This is for promo rate only.
Not possible. If there is, please share, gotta be helpful.

I helped my expat colleague to do this GIA-i, she trusts me a lot so let me see her balance.
I helped her to do 6 digit placement, though fixed deposit could be better but she wants something flexible and doesn't really bother about the amount of interest. So long it generates some cash for her. I showed her how to do upliftment yesterday, wow the interest for 1 day is pretty good for her. Didn't uplift anyway, just showing only.

Any better deal than GIA-i for Maybank that is easy to withdraw?

No la, she already said, every month we can go for a nice dinner.
Though she chose to add interest into her principal but she said she can treat me.
No no, I don't want to deal with people's money.
Yeah, about RM 10 per day for 100k.
Yes, need flexible.

I already closed down my Savers account because it seems redundant to me. Need to keep RM 250 balance and only RM 2k can generate interest.

Sorry guys, I'm quite slow and I think I might need more clarification.

1. With effect from 16th June, IPR will be in the range from 3.0% up to 3.55% (60 months), which will affect ALL the placements regardless the placement is made BEFORE or AFTER this date. (EXCEPT GIA Promo Campaign)

2. With effect from 1st August,
        - If we uplift our placement within 3 months, there's NO profit and we will only receive the amount equal to what we have placed.
        - If we uplift our placement after 3 months, but still before maturity date, we will only receive half of the profit.
But this is only applicable to placements made from 1st August onwards. Any placement made before 1st August are not affected by this (until rollover/renewal).

EXAMPLE:
Placement 1 (P1)
GIa 12-months Promo Campaign (4.1%, or somewhere there, I forgot)

Placement 2 (P2)
Date of placement: 15th June 2017 (3.45%)
Amount: RM 1k
Period: 2 months

Placement 3 (P3)
Date of placement: 17th June 2017 (3.55%)
Amount: RM 10k
Period: 60 months

i) P1 is not affected at all
        o Upon maturity, withdrawal will include all (4.1%) interest.

ii) P2 is affected by item (1) and (2)
        o 3.45% will reduce to 3.0% on 16th June onwards.
        o Affected by item (2) only if upliftment is performed on 15th August onwards (after renewal/rollover). If upliftment before 14th August, ALL profit is still included.

iii) P3 is NOT affected (kinda) by item (2)
o If upliftment before maturity date, ALL profit is still included
o Will be affected by item (2) after 60 months (which the TNC, rates and everything else are most probably updated by then)
Did I make any mistake? Please guide me if I did. Thank you guys

thank you man, i thought their withdraw already. Cos it was at the main page annoucement tab, cant find it now.

Possible rate fall to 3% pa tomorrow regardless whether you withdraw/uplift or not.

isnt the interest are calculated by daily? so i dont think it would affects the rate that had gained previously..

for example the interest b4 16 jun still 3.45% that u gained daily but after that is 3%? isit calculated like this?

3.00% p.a. rate now.

new placement where?

Still can get 3.45?

haha. loophole seems to work. can definitely get better rate than 3.45% previously. work until 01 Aug I guess.

yesterday placed multiple 10k for 1 day uplift = earn RM0.97 interest each. base on calculation that's about 3.55%.

In descending order (best to worse)
1. FSM CMF (3.4% but wait 2 days to withdraw)
2. OCBC 360 (easy to reach 2.9%)
3. Rhb bonus saver (need one year to get 2.65% but need to deposit RM500/month and make no withdrawal)

and 1 single withdrawal entitles you interest of 0.25% for that month

Nope as cklimm said every withdrawal will make your that month interest become 0.25% which is same as an ordinary savings account.
With RHB after you keep for 12 months (total of RM6k) if you happen to withdraw all out, interest will never fall back to starting level. It's still 2.65%
Macam itu I kaya loh. 

No. You can choose 3% up to 3.55%, up to you. You need 10k for 3.55%. Try login to m2u to see the options,

I have started to test water with FSM. So far OK.

No charges from FSM
The fund house charges up to 0.4% fees and expenses, but the 3.4% indicative return is already net of that expenses.

So far I don't think there's instances where the NAV fell below the NAV from the previous day (means no capital loss) but I don't track it day by day

The main challenge is to plan for withdrawals as you have to put in sell order by 3pm to get the money within 2 working days; and the effective number of days is >2 when it crosses weekends and public holidays. Otherwise it's a pretty good place to keep emergency funds

Very easy, especially if you are only interested with cash management fund, just don't freak out that the buy transactions take a few days to process

I would strongly encourage you to consider setting aside funds you don't need in immediate terms for some longer term investment in equity or bond funds though. FSM is a great platform to start small