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 Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF

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fruitie
post Jan 26 2017, 04:53 PM

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QUOTE(wan7075 @ Jan 26 2017, 04:35 PM)
why I can't see my profit rate but is written Rate as declared on maturity date?
*
This is for promo rate only.

QUOTE(MGM @ Jan 26 2017, 04:41 PM)
Anyone has tried uplifting Gia using MBB apps? Possible?
*
Not possible. If there is, please share, gotta be helpful.

I helped my expat colleague to do this GIA-i, she trusts me a lot so let me see her balance.
I helped her to do 6 digit placement, though fixed deposit could be better but she wants something flexible and doesn't really bother about the amount of interest. So long it generates some cash for her. laugh.gif I showed her how to do upliftment yesterday, wow the interest for 1 day is pretty good for her. tongue.gif Didn't uplift anyway, just showing only.

Any better deal than GIA-i for Maybank that is easy to withdraw? tongue.gif
sendohz
post Jan 26 2017, 05:26 PM

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QUOTE(fruitie @ Jan 26 2017, 04:53 PM)
This is for promo rate only.
Not possible. If there is, please share, gotta be helpful.

I helped my expat colleague to do this GIA-i, she trusts me a lot so let me see her balance.
I helped her to do 6 digit placement, though fixed deposit could be better but she wants something flexible and doesn't really bother about the amount of interest. So long it generates some cash for her. laugh.gif I showed her how to do upliftment yesterday, wow the interest for 1 day is pretty good for her. tongue.gif Didn't uplift anyway, just showing only.

Any better deal than GIA-i for Maybank that is easy to withdraw? tongue.gif
*
Consider charging her service charge biggrin.gif
OR a cup of drink
cybpsych
post Jan 26 2017, 05:50 PM

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QUOTE(vseries @ Jan 26 2017, 03:52 PM)
I think only can confirm from 2nd month whether interest is calculated based on initial 10k or 10k+1st mth interest
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should be working. the normal eGIA works fine with compounding interest. all my certs are setup as such, including the promo rate (which i was interested if there's any difference, which it wasnt) biggrin.gif

let's wait for month 2 thumbsup.gif

QUOTE(wan7075 @ Jan 26 2017, 04:35 PM)
why I can't see my profit rate but is written Rate as declared on maturity date?
*
the rate displayed in M2U Web is special case for promo. generally all eGIA stated "declared on maturity date" in M2U, but will show the actual rate in M2U App (QuickBalance).

in M2U App QuickBalance, if you see 3.6%, it's promo rate. if you see 3.5% now, it's the standard board rate for GIA (effective from 16 January 2017 to 15 February 2017)
QUOTE(MGM @ Jan 26 2017, 04:41 PM)
Anyone has tried uplifting Gia using MBB apps? Possible?
*
i ask you back tongue.gif have you tried to uplift using M2U App?
wan7075
post Jan 26 2017, 05:58 PM

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QUOTE(fruitie @ Jan 26 2017, 04:53 PM)
This is for promo rate only.

*
I see, thanks fruitie...
normally I just choose 1-2 months.. will need to use $ on and off.
MGM
post Jan 26 2017, 06:21 PM

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QUOTE(fruitie @ Jan 26 2017, 04:53 PM)
This is for promo rate only.
Not possible. If there is, please share, gotta be helpful.

I helped my expat colleague to do this GIA-i, she trusts me a lot so let me see her balance.
I helped her to do 6 digit placement, though fixed deposit could be better but she wants something flexible and doesn't really bother about the amount of interest. So long it generates some cash for her. laugh.gif I showed her how to do upliftment yesterday, wow the interest for 1 day is pretty good for her. tongue.gif Didn't uplift anyway, just showing only.

Any better deal than GIA-i for Maybank that is easy to withdraw? tongue.gif
*
Since she trusts u so much, put into ASx but under your name ,6 +%.
monara
post Jan 26 2017, 06:48 PM

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QUOTE(fruitie @ Jan 26 2017, 04:53 PM)
This is for promo rate only.
Not possible. If there is, please share, gotta be helpful.

I helped my expat colleague to do this GIA-i, she trusts me a lot so let me see her balance.
I helped her to do 6 digit placement, though fixed deposit could be better but she wants something flexible and doesn't really bother about the amount of interest. So long it generates some cash for her. laugh.gif I showed her how to do upliftment yesterday, wow the interest for 1 day is pretty good for her. tongue.gif Didn't uplift anyway, just showing only.

Any better deal than GIA-i for Maybank that is easy to withdraw? tongue.gif
*
Wow! 6 digit, if just 100k already about rm10 perday right..

