Outline ·
[ Standard ] ·
Linear+
Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF
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TSAIYH
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Feb 22 2017, 09:54 PM
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QUOTE(galaxynote259 @ Feb 22 2017, 09:48 PM) i placed RM 5000 on 15 Jan i want to uplift on 22 Feb the interest should be RM 18+ right? why m2u only shows RM 3? ?.? by default the profit will credit to your SA every month, check and see
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justanovice
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Feb 22 2017, 09:55 PM
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Delete. Misread
This post has been edited by justanovice: Feb 22 2017, 09:56 PM
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galaxynote259
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Feb 22 2017, 10:05 PM
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thanks AIYH, got it This post has been edited by galaxynote259: Feb 22 2017, 10:07 PM
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cybpsych
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Feb 24 2017, 04:14 PM
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QUOTE(cybpsych @ Jan 25 2017, 08:40 PM) awesome, 1st month profit already gotten and added back into the principal  let's hope i can fully wait for 6 full cycle to maximize the promo rate  QUOTE(vseries @ Jan 26 2017, 03:52 PM) I think only can confirm from 2nd month whether interest is calculated based on initial 10k or 10k+1st mth interest QUOTE(cybpsych @ Jan 26 2017, 05:50 PM) should be working. the normal eGIA works fine with compounding interest. all my certs are setup as such, including the promo rate (which i was interested if there's any difference, which it wasnt) let's wait for month 2 the rate displayed in M2U Web is special case for promo. generally all eGIA stated "declared on maturity date" in M2U, but will show the actual rate in M2U App (QuickBalance). in M2U App QuickBalance, if you see 3.6%, it's promo rate. if you see 3.5% now, it's the standard board rate for GIA (effective from 16 January 2017 to 15 February 2017) i ask you back  have you tried to uplift using M2U App? month 2 profit is in for the GIA 6-mth Promo.  | Month | Fund (RM) | Rate (p.a.) | Profit (RM) | | 1 | 10,000.00 | 3.6% | 30.55 | | 2 | 10,030.55 | 3.6% | 30.67 | | 3 | 10,061.22 | 3.6% | expecting 27.79 | This post has been edited by cybpsych: Feb 25 2017, 12:29 PM
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vseries
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Feb 24 2017, 05:59 PM
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Getting Started

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QUOTE(cybpsych @ Feb 24 2017, 04:14 PM) month 2 profit is in for the GIA 6-mth Promo. it is based on month 1's principal + profit = RM10,000 + RM30.55 = RM10,030.55. new month 3's rollover = RM10,061.22 (10,030.55 + month 2's profit RM30.67) Great! Money grows money
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1tanmee
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Feb 25 2017, 12:06 AM
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How many uplifts can be done per day?
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fruitie
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Feb 25 2017, 12:09 AM
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Rise and Shine
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QUOTE(1tanmee @ Feb 25 2017, 12:06 AM) How many uplifts can be done per day? I believe no limit. So far I have uplifted thrice at one time, that's my highest number so far.
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Ramjade
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Feb 25 2017, 06:43 AM
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QUOTE(1tanmee @ Feb 25 2017, 12:06 AM) How many uplifts can be done per day? Unlimited depending on how many placement you have. Keep in mind though, any placement palced today cannot be uplifted. Need to wait until day.
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SlowCiken
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Feb 26 2017, 05:09 PM
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Getting Started

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QUOTE(Ramjade @ Feb 25 2017, 06:43 AM) Unlimited depending on how many placement you have. Keep in mind though, any placement palced today cannot be uplifted. Need to wait until day. May i ask. A day is 24H or till 12 midnight?
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Ramjade
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Feb 26 2017, 06:47 PM
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What difference does it make since eGIA-i cannot be withdraw from 10pm-6am.
If you deposit on 9.59pm , you can withdraw it on 6.01am. No problem.
This post has been edited by Ramjade: Feb 26 2017, 10:48 PM
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monara
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Feb 26 2017, 08:39 PM
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Agreed 👆, a day is until midnite indeed. Means if deposit today 6pm, no need to wait until 6pm tomorrow to uplift, can start do in morning.
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cwye
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Feb 27 2017, 08:36 PM
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Is that need to complete questionnaires form on each placement to be made?
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cybpsych
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Feb 27 2017, 08:45 PM
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QUOTE(cwye @ Feb 27 2017, 08:36 PM) Is that need to complete questionnaires form on each placement to be made? 1st time user only. more like a disclaimer that you understood the risk and product features of GIA. after this, a virtual GIA account will be created. subsequent placement, easy peasy. each placement = 1 certificate under the virtual account.
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celaw
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Feb 28 2017, 09:29 PM
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QUOTE(cybpsych @ Feb 27 2017, 09:45 PM) 1st time user only. more like a disclaimer that you understood the risk and product features of GIA. after this, a virtual GIA account will be created. subsequent placement, easy peasy. each placement = 1 certificate under the virtual account. I need to fill up the questionnaire for every GIA placement I made.
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cybpsych
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Feb 28 2017, 09:32 PM
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QUOTE(celaw @ Feb 28 2017, 09:29 PM) I need to fill up the questionnaire for every GIA placement I made. is there a place for u to accept the risk & t&c? perhaps u didn't agree, so it keep popping out the disclaimer n disclosure.
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celaw
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Feb 28 2017, 09:40 PM
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QUOTE(cybpsych @ Feb 28 2017, 10:32 PM) is there a place for u to accept the risk & t&c? perhaps u didn't agree, so it keep popping out the disclaimer n disclosure. No, didn't see such thing for me to tick.
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tsssusan09
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Mar 1 2017, 01:17 PM
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New Member
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QUOTE(celaw @ Feb 28 2017, 09:40 PM) No, didn't see such thing for me to tick. Ya. How to add on placement. I also face such problem. I have to fill in the questionnaire each time I make placement
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cybpsych
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Mar 1 2017, 05:25 PM
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QUOTE(celaw @ Feb 28 2017, 09:40 PM) No, didn't see such thing for me to tick. QUOTE(tsssusan09 @ Mar 1 2017, 01:17 PM) Ya. How to add on placement. I also face such problem. I have to fill in the questionnaire each time I make placement interesting. earlier, users were not presented with the questionaire. just normal placement. then, users were presented with questionaire, but one-time only before placement. now, users were presented with questionaire, before every placement.
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justanovice
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Mar 1 2017, 07:35 PM
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QUOTE(cybpsych @ Mar 1 2017, 05:25 PM) interesting. earlier, users were not presented with the questionaire. just normal placement. then, users were presented with questionaire, but one-time only before placement. now, users were presented with questionaire, before every placement.  Yes, interesting indeed. I uplifted all my Placements yesterday, and did a placement too. No questionaires. I only need to do 1 time when I did my first placement some time ago.
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Ramjade
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Mar 1 2017, 07:37 PM
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No questionnaire for me for yesterday placement.
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