Please guide more clearly on m2u where to check the rates.
TQ

I just want to know the latest rate. Last month was 3.5% as what I have seen in GIA-i page on Maybank2U. It should have a new rate recently.

need to check on quick balance in m2u mobile app

Check under quick balance using the app.

no where to check on desktop m2u?
btw, what's the rate for now?
TQ

Dividen rate will be declared on maturity date?

😲

Not viewable on web m2u

U need to check frOM quick balance

I do not hold any amount in there right now, so can't check for u

Can check from here. Latest rate is 3.5%

Oh.. My Quick Balance already blocked because forgot password.
Thanks by the way.

OK, just updated then. This afternoon was still old rate. No changes.

Luckily it's still at the old rate

This post has been edited by drbone: Feb 17 2017, 09:31 PM

yep, no changes since yesterday after checking in m2u app.

sometimes confusing whether it's showing old or new rate. but after monitoring for few months, new rate always reflected correctly between m2u web and app.

so it is still 3.5%, still not bad compared to other FD

guys

i just dont understand what does it mean by

Profit Sharing Ratio (PSR)
Investor / Bank
70 / 30
what does it mean?


and another thing, which one did u choose?
a) Mudarabah Investment Account
b) Islamic Deposit Account:

let say if i click "dont want to open investment account", is my transaction will be cancel?
i afraid later maybank create another one additional unnecessary account for me

This post has been edited by suadrif: Feb 21 2017, 08:59 AM

PSR is basically how much you get. The 3.5% is = 70% portion. Bank get 30%.

Don't know why you don't get the General investment account -i.

a) Mudarabah Investment Account

actually it did
after i clicked General Investment Account-i, it refers me to a questionnaire page.
in that page, i was asked to choose preference which is A and B (mudarabah & islamic)

and then agree to open Mudarabah Investment Account?
this doesn't lead to any additional account right?
or is it Mudarabah actually referring to GIA itself?

technically it's a virtual account for each type of efd/gia placement.

Islamic one account, gia one account, conventional one account.

gia is a general product name for mudarabah.

That's maybank agreement. So you are forced to read it. lol
Well technically it create one account for you (only if you place egia). If you have no placement, that account is not seen. Under that account, you can have lots of different placement of eGIA-i which matures at different time with different amount.

Nothing to be concern about. No extra charge, nothing. You cannot even see that account via atm. Account is like that.

i see

but why i didnt get the option "add to principal" for the interest gain?
only have credit to my saving account
and the interest rate also didnt lock yet