QUOTE(MGM @ Jan 26 2017, 06:21 PM)
Since she trusts u so much, put into ASx but under your name ,6 +%.
*
looks like that person want something flexible, which asx cant offer i guess.
vseries
post Jan 26 2017, 06:54 PM

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QUOTE(MGM @ Jan 26 2017, 06:21 PM)
Since she trusts u so much, put into ASx but under your name ,6 +%.
*
ASX i read all full except bumi but gia not bad smile.gif

This post has been edited by vseries: Jan 26 2017, 06:55 PM
Ramjade
post Jan 26 2017, 07:00 PM

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QUOTE(vseries @ Jan 26 2017, 06:54 PM)
ASX i read all full except bumi but gia not bad smile.gif
*
There's ASW, ASM, AS1M which is open for non bumis.
fruitie
post Jan 26 2017, 08:06 PM

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QUOTE(sendohz @ Jan 26 2017, 05:26 PM)
Consider charging her service charge biggrin.gif
OR a cup of drink
*
No la, she already said, every month we can go for a nice dinner. biggrin.gif
Though she chose to add interest into her principal but she said she can treat me. biggrin.gif

QUOTE(MGM @ Jan 26 2017, 06:21 PM)
Since she trusts u so much, put into ASx but under your name ,6 +%.
*
No no, I don't want to deal with people's money.

QUOTE(monara @ Jan 26 2017, 06:48 PM)
Wow! 6 digit, if just 100k already about rm10 perday right..
looks like that person want something flexible, which asx cant offer i guess.
*
Yeah, about RM 10 per day for 100k.
Yes, need flexible.
1tanmee
post Jan 26 2017, 08:36 PM

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If 100k can get RM10 daily, I kinda boleh agak-agak how much i can get daily from my 1k placements. keke
MGM
post Jan 27 2017, 12:06 AM

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QUOTE(monara @ Jan 26 2017, 06:48 PM)
Wow! 6 digit, if just 100k already about rm10 perday right..
looks like that person want something flexible, which asx cant offer i guess.
*
Better than any basic SA, cos with d passbook u can withdraw from many ASNB agent banks
MGM
post Jan 27 2017, 12:06 AM

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QUOTE(monara @ Jan 26 2017, 06:48 PM)
Wow! 6 digit, if just 100k already about rm10 perday right..
looks like that person want something flexible, which asx cant offer i guess.
*
Better than any basic SA, cos with d passbook u can withdraw from many ASNB agent banks
monara
post Jan 27 2017, 01:26 AM

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QUOTE(1tanmee @ Jan 26 2017, 08:36 PM)
If 100k can get RM10 daily, I kinda boleh agak-agak how much i can get daily from my 1k placements. keke
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Its 10 cents then😁.. At about 3.60% per year, its around 0.01% per day.
well, sikit2 lama2 jadi bukit. After all, considered high compared with normal CASA.
sendohz
post Jan 27 2017, 08:44 AM

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QUOTE(fruitie @ Jan 26 2017, 08:06 PM)
No la, she already said, every month we can go for a nice dinner. biggrin.gif
Though she chose to add interest into her principal but she said she can treat me. biggrin.gif
No no, I don't want to deal with people's money.
Yeah, about RM 10 per day for 100k.
Yes, need flexible.
*
Ok what, nice dinner is better compared to a drink.
Well done sis.

I wish i had a friend like that biggrin.gif
Not at that level yet unfortunately.
MiKE7LIM
post Jan 27 2017, 01:09 PM

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i thought the e-Gia hav fully utilized?

still got another promotion? couldn't find in M2u.....
Ramjade
post Jan 27 2017, 01:13 PM

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QUOTE(MiKE7LIM @ Jan 27 2017, 01:09 PM)
i thought the e-Gia hav fully utilized?

still got another promotion? couldn't find in M2u.....
*
This is the normal eGIA-i
Refuzed
post Jan 28 2017, 08:56 PM

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How to choose the option "add to principal"? I only have the option to credit to account :/
cybpsych
post Jan 28 2017, 09:20 PM

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QUOTE(Refuzed @ Jan 28 2017, 08:56 PM)
How to choose the option "add to principal"? I only have the option to credit to account :/
*
2 method

1) before confirm, hit [back]. the add to principal option is revealed.

2) modify existing placements.
celaw
post Jan 29 2017, 10:06 AM

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For GIA-I account, let say now I choose tenure 3 mths, now is 3.5%, let say next mth increase to 3.6%, second mth I shall get 3.5% or 3.6%?
Ramjade
post Jan 29 2017, 10:09 AM

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QUOTE(celaw @ Jan 29 2017, 10:06 AM)
For GIA-I account, let say now I choose tenure 3 mths, now is 3.5%, let say next mth increase to 3.6%, second mth I shall get 3.5% or 3.6%?
*
3.6%pa

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