Good job TS, finally have its own thread! ππ
No need to tumpang other thread anymore lol.
Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF
Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF
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Nov 8 2016, 07:11 PM
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#1
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1,008 posts Joined: Aug 2008 |
Good job TS, finally have its own thread! ππ
No need to tumpang other thread anymore lol. |
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Nov 8 2016, 08:52 PM
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#2
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QUOTE(AIYH @ Nov 8 2016, 05:24 PM) If you decide to opt for tenure longer than a month (say 6 months) and let it stay idle for more than a month, then the profit is paid monthly to either casa or add into principal (whichever you choose) -This 1 suppose add into principal is better right? Automatically compounding it. However, if you decide to uplift prematurely (which is how most of us do anyway -If do this then the deposit plus interest will all transferred to other casa? |
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Nov 8 2016, 11:13 PM
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#3
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QUOTE(AIYH @ Nov 8 2016, 09:25 PM) In theory it should be If more hardcore can do it daily then.πBut i have yet to try since I uplift most of my cert weekly Used to be, but ever since I get to know ASx and FSM, i put some into ASx FP while the rest dump into Asnita liao Still, given eGIA-i special nature, I treat it as my quasi saving account dy Just wanna ask about the interest declaration, its is monthly based right? As example, this month interest will be declare early dec? So if uplift before that, are they using the indicative rate or what? |
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Nov 23 2016, 07:30 PM
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#4
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Dec 6 2016, 07:53 AM
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#5
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Guys, what is MMF?
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Dec 17 2016, 06:58 AM
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#6
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QUOTE(apathen @ Dec 16 2016, 04:54 PM) ok that make sense Perhaps that fund insured by pidm then.. why didn't ask him to explain if really dont understand.. |
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Jan 26 2017, 06:48 PM
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#7
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QUOTE(fruitie @ Jan 26 2017, 04:53 PM) This is for promo rate only. Wow! 6 digit, if just 100k already about rm10 perday right..Not possible. If there is, please share, gotta be helpful. I helped my expat colleague to do this GIA-i, she trusts me a lot so let me see her balance. I helped her to do 6 digit placement, though fixed deposit could be better but she wants something flexible and doesn't really bother about the amount of interest. So long it generates some cash for her. Any better deal than GIA-i for Maybank that is easy to withdraw? QUOTE(MGM @ Jan 26 2017, 06:21 PM) looks like that person want something flexible, which asx cant offer i guess. |
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Jan 27 2017, 01:26 AM
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#8
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QUOTE(1tanmee @ Jan 26 2017, 08:36 PM) If 100k can get RM10 daily, I kinda boleh agak-agak how much i can get daily from my 1k placements. keke Its 10 cents thenπ.. At about 3.60% per year, its around 0.01% per day.well, sikit2 lama2 jadi bukit. After all, considered high compared with normal CASA. |
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Feb 26 2017, 08:39 PM
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#9
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Agreed π, a day is until midnite indeed.
Means if deposit today 6pm, no need to wait until 6pm tomorrow to uplift, can start do in morning. |
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Jun 12 2017, 08:12 PM
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#10
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Guys, with the recent announcement that dividen will be reduced after 16 June, means better to uplift before that date and re placement back after that, or just maintain, before uplift when 1st august? Providing still wanna use Gia account.
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Jun 13 2017, 07:11 PM
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#11
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Oh i see, since its daily rated its still the same whether maintain or uplift-replace on that 16 june, as long before 1st august, where no interest for early uplift. Tq guys.
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Sep 2 2017, 11:44 PM
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#12
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Already past 1 month after the new rule, anyone checking the bank revenue whether have drastic withdrawal or not lol.
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