no0b question, if at 4%p.a, how much would I get per month, if I put in 1k?
Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF
Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF
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Dec 29 2016, 08:20 PM
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no0b question, if at 4%p.a, how much would I get per month, if I put in 1k?
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Dec 30 2016, 02:06 PM
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Mimimum amount is RM1,000k (1-month).
When uplift the next day, can I take all out? |
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Dec 30 2016, 02:10 PM
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Dec 30 2016, 02:35 PM
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QUOTE(vincabby @ Dec 30 2016, 02:23 PM) already how many pages still ppl don't get the whole idea of this fully. need a summary in the middle of thread for this. Difference between credit to principal or account?5k for 1 month min, 1k min 2 months and above, returns around 3.55% per annum. put in one day, take out, count interest as well. no penalty. there are options to credit to principal or account. read and choose wisely when you are depositing. |
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Dec 30 2016, 02:47 PM
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QUOTE(vincabby @ Dec 30 2016, 02:37 PM) of course, credit to principal means it will put in your principal and if you set to renew auto, it will run with your new principal amount, if not, it will renew with initial principal and your returns send to your account. For clarity sake, the 'credit' is the interest earned, right? |
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Dec 30 2016, 05:33 PM
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I may need to compare between GiA and Maybank SA.
How much does SA gives out in interest? |
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Dec 31 2016, 08:55 AM
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For purchase/withdrawal, can be done via M2U, right?
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Dec 31 2016, 12:39 PM
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Dec 31 2016, 08:37 PM
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QUOTE(cklimm @ Dec 31 2016, 09:47 AM) QUOTE(1tanmee @ Dec 31 2016, 12:39 PM) QUOTE(vincabby @ Dec 31 2016, 12:40 PM) eight figure means he rather walk in to any bank, take off his glasses, talk to the counter smoothly and get 4.1% easy peasy. no need this insecure investment la. This! |
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Jan 1 2017, 01:56 PM
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Jan 1 2017, 05:54 PM
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This GiA miminum placement is 5k, right?
So when do uplifting, can it go lower than the minimum? |
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Jan 1 2017, 06:57 PM
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QUOTE(1tanmee @ Jan 1 2017, 05:54 PM) QUOTE(AIYH @ Jan 1 2017, 06:01 PM) 1 month is min 5k, 2 months above min 1k LOL i got read, but there are things that I am not very sure of. thanks for the patience I think you ask quite a lot Did you read through the thread or the PHS to understand the product? I think the best way to answer your doubts is try to place 1k yourself for 1 day, put in 1k today, uplift tmr, you will get a clearer answer and experience than asking question here without trying |
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Jan 1 2017, 10:26 PM
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QUOTE(fruitie @ Jan 1 2017, 07:18 PM) Once you do your placement, you will be given with an e-cert. You uplift according to the e-cert. So, if you put 5k for one placement, you need to uplift the whole RM 5k and not RM 1k or any amount you like. Hahah, I took the plunge with 5k just now, will see how it goes!You have asked enough, just try RM 1k. I think you learn better that way. I also read in FD thread previously, then just tried with 1k to have better understanding. Itu saja. |
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Jan 1 2017, 11:00 PM
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QUOTE(1tanmee @ Jan 1 2017, 10:26 PM) QUOTE(fruitie @ Jan 1 2017, 10:56 PM) Hahhaah, what's with the Hope the uplifting and crediting money back to account is on the same day, else so suspense, ahaha |
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Jan 3 2017, 10:20 PM
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For uplift, is it immediately credited to the principal account?
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Jan 13 2017, 09:56 PM
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When is the new rate usually advertised?
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Jan 18 2017, 08:50 PM
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Jan 26 2017, 08:36 PM
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If 100k can get RM10 daily, I kinda boleh agak-agak how much i can get daily from my 1k placements. keke
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Feb 11 2017, 07:27 PM
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QUOTE(hurtedheart @ Feb 2 2017, 08:01 PM) ? So many of you closed the m2u savers account, what if emergency happens in the midnight or early morning, can't uplift the GIA..wouldn't you be afraid the emergency fund couldn't act in the event of emergency? Or is there any more flexible instrument than GIA? QUOTE(Ramjade @ Feb 2 2017, 08:13 PM) Guna la credit card. At night go sleep la. A valid concern, though. because the nature of most companies/organisations in Malaysia, they can implement changes without considering the clients.New rate. New rate will always be released on the 15th of the month. What if... maybank decided to enforce the term, and the customers are stuck with money that they couldn't uplift. It is still fine if can still uplift but kena penalty. but if at all cannot? |
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Feb 12 2017, 10:37 PM
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