QUOTE(bbgoat @ Jan 9 2017, 05:43 PM)
Talking about AmBank, this made me really "treasure" the 2/3/5 years FD promo with AmBank at 4.6/4.5/4.55% rates that were still running.
Last one till Oct 2020 ! 
Salute u.. u really win on this!Fixed Deposit Rates In Malaysia V. No.15, Strictly for FD Discussion Only
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Jan 9 2017, 06:20 PM
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#1
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Senior Member
28,187 posts Joined: Mar 2007 From: Underworld |
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Jan 20 2017, 06:40 PM
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#2
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28,187 posts Joined: Mar 2007 From: Underworld |
RM0.00 HLB: Enjoy up to 4.18% on your 8-mth online Fixed Deposit/-i for new funds transferred from another bank. www.hlb.com.my/CNYFD. Till 28/2/17.T&Cs apply
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Feb 28 2017, 10:55 AM
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#3
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28,187 posts Joined: Mar 2007 From: Underworld |
Wow.. today HLB online traffic very heavy..
takes sometimes to load ever since they up 0.1% bonus on top of the 4% |
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Feb 28 2017, 04:53 PM
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#4
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28,187 posts Joined: Mar 2007 From: Underworld |
I logged in and all my account information cannot be displayed..
lol.. looks like server gonna be crazy with traffic until 11.59pm |
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Feb 28 2017, 04:53 PM
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#5
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28,187 posts Joined: Mar 2007 From: Underworld |
Malaysian really Malaysian.. like last minute stuff
"Btw.. I dunno why my post cannot be combined.." This post has been edited by Bonescythe: Feb 28 2017, 04:55 PM |
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Mar 5 2017, 11:40 AM
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#6
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28,187 posts Joined: Mar 2007 From: Underworld |
QUOTE(user123456 @ Mar 5 2017, 10:25 AM) 1. Real-time Electronic Transfer of Funds and Securities System (RENTAS)? Faced such problem like you before.2. Can be done online or Over the counter (OTC)? 3. RM5.30 per transaction? 4. min RM10k? 5. Can be performed at all banks? Why not u try to register a sole prop.. then open a corporate online banking account ? As far as i know, HLB online corporate banking is free, no monthly charges. You can do big amount thru ibg, no problem hassle free. And no nid to go over the counter. Just a suggestion |
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Mar 6 2017, 11:21 PM
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#7
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28,187 posts Joined: Mar 2007 From: Underworld |
QUOTE(khuanoz @ Mar 6 2017, 03:31 PM) Just asking out of curiosity, you are not obligated to reply, but I'm wondering if your 800k is just a small part of your basket of investment vehicles that you manage to distribute risks OR it's the only one? If that FD amount is really really big.. why not ? But of course, you are not trying to get rich, because already rich..There's a saying that you cant get rich by merely putting all your eggs in FD so what do the sifus here think? Thank you 5m x 4% = 200k p.a Not bad lor This post has been edited by Bonescythe: Mar 6 2017, 11:22 PM |
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Mar 26 2017, 09:14 PM
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28,187 posts Joined: Mar 2007 From: Underworld |
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Mar 27 2017, 01:44 AM
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#9
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28,187 posts Joined: Mar 2007 From: Underworld |
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Mar 29 2017, 11:00 PM
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#10
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28,187 posts Joined: Mar 2007 From: Underworld |
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Apr 11 2017, 09:42 PM
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#11
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28,187 posts Joined: Mar 2007 From: Underworld |
QUOTE(propertymart @ Apr 11 2017, 12:59 PM) Any bank can pledge FD for housing loan example ? 50k for can 100k loan? i know this is slightly off topic.Or 100k for 200k or 300k++ loan? If future I save up to 500k, can pledge n buy shop a? 35yrs?Like pledge 500k, get, 1.5mil commercial loan? (Shop lot)Or 1mil get a 3mil loan? Ask only for own knowledge But FD pledge for housing loan will be 1 to 1 basis Pledge 500k, get 500k loan max.. |
