57 PM)
didnt follow up much lately.

want pidm protection? (need split to different banks then)
want to place for how long?
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well lets start from 6 months maybe.
carentan
post Feb 23 2017, 04:17 PM

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QUOTE(yygo @ Feb 23 2017, 04:13 PM)
laugh.gif better than get post reported and deleted. someone gud at reporting pipu's post here, you know who la.
me tu. long winded till pensan wat he is saying.
read post 1 to get some idea dulu.
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i did, mostly 3% +-
just check here see any special package or not.
carentan
post Feb 23 2017, 04:31 PM

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QUOTE(cclim2011 @ Feb 23 2017, 04:29 PM)
bong bong give you some of my preference...

If age over 40, can go alliance (1 year) 4.05
If not, OCBC (1 year) or AMbank (9 month) 4
If Internet Savvy, Hong Leong (8 month). 4
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thx very much. but how come i didnt see this rate at the first page?
carentan
post Feb 23 2017, 05:12 PM

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QUOTE(TOMEI-R @ Feb 23 2017, 05:03 PM)
That is the standard rates. For promo rates, you need to keep updated with the bank's latest promo or hang around in this thread for latest info.  tongue.gif
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thanks. sounds that HL bank offer the highest rate
carentan
post Feb 23 2017, 05:34 PM

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QUOTE(TOMEI-R @ Feb 23 2017, 05:26 PM)
Welcome. Your Rm800k will sure help achieve the Rm888,888,888.88 target for 4.18% interest for sure. Only issue is, you have to ibg tranfer Rm30k daily over from another bank to your HLBB which I think is stupid and troublesome.
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what do u mean?
i cant bank in by cheque?
carentan
post Feb 23 2017, 07:34 PM

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QUOTE(TOMEI-R @ Feb 23 2017, 06:01 PM)
Like mentioned by two fellow forummers, you have to have a Hong Leong Bank account, and access to their hong leong connect site. You have to place your FD online and transfer (FPX) your money from another Bank to your hong leong FD and each transaction is limited to RM30k/ Day. If you dont have a Hong Leong bank account, dont bother as their promo is till the 28/02/17 which is less than 5 days.
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u mean i got to transfer all the fund to HLB within 5 days via internet?

i am not najib cant do that.
carentan
post Feb 23 2017, 07:38 PM

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QUOTE(okuribito @ Feb 23 2017, 07:36 PM)
with so much bullets, you can walk into any bank with chequebook in hand and ask for manager of private banking & negotiated rates
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really?
i am not aware of this........
carentan
post Feb 23 2017, 07:38 PM

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This post has been edited by carentan: Feb 23 2017, 08:16 PM
carentan
post Feb 24 2017, 04:22 PM

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walk in to few bank, seems OCBC is the best.

as long as ur saving account have 200K, they pay 3.8% PA. kindly remind this is not FD you can withdraw or deposit money anytime, so no lock in period.

the saving account is link to to current account, mean basically u can use the cheque facility. once u issue a cheque, the subject amount will transfer from saving account to current account automatically. very convenience.
carentan
post Feb 24 2017, 07:57 PM

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QUOTE(gilabola @ Feb 24 2017, 06:39 AM)
Using M2U, you can do multiple FPX payments of 30k within a day
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cant, max 30k.

Attached Image
carentan
post Feb 28 2017, 07:39 PM

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QUOTE(arisu72 @ Feb 28 2017, 07:04 PM)
Yes, HSBC need to apply CC to get 4.88% offer. I can't find the offer from CB, do you mind sending me a link in regards to the promo? Thanks in advance.
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i just put in 400K to HSBC, 4.88%.

need to apply credit card HOWEVER if your credit card application failed due to any reason such as no support document or income payslip, the FD will still proceed.
carentan
post Feb 28 2017, 07:57 PM

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QUOTE(bbgoat @ Feb 28 2017, 07:52 PM)
CB offer is for Citigold customer. My RM called me on the offer.  biggrin.gif
I thought HSBC max 200k for the 4.88% 3 mth FD ?  hmm.gif

https://sp.hsbc.com.my/premierdualoffer?WAB...H_PWS_MAIN_DUAL
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yes, hence i use 2 diff names.
carentan
post Feb 28 2017, 09:53 PM

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QUOTE(bbgoat @ Feb 28 2017, 09:50 PM)
Would think fresh fund needed. Mine is fresh fund. Going to put to the max to enjoy the gain for the short 3 mths. For your case, can call your RM to enquire, since it is pure FD 3 mth 4.88%. The other promo of FD 9.99% 3 mth is UT/FD combo.  biggrin.gif
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i plan to dump in another 400K to ocbc saving for 3.8%, this saving account is link to current account which is very convenience.
any other bank have similar package?
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