Argh. anyways, thanks for the updates!

the rate is based on new subscriptions or would affect those who are currently holding onto the funds since earlier months?

Affect all, not sure about promo rate holder though

Opr maintain, why gia falling again? Wonder why...

Summons promote holders~~~
I think their rates decreased as well.

I encounter this error when trying to do first ever placement.

After the survey question, the error shown "you dont have any joint account" altho i chose the first option "personal" when applying GIA

Anyone had this the same before?

I placed most of my savings in bond fund & monitor on monthly basis. As long as the monthly return yields 0.5%, then it beats GIA which is equivalent to 0.3% / month, drawback is flexibility but still ok for me as I have sufficient reserve in GIA for emergency.

bro, when u mentioned "flexibility", is GIA account offering the same flexibility as saving account?

I m thinking to park my temporary cash fund inside for one month and then withdraw for my loan installment.
is it OK ah?

if for that, then yes. it's flexible enough. if you say emergency need to withdraw cash, then no, not as flexible as savings. as long as you got time to uplift and put in account, egia-i is good for you to park.

why is not suitable for emergency usage?
do u mean emergency is like instantaneously "ATM withdrawal" or within 24 hours (IBG transfer period) or within a month?

the first one. wat i mean emergency is wallet no money and need cash.

the m2u uplift is not available 24-hours. you can only uplift between 6am to 10pm. if emergency at midnight, your money is stucked.

Because want you place the money into GIA, you can only uplift the next day onwards

Plus, GIA is only accessible between 6am to 10pm.
If you need money after 10pm to before 6am (the wee hours), you cannot uplift your GIA for the money during this time

what is SA?

UPDATE: ok.. savings account no..

This post has been edited by [revolution]: Jan 25 2017, 02:57 PM

SA refers to savings account

[EDIT] Looks like you've found out already oops

This post has been edited by JoshuaCYS: Jan 25 2017, 02:59 PM

I see
thanks for the prompt response yaa

awesome, 1st month profit already gotten and added back into the principal

let's hope i can fully wait for 6 full cycle to maximize the promo rate

I should have maximized when there was the 4.1% 1 yr promo.

I still have until April, should be able to OK to tahan until then.

I think only can confirm from 2nd month whether interest is calculated based on initial 10k or 10k+1st mth interest

why I can't see my profit rate but is written Rate as declared on maturity date?

Anyone has tried uplifting Gia using MBB apps? Possible?