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 Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF

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cybpsych
post Mar 1 2017, 07:48 PM

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QUOTE(justanovice @ Mar 1 2017, 07:35 PM)
Yes, interesting indeed. I uplifted all my Placements yesterday, and did a placement too. No questionaires. I only need to do 1 time when I did my first placement some time ago.
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read again la.

questionaire only for first-time user. somehow this time, it keeps popping up for them.

i dont get the questionaire ever cuz it was opened prior to mbb implementing the questinaire.
justanovice
post Mar 1 2017, 07:54 PM

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QUOTE(cybpsych @ Mar 1 2017, 07:48 PM)
read again la.

questionaire only for first-time user. somehow this time, it keeps popping up for them.

i dont get the questionaire ever cuz it was opened prior to mbb implementing the questinaire.
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I was just quoting you to share my experiences, which is different from bro celaw.
Any issue?
Why the people in this forum are so sensitive? biggrin.gif
Cool down la.i promise not to quote you again in any posts. Ok? biggrin.gif
cybpsych
post Mar 1 2017, 08:11 PM

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QUOTE(justanovice @ Mar 1 2017, 07:54 PM)
I was just quoting you to share my experiences, which is different from bro celaw.
Any issue?
Why the people in this forum are so sensitive? biggrin.gif
Cool down la.i promise not to quote you again in any posts. Ok? biggrin.gif
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yalor, u quote me mah. I response lo.

should've quoted to the person you trying to convey or started the issue laugh.gif
silverwave
post Mar 4 2017, 02:28 PM

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Hi, profit payment mode only has the option to credit to account? Not able to add to principal like eFD?
Ramjade
post Mar 4 2017, 02:32 PM

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QUOTE(silverwave @ Mar 4 2017, 02:28 PM)
Hi, profit payment mode only has the option to credit to account? Not able to add to principal like eFD?
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Default mode is credit to account. To get add to principal, before clicking confirm, click back, add to principal option will then be available. Lol
jack2
post Mar 4 2017, 02:37 PM

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QUOTE(Ramjade @ Mar 4 2017, 02:32 PM)
Default mode is credit to account. To get add to principal, before clicking confirm, click back, add to principal option will then be available.  Lol
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this is like bugs
silverwave
post Mar 4 2017, 02:41 PM

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QUOTE(Ramjade @ Mar 4 2017, 02:32 PM)
Default mode is credit to account. To get add to principal, before clicking confirm, click back, add to principal option will then be available.  Lol
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Lol dude, you were right! Confirmed there's some bug. Usually EGIA does not allow or this is a new thing? biggrin.gif
Ramjade
post Mar 4 2017, 02:55 PM

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QUOTE(silverwave @ Mar 4 2017, 02:41 PM)
Lol dude, you were right! Confirmed there's some bug. Usually EGIA does not allow or this is a new thing?  biggrin.gif
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It's how we have been doing it for so long. Alternatively, you can modify after palcement but need to request TAC sweat.gif doh.gif
silverwave
post Mar 4 2017, 03:10 PM

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QUOTE(Ramjade @ Mar 4 2017, 02:55 PM)
It's how we have been doing it for so long. Alternatively, you can modify after palcement but need to request TAC  sweat.gif  doh.gif
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Alright, i will try that method tomorrow since i can't uplift now. Worst case, i will just cancel the placement and redo. Thanks. smile.gif
heavensea
post Mar 5 2017, 02:40 AM

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QUOTE(Ramjade @ Mar 4 2017, 02:32 PM)
Default mode is credit to account. To get add to principal, before clicking confirm, click back, add to principal option will then be available.  Lol
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QUOTE(Ramjade @ Mar 4 2017, 02:55 PM)
It's how we have been doing it for so long. Alternatively, you can modify after palcement but need to request TAC  sweat.gif  doh.gif
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Wow just know this, how to mofidy after placement?
cybpsych
post Mar 5 2017, 07:52 AM

