Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF
Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF
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Nov 21 2016, 01:48 AM
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#1
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Staff
72,806 posts Joined: Sep 2005 From: KUL |
Put in a 5 figure for GIA 6 in last month. Hope I made the correct decision and hoping I could lock it for 6 months until April.
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Nov 21 2016, 11:06 AM
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#2
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Staff
72,806 posts Joined: Sep 2005 From: KUL |
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Nov 21 2016, 11:14 AM
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#3
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Staff
72,806 posts Joined: Sep 2005 From: KUL |
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Nov 21 2016, 11:17 AM
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#4
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Staff
72,806 posts Joined: Sep 2005 From: KUL |
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Nov 21 2016, 04:24 PM
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#5
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Staff
72,806 posts Joined: Sep 2005 From: KUL |
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Nov 21 2016, 08:57 PM
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#6
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Staff
72,806 posts Joined: Sep 2005 From: KUL |
QUOTE(MinusGear @ Nov 21 2016, 08:50 PM) Just did a 12months via maybank2u as try out. Problem is how do you tell if you did it correctly? There's nothing that shows that I place under promotional campaign period. It only says rate declared on maturity. Mine has the yellow exclamation mark next to the interest rate then click on ! and will see the description. Not sure if it's the same for you. |
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Nov 21 2016, 09:05 PM
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#7
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Staff
72,806 posts Joined: Sep 2005 From: KUL |
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Nov 21 2016, 09:12 PM
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#8
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Staff
72,806 posts Joined: Sep 2005 From: KUL |
QUOTE(MinusGear @ Nov 21 2016, 09:10 PM) That's theĀ I placed mine on 20.10.16, now not sure. I usually place when my salary is out which is between 18th to 20th of the month. This month just placed normal rate stuff, for short term.Since you mentioned 6mths, then stillĀ I do my Gia-i via M2U all the time, never do it OTC too. This post has been edited by fruitie: Nov 21 2016, 09:16 PM |
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Nov 23 2016, 09:00 PM
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#9
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Staff
72,806 posts Joined: Sep 2005 From: KUL |
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Nov 24 2016, 12:52 PM
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#10
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Staff
72,806 posts Joined: Sep 2005 From: KUL |
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Nov 24 2016, 10:13 PM
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#11
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Staff
72,806 posts Joined: Sep 2005 From: KUL |
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Dec 1 2016, 11:51 AM
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#12
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Staff
72,806 posts Joined: Sep 2005 From: KUL |
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Dec 12 2016, 11:27 PM
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#13
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Staff
72,806 posts Joined: Sep 2005 From: KUL |
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Dec 18 2016, 05:29 PM
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#14
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Staff
72,806 posts Joined: Sep 2005 From: KUL |
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Dec 18 2016, 08:15 PM
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#15
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Staff
72,806 posts Joined: Sep 2005 From: KUL |
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Dec 18 2016, 08:30 PM
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#16
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Staff
72,806 posts Joined: Sep 2005 From: KUL |
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Dec 20 2016, 10:30 PM
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#17
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Staff
72,806 posts Joined: Sep 2005 From: KUL |
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Dec 21 2016, 04:26 PM
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#18
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Staff
72,806 posts Joined: Sep 2005 From: KUL |
QUOTE(imnotabot @ Dec 21 2016, 04:16 AM) I've been using this for a few months. Each time I get my salary, I place the estimated amount I will be paying for my credit cards into GIA-i. When I get my next salary, I uplift it and pay for my credit cards in full. Rinse and repeat. Been doing it every month on 20th since my salary will be in on 20th or earlier. Every month, I get around RM20-RM50 in GIA-i + cash rebate from credit cards. Anyone else doing the same thing? Is it a stupid thing to do, risking the money to pay my credit cards just to get a few ringgits? Every time uplift 1k to pay for CC outstanding and balance keep for usage, in a way good to minimize my cash spending. |
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Dec 23 2016, 03:17 PM
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#19
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Staff
72,806 posts Joined: Sep 2005 From: KUL |
The interest is calculated on daily basis. You can click uplift without actual upliftment and can see the amount already plus interest.
This post has been edited by fruitie: Dec 23 2016, 03:17 PM |
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Dec 25 2016, 11:03 AM
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#20
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Staff
72,806 posts Joined: Sep 2005 From: KUL |
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