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 Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF

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vseries
post Dec 22 2016, 03:11 PM

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QUOTE(witchjaz @ Dec 21 2016, 05:54 PM)
I know that withdraw money from GIA-i is impossible.
Because I have given a wrong account no. (GIA-i) to a friend to do bank in which that I should give him my SA account no. instead. Just wanted to know  where the money goes to since the transaction is already accepted.
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Most probably money refunded to your friend account.
vseries
post Dec 24 2016, 12:24 PM

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QUOTE(nkhong @ Dec 23 2016, 03:09 PM)
Hi Guys,

I saw the gia stepup campaign rate is quite attractive so i made a placement with term 12months. Then i view my e cert, it said Profit rate: Rate as declared on maturity date.

My question is i will only know my profit rate after 12 months? and The profit will be paid on per month or on maturity?

Thanks. This is my first time make a placement to GIA.
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Profit will be paid monthly.

If you see "Rate as declared on maturity date.", doesn't seem you got the campaign rate. Either quota finish or you try to reconfirm with bank.
vseries
post Jan 26 2017, 03:52 PM

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QUOTE(cybpsych @ Jan 25 2017, 08:40 PM)
awesome, 1st month profit already gotten and added back into the principal brows.gif

let's hope i can fully wait for 6 full cycle to maximize the promo rate  thumbup.gif

user posted image
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I think only can confirm from 2nd month whether interest is calculated based on initial 10k or 10k+1st mth interest
vseries
post Jan 26 2017, 06:54 PM

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QUOTE(MGM @ Jan 26 2017, 06:21 PM)
Since she trusts u so much, put into ASx but under your name ,6 +%.
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ASX i read all full except bumi but gia not bad smile.gif

This post has been edited by vseries: Jan 26 2017, 06:55 PM
vseries
post Feb 24 2017, 05:59 PM

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QUOTE(cybpsych @ Feb 24 2017, 04:14 PM)
month 2 profit is in for the GIA 6-mth Promo.  thumbup.gif

it is based on month 1's principal + profit = RM10,000 + RM30.55 = RM10,030.55.

new month 3's rollover = RM10,061.22 (10,030.55 + month 2's profit RM30.67)
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Great! Money grows money
vseries
post Apr 14 2017, 11:01 PM

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QUOTE(KageBunshi @ Apr 14 2017, 04:06 PM)
Anyone notice that if we credit the interest into principal, then it would lose the extra daily interest if withdraw before due date?
Anyone notice this or i seeing wrong number.
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Can give example?
vseries
post Apr 16 2017, 11:19 AM

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Normally I see monthly interest credited from GIA as 'CREDIT FD INT' but 1 of the day I see additional 'ADD BONUS INT'. Does anyone know what is that? smile.gif

 

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