Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF
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 Jan 26 2017, 04:35 PM
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#1
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Senior Member
1,444 posts Joined: Nov 2005 
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QUOTE(cybpsych @ Jan 25 2017, 08:40 PM) awesome, 1st month profit already gotten and added back into the principal why I can't see my profit rate but is written Rate as declared on maturity date? let's hope i can fully wait for 6 full cycle to maximize the promo rate    |
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Jan 26 2017, 05:58 PM
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#2
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Senior Member
1,444 posts Joined: Nov 2005
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QUOTE(fruitie @ Jan 26 2017, 04:53 PM) This is for promo rate only. I see, thanks fruitie... normally I just choose 1-2 months.. will need to use $ on and off. |
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Jun 15 2017, 03:14 PM
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#3
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Senior Member
1,444 posts Joined: Nov 2005
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QUOTE(heavensea @ May 28 2017, 09:11 PM) which means can't pakai the loop hole? hi, yr loop hole can be used or not?I think can because the rules is implement for GIA from 1 August. So if we do GIA on 31 July for 60 months, should be no penalty. pls correct me if I'm wrong. |
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Jun 15 2017, 04:12 PM
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#4
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Senior Member
1,444 posts Joined: Nov 2005
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QUOTE(lookie @ Jun 15 2017, 03:37 PM) that's what their new regulations spelt out. unless they decide to change the rules half way. min 10k is required for 60m. hehe..save a copy of their announcements, if they somehow change again, can complain to BNM you can try placing small amount for 60m tomorrow and withdraw after 1st aug and see if you are penalised. but can try la... if no penalty then is good! |
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Jul 11 2017, 02:44 PM
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#5
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Senior Member
1,444 posts Joined: Nov 2005
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this thread is sinking now.. hope maybank will change their mind
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Jul 31 2017, 08:21 PM
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#6
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Senior Member
1,444 posts Joined: Nov 2005
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QUOTE(cybpsych @ Jul 30 2017, 07:15 PM) since you're going to uplift early, try placing 12 months to lock down the 3.25% rate. today last day d.. I also create few 1k and 3ki'm getting this 3.25% rate even after +1 day uplift. note: in case somebody come again saying got 3.55% rate, i'm not putting 10k just to hit the 3.55%. my preference is between 12-14 months tenure whereby the rate is 3.25% for min RM1k. This post has been edited by wan7075: Jul 31 2017, 08:30 PM |
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Oct 6 2017, 10:38 AM
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#7
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Senior Member
1,444 posts Joined: Nov 2005
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QUOTE(drbone @ Sep 8 2017, 03:57 PM) The form was initially filled online and that same form was emailed back to me when I contacted Anita. So you just have to print the form , sign it , scan it and email it back. hi al sifu here. I would like to ask for the account opening process.I have input all my details in eunittrust.com.my and uploaded my IC. Then it generate an account opening form with all my details input before. May I know what is the next step? Thank you.  |
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Oct 19 2017, 11:19 AM
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#8
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Senior Member
1,444 posts Joined: Nov 2005
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QUOTE(akping_1 @ Oct 16 2017, 04:06 PM) Since the change of the GIA, the fund size drop nearly 2-3 Billion on June compare to May would like to ask.. let say my I do a deposit for 2 months and it will mature on 31 oct 2017.[attachmentid=9244952] http://www.maybank2u.com.my/WebBank/IA_Fun...e_TF_2017Q2.pdf after 31 oct, it will automatically renew. if I have withdraw it on 31 nov, then I get nothing right? |
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Nov 8 2017, 03:03 PM
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#9
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Senior Member
1,444 posts Joined: Nov 2005
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Upliftment - Step 4 of 5
Confirmation of upliftment. Product type: General Investment Account-i (GIA-i) Account number: 261145021833 Cert reference no.: 00000158E Term: 2 months Maturity date: 22 Nov 2017 Current balance: RM1,000.00 Name: Closing amount: RM997.53 something wrong, why I withdraw GIA then is lesser than my principal amount?  even no interest suppose get my full principal back.. FYI, this is old GIA placed before 1/8 but I think it was renewed on 22 September due to expiry term is 2 months. This post has been edited by wan7075: Nov 8 2017, 03:05 PM |
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Nov 8 2017, 05:37 PM
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#10
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Senior Member
1,444 posts Joined: Nov 2005
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QUOTE(Ramjade @ Nov 8 2017, 04:22 PM) There you go. Renewed on Sept 22. That's why you have have less money. Maybank deduct your money for uplifting before the date Premature withdrawal prior to maturity of tenure is subject to the following conditions:1) For withdrawals within 3 months of the investment tenure, the customers shall agree to waive the right to receive all of the attributed profit; 2) For withdrawals after 3 months of the investment tenure and before the maturity date, the customers shall agree to waive the right to receive 50% of the attributed profit. you mean I have receive the interest from 22/9 till 22/10. so if I withdraw now, then they will took back the interest for October right? This post has been edited by wan7075: Nov 8 2017, 05:44 PM |
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Nov 9 2017, 09:10 AM
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#11
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Senior Member
1,444 posts Joined: Nov 2005
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QUOTE(cybpsych @ Nov 8 2017, 07:00 PM) this is why my 10+ placements before 1 Aug were all 14 months tenure (min tenure for RM1k placement), so that it doesnt renew anytime soon thanks all sifu. maybe will withdraw it after matured  currently accumulating monthly profit (add to principal) and later upon uplift will also gain daily interest.  |
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