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 Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF

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stng
post Mar 8 2017, 10:54 AM

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I try to deposit 5k at 6 March with the option of add to principal and i check back on
8 March it just showing my principal , So. means when i uplift then only i can see
the amount of my interest ?
ohcipala
post Mar 8 2017, 11:10 AM

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QUOTE(stng @ Mar 8 2017, 10:54 AM)
I try to deposit 5k at 6 March with the option of add to principal and i check back on
8 March it just showing my principal , So. means when i uplift then only i can see
the amount of my interest ?
*
Yes..
Ramjade
post Mar 8 2017, 11:37 AM

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QUOTE(stng @ Mar 8 2017, 10:54 AM)
I try to deposit 5k at 6 March with the option of add to principal and i check back on
8 March it just showing my principal , So. means when i uplift then only i can see
the amount of my interest ?
*
If you withdraw before that date, you will get rhe interest. If you hold until then, then it will automatically add to the prinicpal.
celaw
post Mar 8 2017, 07:28 PM

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QUOTE(stng @ Mar 8 2017, 11:54 AM)
I try to deposit 5k at 6 March with the option of add to principal and i check back on
8 March it just showing my principal , So. means when i uplift then only i can see
the amount of my interest ?
*
Bro, interest credited to principal on mthly basis. But if u withdraw before placing it for 1 mth, then you can see the interest when u withdraw it .
stng
post Mar 8 2017, 08:04 PM

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QUOTE(celaw @ Mar 8 2017, 07:28 PM)
Bro, interest credited to principal on mthly basis. But if u withdraw before placing it for 1 mth, then you can see the interest when u withdraw it .
*
When i try to uplift , closing amount RM5,000.96 ? 0.96 is the interest ?

Product type: General Investment Account-i (GIA-i)
Account number: 252031210657
Cert reference no.: 00000001E
Term: 1 month
Maturity date: 06 Apr 2017
Current balance: RM5,000.00
Name:
Closing amount: RM5,000.96

This post has been edited by MilesAndMore: Mar 8 2017, 08:26 PM
celaw
post Mar 8 2017, 08:08 PM

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QUOTE(stng @ Mar 8 2017, 09:04 PM)
When i try to uplift , closing amount RM5,000.96 ? 0.96 is the interest ?

Product type:  General Investment Account-i (GIA-i)
Account number:  252031210657
Cert reference no.:  00000001E
Term:  1 month
Maturity date:  06 Apr 2017
Current balance:  RM5,000.00
Name: 
Closing amount:  RM5,000.96
*
yes. RM 5k, daily interest is RM 0.479

This post has been edited by MilesAndMore: Mar 8 2017, 08:26 PM
Ramjade
post Mar 8 2017, 08:08 PM

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QUOTE(stng @ Mar 8 2017, 08:04 PM)
When i try to uplift , closing amount RM5,000.96 ? 0.96 is the interest ?

Product type:  General Investment Account-i (GIA-i)
Account number:  252031210657
Cert reference no.:  00000001E
Term:  1 month
Maturity date:  06 Apr 2017
Current balance:  RM5,000.00
Name: 
Closing amount:  RM5,000.96
*
Remove your name. Yes. Rm0.96 is the interest so far.

This post has been edited by MilesAndMore: Mar 8 2017, 08:26 PM
christ14
post Mar 8 2017, 08:35 PM

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lel with those delicate info. anything possible
chinti
post Mar 9 2017, 09:48 AM

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is the maximum amount i can put 5k only?

edit: oh minimum 5k is 1month duration means i can put more than 5k

This post has been edited by chinti: Mar 9 2017, 10:04 AM
drbone
post Mar 9 2017, 10:04 AM

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QUOTE(chinti @ Mar 9 2017, 09:48 AM)
is the maximum amount i can put 5k only?
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No limit
chinti
post Mar 9 2017, 10:04 AM

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QUOTE(drbone @ Mar 9 2017, 10:04 AM)
No limit
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haha i just edit my post n u reply d, thx
Ramjade
post Mar 9 2017, 10:17 AM

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QUOTE(chinti @ Mar 9 2017, 09:48 AM)
is the maximum amount i can put 5k only?

edit: oh minimum 5k is 1month duration means i can put more than 5k
*
Read first page. All info on first page.
mushigen
post Mar 9 2017, 02:19 PM

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When I try to change interest credit to "add to principal" and input the TAC, the system tells me "unsuccessful - account is not authorised".
Is this expected and can I ring the hotline to ask them to grant authorisation? Calling them can take a long time for someone to take my call.

cybpsych
post Mar 9 2017, 02:35 PM

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QUOTE(mushigen @ Mar 9 2017, 02:19 PM)
When I try to change interest credit to "add to principal" and input the TAC, the system tells me "unsuccessful - account is not authorised".
Is this expected and can I ring the hotline to ask them to grant authorisation? Calling them can take a long time for someone to take my call.
*
u used the "modify placement"?

when did u make the placement? today?
mushigen
post Mar 9 2017, 02:40 PM

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QUOTE(cybpsych @ Mar 9 2017, 02:35 PM)
u used the "modify placement"?

when did u make the placement? today?
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Manage your account > GIA > Modify> select all 4 parameters using drop down menu > Continue > Request for TAC

I made those placements last month.
cybpsych
post Mar 9 2017, 02:50 PM

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QUOTE(mushigen @ Mar 9 2017, 02:40 PM)
Manage your account > GIA > Modify> select all 4 parameters using drop down menu > Continue > Request for TAC

I made those placements last month.
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u don't need to modify all 4 parameters. just modify the part relevant to profit crediting.

if still problem, retry later.

it won't impact ur placement unless near monthly maturity where profit will be declared into your SA.
mushigen
post Mar 9 2017, 03:05 PM

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QUOTE(cybpsych @ Mar 9 2017, 02:50 PM)
u don't need to modify all 4 parameters. just modify the part relevant to profit crediting.

if still problem, retry later.

it won't impact ur placement unless near monthly maturity where profit will be declared into your SA.
*
I did what you suggested, and succeeded. Thank you for your advice rclxms.gif
galaxynote259
post Mar 9 2017, 03:17 PM

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QUOTE(Ramjade @ Mar 4 2017, 02:32 PM)
Default mode is credit to account. To get add to principal, before clicking confirm, click back, add to principal option will then be available.  Lol
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Good to know, thanks
jwrx
post Mar 9 2017, 06:47 PM

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i have been using GIA since last year, and found it so useful that the bulk of my spare cash is now in it.

just wondering...since its not PIDM protected and not principle protected, wonder what is the actual risk of losing our cash invested in here.

cos im kinda in a 'all eggs in 1 basket' situation with GIA
Ramjade
post Mar 9 2017, 07:15 PM

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QUOTE(jwrx @ Mar 9 2017, 06:47 PM)
i have been using GIA since last year, and found it so useful that the bulk of my spare cash is now in it. 

just wondering...since its not PIDM protected and not principle protected, wonder what is the actual risk of losing our cash invested in here. 

cos im kinda in a 'all eggs in 1 basket' situation with GIA
*
It's maybank we are talking about. If this happen, then the country is in big trouble.

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