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Apr 11 2017, 11:01 PM
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#12
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28,187 posts Joined: Mar 2007 From: Underworld |
QUOTE(propertymart @ Apr 11 2017, 10:02 PM) » Click to show Spoiler - click again to hide... « So will be probably 3% or 3.25% depends on bank For housing loan, 4.5% So u sendiri do the maths FD cannot take out until loan settle. |
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Apr 20 2017, 11:00 PM
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#13
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28,187 posts Joined: Mar 2007 From: Underworld |
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May 5 2017, 09:44 PM
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#14
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28,187 posts Joined: Mar 2007 From: Underworld |
QUOTE(sandkoh @ May 5 2017, 08:35 PM) Oh u r wrongThe mthly interest is something to cure boredom... Rather than waiying 1 year, u get to see every mth a small click going in ur acc... the feeling is very good.. becuz we r human, n generally human get bored easily if it is too long |
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May 6 2017, 07:00 PM
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#15
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28,187 posts Joined: Mar 2007 From: Underworld |
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May 13 2017, 06:53 PM
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#16
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28,187 posts Joined: Mar 2007 From: Underworld |
QUOTE(bbgoat @ May 13 2017, 01:39 PM) MBSB officer replied me saying the Jolly Good Friday just a name. The promo is for all weekdays. My cimb experience last weekYa, CIMB has been my favorite FD choice for last 1 mth or so. But the BM said can talk to HQ for me to get 4.2%. She also said no idea what is the new rate for now. Anyway has to see how it goes. 4.2% PA Mthly interest Fria-i |
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May 15 2017, 07:25 PM
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#17
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28,187 posts Joined: Mar 2007 From: Underworld |
QUOTE(bbgoat @ May 14 2017, 11:03 AM) Bones, 5% dream still on ? Need postpone.. Now bank alot of money, not enuf of loan to giv out. So expect Hlb not to giv out exciting promo ad |
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May 30 2017, 02:27 PM
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#18
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28,187 posts Joined: Mar 2007 From: Underworld |
QUOTE(kochin @ May 30 2017, 02:22 PM) just did another 4.2% today. Sorry OT abitthis time monthly. got some maturing end June and RM told me as per campaign, i should still make it for 4.2%. oh yeah, collected another golf umbrella today too but octoplush finish liao. Throughout my banking experience from mbb hlb cimb alliance Albeit putting substantial sum of FD, why no people gov me any gift one ? U guys sounded like they just walk over and hand to u.. my experience is dun have anything, not even a diary Dam... face problem ? Or area problem ? Or wad ? Latest is cimb.. also 4.2 placement n got ntg.. |
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May 30 2017, 02:31 PM
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#19
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28,187 posts Joined: Mar 2007 From: Underworld |
QUOTE(bbgoat @ May 30 2017, 02:28 PM) I have 5 placements of CIMB 4.2% with monthly interest. The first one monthly interest flowed in on 28/5. Terminated one (left 4) to move to CB with FD/UT combo of 9.99% 3 mths FD. Oh.. so u guys have to actually ask for thr gifts only they giv umbrella diary and etc on placement of FD ?I think I will miss CIMB's gift for now until such time Bank Muamalat terminate their 4.5% FD. Though could ask for those CIMB gifts but hesitate to be thick faced. |
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May 30 2017, 02:46 PM
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#20
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28,187 posts Joined: Mar 2007 From: Underworld |
QUOTE(kochin @ May 30 2017, 02:43 PM) this particular wednesday campaign it's already stated got gifts mah. Thank you. After reading all the Fd post, i think this sentence more meaningful than 4.5%so of course ask lor. even when there are no promotional gifts, no harm to just ask innocently "any free gifts ah?" asking is free. if got, bonus, if no, nothing to lose. ego or face is worthless one lah. better yet, ask for phone number or ask for a date lor..... kakakaka. bb goat boss have so many free gifts that i also envy. some of those he posted previously really super nice. |
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