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QUOTE(heavensea @ Mar 5 2017, 02:40 AM)
Wow just know this, how to mofidy after placement?
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same place where u have options to select --- view placement, make placement, uplift placement, modify placement.
heavensea
post Mar 5 2017, 08:08 AM

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QUOTE(cybpsych @ Mar 5 2017, 07:52 AM)
same place where u have options to select --- view placement, make placement, uplift placement, modify placement.
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good morning and thanks! smile.gif
Nemozai
post Mar 5 2017, 11:49 AM

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QUOTE(Ramjade @ Mar 4 2017, 02:32 PM)
Default mode is credit to account. To get add to principal, before clicking confirm, click back, add to principal option will then be available.  Lol
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This is bugging me for so long, every time I have to go modify my placement! Thanks for solving the mystery biggrin.gif rclxms.gif notworthy.gif
zenquix
post Mar 6 2017, 09:01 AM

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new to this. based on what i read, there's no point doing anything more than 1month (>=RM5k) or 2months (>=RM1k) as the interest rate is same regardless of tenure?
vincabby
post Mar 6 2017, 09:25 AM

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QUOTE(zenquix @ Mar 6 2017, 09:01 AM)
new to this. based on what i read, there's no point doing anything more than 1month (>=RM5k) or 2months (>=RM1k) as the interest rate is same regardless of tenure?
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yes
stng
post Mar 6 2017, 10:25 AM

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QUOTE(vincabby @ Mar 6 2017, 09:25 AM)
yes
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So if i deposit 5k for example then how long i need park there before i can uplift ? is it ok after 5 , 10 or 15 ?
Ramjade
post Mar 6 2017, 10:28 AM

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QUOTE(stng @ Mar 6 2017, 10:25 AM)
So if i deposit 5k for example then how long i need park there before i can uplift ? is it ok after 5 , 10 or 15 ?
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You can remove it the next day. smile.gif
ohcipala
post Mar 6 2017, 10:29 AM

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QUOTE(stng @ Mar 6 2017, 10:25 AM)
So if i deposit 5k for example then how long i need park there before i can uplift ? is it ok after 5 , 10 or 15 ?
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U can uplift it as early as the next day. Interest will be prorated
chinti
post Mar 7 2017, 02:39 PM

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hey guys, im very new to all these stuff and looking for a flexible place to park my saving instead of my regular saving account tht doesnt giv me any interest.
got a few questions to ask regarding this.

1. i have to open an account with maybank first then only i can open this eGIA account?
2. im a bit confused on the calculation. lets say i put in 5k, how much will i gain at the end of the month?
3. can i put in 5k and keep adding money into it every month or do i need to uplift and start again with the new amount?
4. can i put 5k today and withdraw everything tomorrow?
Ramjade
post Mar 7 2017, 02:53 PM

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QUOTE(chinti @ Mar 7 2017, 02:39 PM)
hey guys, im very new to all these stuff and looking for a flexible place to park my saving instead of my regular saving account tht doesnt giv me any interest.
got a few questions to ask regarding this.

1. i have to open an account with maybank first then only i can open this eGIA account?
2. im a bit confused on the calculation. lets say i put in 5k, how much will i gain at the end of the month?
3. can i put in 5k and keep adding money into it every month or do i need to uplift and start again with the new amount?
4. can i put 5k today and withdraw everything tomorrow?
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1. Yes. No maybank account, no eGIA-i for you.
2. Assuming you put on 1/3, RM5k will get you RM14.86 (RM5k x 0.035 x (31/365) )
3. Need to uplift and add new money. However you can put new placement at RM1k if you don't want to uplift and replace rclxms.gif
4. Yes. Can.

QUOTE(chinti @ Mar 7 2017, 02:49 PM)
ok so in order to apply for maybank eGIA, i first need to go open a maybank saving account first. i read eGIA requires me to do it over the counter, can i open both saving and eGIA together?
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See answer above. eGIA-i can be done online. No need to visit counter.

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