Malaysian really Malaysian.. like last minute stuff

"Btw.. I dunno why my post cannot be combined.."



This post has been edited by Bonescythe: Feb 28 2017, 04:55 PM

I just ask Ambank and they said "The interest rate will be calculated : amount x interest rate x n/365
Please note that we will calculate your interest on daily basis included non working days." I wonder is it true?
I'm too suspicious

In Affin to terminate FD and RENTAS out, cost RM5.30. For those that wanted to withdraw FD, Affin will offer 4% FD.

Then to MBSB to terminate FD, take out cash from there.

Went to CB to do 3 mth 4.88% FD. This is a pure FD promo for Citigold customer. Min 50k up to max 200k. CB has another promo for UT/FD 1:1 min 50k, FD 3 mth 9.99%.

now as of 28 feb 2017 17:48, fund increase to 628,786,513

another 6 million in around 1 hour+

HSBC is also offering 4.88% FD for 3 mths
https://sp.hsbc.com.my/premierdualoffer?WAB...H_PWS_MAIN_DUAL

Hong Leong and Public Bank both pay. PB will pay out cash, HL bank into your SA. Still better mention it to them when uplift OTC. No experience with CIMB.

CIMB automatically set FD maturity date fall on working day during FD placement.

Similar offers between HSBC and CB for their PB. I did consider HSBC before but I think they need to apply credit card, right ? CB offer just came out and since already their customer, less issue of have to close HSBC acct after 3 mths.

just done mine in last minutes..but tmr heard has better one..haha, uplift day after opening, any charges/fine?

Guys, alamak... I have a problem. ..

I have placed rm10k fd on hlb via fax, tenure 6 month 3.8%pa, it's mature today. And dividend only rm 32.27. OMG !!
Dividend should be rm190, right ?

Am I missing something, or hlb miss something?

Thanks

Thanks. Not much experience with CIMB as their FD offer not that often and shorter durations (recently). So they are the same as BR and CB who adjust the FD maturity to working day.

In this case, no penalty.

I will see if there is better offer for March. Thursday have to decide what to do, FD, UT (CB offer of UT/FD), bonds ???

This post has been edited by bbgoat: Feb 28 2017, 06:20 PM

read post #951

This post has been edited by fairylord: Feb 28 2017, 06:20 PM

usually interest only paid on the 50% contracted FD amount if uplifted before maturity period..need to refer to the product factsheet ...not sure..

You heard from who?

Sorry if wrong...jangan hentam muka ya...just read it in the factsheet/T&C of promo eFD, guessing it may be same applied to others..

Yes, HSBC need to apply CC to get 4.88% offer. I can't find the offer from CB, do you mind sending me a link in regards to the promo? Thanks in advance.

i just put in 400K to HSBC, 4.88%.

need to apply credit card HOWEVER if your credit card application failed due to any reason such as no support document or income payslip, the FD will still proceed.

HLB normally credit the interest to u on monthly basis.. u just check 28th of ur past 5 months whether got interest credited to ur acc..

RM32.37 should be ur 6th month interest.

CB offer is for Citigold customer. My RM called me on the offer.

I thought HSBC max 200k for the 4.88% 3 mth FD ?

https://sp.hsbc.com.my/premierdualoffer?WAB...H_PWS_MAIN_DUAL

This post has been edited by bbgoat: Feb 28 2017, 07:53 PM

yes, hence i use 2 diff names.