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 Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only

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gilabola
post Feb 28 2017, 12:48 PM

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HL Connect is not working. Cannot place eFD
fairylord
post Feb 28 2017, 12:57 PM

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Im opening account at branch now..

Hmmm...it seem that the eHLB is congested.

Would like to ask if there any minimum amt to place for efd to enjoy the rate?

Is the maturity period of this efd promo is 8mths means i can lift up on end of 8th month?

Do i need to open fd account at branch to make the efd placement faster or it actually will generate over the eHLB?

Thanks
Bussybody
post Feb 28 2017, 01:09 PM

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QUOTE(Bonescythe @ Feb 28 2017, 10:55 AM)
Wow.. today HLB online traffic very heavy..

takes sometimes to load ever since they up 0.1% bonus on top of the 4%
*
HL giving +0.1%?

Can check via HL connect?
Deal Hunter
post Feb 28 2017, 01:18 PM

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QUOTE(fairylord @ Feb 28 2017, 12:57 PM)
Im opening account at branch now..

Hmmm...it seem that the eHLB is congested.

EXPECTED - the capacity to handle the eFD thru the FPX processes and the effects of people rushing in last minute, error processes made by newbies, email notifications and printing problems. The system probably can handle somewhat less than RM 1 million per hour as shown by the uptake figures. 

Would like to ask if there any minimum amt to place for efd to enjoy the rate?

YES RM 10k is the minimum requirement.

Is the maturity period of this efd promo is 8mths means i can lift up on end of 8th month?

NO mention of continuation after 8 months. Assume the principal will go into your HL savings account connected to this eFD. Anybody know for sure about the small print on this?


Do i need to open fd account at branch to make the efd placement faster or it actually will generate over the eHLB?

NO NEED and won't help at all. Not like some other banks eFD where  you must have already opened a FD OTC before can do eFD.

Thanks
*
This post has been edited by Deal Hunter: Feb 28 2017, 01:26 PM
ps007
post Feb 28 2017, 01:18 PM

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QUOTE(fairylord @ Feb 28 2017, 12:57 PM)
Im opening account at branch now..

Hmmm...it seem that the eHLB is congested.

Would like to ask if there any minimum amt to place for efd to enjoy the rate?

Is the maturity period of this efd promo is 8mths means i can lift up on end of 8th month?

Do i need to open fd account at branch to make the efd placement faster or it actually will generate over the eHLB?

Thanks
*
Malaysian... always last minute.
Min10k
Only 8 months available, yes u may uplift or auto renew after 8 months.
No u dont need to open FD account over the counter but u will need to have a PERSONAL HLBB account and NOT JOINT ACCOUNT/ NOT MACH ACCOUNT.
I just open a new personal current account PAY&SAVE, since it is under islamic account, when i tried to place eFD under coventional FD, it gives me error, so i choose the islamic FD only successfully to place the FD.

Read the tnc here
https://www.hlb.com.my/main/assets/files/pr...inal-170103.pdf
fairylord
post Feb 28 2017, 01:29 PM

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QUOTE(ps007 @ Feb 28 2017, 01:18 PM)
Malaysian... always last minute.
Min10k
Only 8 months available, yes u may uplift or auto renew after 8 months.
No u dont need to open FD account over the counter but u will need to have a PERSONAL HLBB account and NOT JOINT ACCOUNT/ NOT MACH ACCOUNT.
I just open a new personal current account PAY&SAVE, since it is under islamic account, when i tried to place eFD under coventional FD, it gives me error, so i choose the islamic FD only successfully to place the FD.

Read the tnc here
https://www.hlb.com.my/main/assets/files/pr...inal-170103.pdf
*
Agreed.

Thanks for the info..hmm...someone in office said if not done today, dont worry. wait fot Tmr.......? Good news?

This post has been edited by fairylord: Feb 28 2017, 01:33 PM
Deal Hunter
post Feb 28 2017, 01:46 PM

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QUOTE(fairylord @ Feb 28 2017, 01:29 PM)
Agreed.

Thanks for the info..hmm...someone in office said if not done today, dont worry.  wait fot Tmr.......? Good news?
*
If HL wants that RM 888,888,888, probably have to extend to 18 March. Even 8 March a bit shaky technically, since customers education not adequate and still blur despite earlier Tuesday promo and over 1 month of this promo, and maybe some improvements in customer handling and advice?.
It is interesting to see how HL team handles practical implementation of something new in fintech. smile.gif

This post has been edited by Deal Hunter: Feb 28 2017, 01:49 PM
fairylord
post Feb 28 2017, 01:50 PM

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QUOTE(Deal Hunter @ Feb 28 2017, 01:46 PM)
If HL wants that RM 888,888,888, probably have to extend to 18 March. Even 8 March a bit shaky technically, since customers education not adequate and still blur despite earlier Tuesday promo and over 1 month of this promo, and maybe some improvements in customer handling and advice?.
It is interesting to see how HL team handles practical implementation of something new in fintech.  smile.gif
*
hehe, let's do silly dreaming >>> 4.88% tmr drool.gif since all about feng shui'ed number thumbup.gif
bbgoat
post Feb 28 2017, 01:53 PM

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QUOTE(arisu72 @ Feb 28 2017, 11:25 AM)
bbgoat must let us know if you find a good home for your FD wub.gif
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QUOTE(fairylord @ Feb 28 2017, 11:40 AM)
same here follow rclxms.gif
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What I do may or may not be suitable/applicable for all. biggrin.gif

This post has been edited by bbgoat: Feb 28 2017, 05:10 PM
giko
post Feb 28 2017, 01:58 PM

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"Banks that pay interest for non-working days
OCBC
Bank Rakyat
UOB
May Bank (Need to remind May bank staff to add interest)
Affin Bank - updated by cybpscyh on 12 Dec 2014
Alliance Bank
Kuwait Finance House

Banks that do not pay interest for non-working days(after FD maturity date eg Saturday, Sunday & Public Holidays)
Am Bank
RHB
Standard & Chartered Bank"

Does BSN pays interest for non-working days? TQ
fairylord
post Feb 28 2017, 02:08 PM

tag [@fairylord]
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QUOTE(giko @ Feb 28 2017, 01:58 PM)
"Banks that pay interest for non-working days
OCBC
Bank Rakyat
UOB
May Bank (Need to remind May bank staff to add interest)
Affin Bank - updated by cybpscyh on 12 Dec 2014
Alliance Bank
Kuwait Finance House

Banks that do not pay interest for non-working days(after FD maturity date eg Saturday, Sunday & Public Holidays)
Am Bank
RHB
Standard & Chartered Bank"

Does BSN pays interest for non-working days? TQ
*
Oh...the non-working-day paid interest means a sum of additional interest over those who not paying on non-working-day?

How about HongLeong and Public Bank and CIMB? icon_question.gif
Human Nature
post Feb 28 2017, 02:09 PM

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Sign up Ambank Signature PB for special TD-i 8months @ 4.08%pa, min RM50k, fresh fund. Valid till 31 March 2017. T&C apply

This post has been edited by Human Nature: Feb 28 2017, 02:09 PM
Deal Hunter
post Feb 28 2017, 02:20 PM

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QUOTE(fairylord @ Feb 28 2017, 01:50 PM)
hehe, let's do silly dreaming >>> 4.88% tmr drool.gif since all about feng shui'ed number thumbup.gif
*
That depends whether any other bank wants to offer 4.20%, 4.25% or 4.28% p.a. as their March-April promo. Can you guesstimate which banks need to and can possibly do this, and which banks already eliminated in the contest? rclxms.gif rclxms.gif
Deal Hunter
post Feb 28 2017, 02:29 PM

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QUOTE(fairylord @ Feb 28 2017, 02:08 PM)
Oh...the non-working-day paid interest means a sum of additional interest over those who not paying on non-working-day?

How about HongLeong and Public Bank and CIMB? icon_question.gif
*
There are 5 categories of banks.

Those who state at placement what they will pay.
Those who pay.
Those who do not pay.
Those who pay or may not pay after complain etc etc.
Those whose calculation is so strange, nobody sure what is happening. brows.gif brows.gif

This post has been edited by Deal Hunter: Feb 28 2017, 02:30 PM
hwachong
post Feb 28 2017, 03:51 PM

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QUOTE(drbone @ Feb 27 2017, 11:38 AM)
What about HLB E-FD 8 month promo which is giving 4.1%?
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where says 4.1% i thought 4.0% for hlb efd?
SUSsylar111
post Feb 28 2017, 04:07 PM

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Anyone got this error when applying for HL Bank?
Sorry, we are unable to process your request at this time. Please try again later. (2185)
TOMEI-R
post Feb 28 2017, 04:26 PM

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QUOTE(hwachong @ Feb 28 2017, 03:51 PM)
where says 4.1% i thought 4.0% for hlb efd?
*
Go read the site properly again.
TOMEI-R
post Feb 28 2017, 04:26 PM

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QUOTE(ps007 @ Feb 28 2017, 01:18 PM)
Malaysian... always last minute.
Min10k
Only 8 months available, yes u may uplift or auto renew after 8 months.
No u dont need to open FD account over the counter but u will need to have a PERSONAL HLBB account and NOT JOINT ACCOUNT/ NOT MACH ACCOUNT.
I just open a new personal current account PAY&SAVE, since it is under islamic account, when i tried to place eFD under coventional FD, it gives me error, so i choose the islamic FD only successfully to place the FD.

Read the tnc here
https://www.hlb.com.my/main/assets/files/pr...inal-170103.pdf
*
That explains the sudden spike in figures. It was only Rm588,XXX.XXX.XX yesterday. Look how much it went up today.

This post has been edited by TOMEI-R: Feb 28 2017, 04:32 PM


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SUSsylar111
post Feb 28 2017, 04:47 PM

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QUOTE(TOMEI-R @ Feb 28 2017, 04:26 PM)
That explains the sudden spike in figures. It was only Rm588,XXX.XXX.XX yesterday. Look how much it went up today.
*
Hey do you think they will allow my fixed deposit application to go through?
Bonescythe
post Feb 28 2017, 04:53 PM

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I logged in and all my account information cannot be displayed..

lol..

looks like server gonna be crazy with traffic until 11.59pm

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