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 Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF

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heavensea
post Nov 9 2016, 09:01 PM

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I think parking 5 figures in gia is okay la. (considered low risk & "safe")
I believe many taikor over here parking even 6-7 figures...

If you're "so free", you can "try to up lift" to check your interest everyday lolzz biggrin.gif

This post has been edited by heavensea: Nov 9 2016, 09:02 PM
heavensea
post Dec 30 2016, 05:21 PM

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The best "savings account" biggrin.gif
heavensea
post Jan 15 2017, 07:15 PM

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QUOTE(drbone @ Jan 14 2017, 11:31 AM)
Nope. None for now.
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Omg cannot invest in gia anymore?!
heavensea
post Jan 15 2017, 07:19 PM

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QUOTE(Ramjade @ Jan 15 2017, 07:18 PM)
That's promo rates. Normal one still can.
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Thanks!
heavensea
post Jan 17 2017, 10:47 PM

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3.5, gg
From 4 to 3.5...
Opr issue or what ler?
heavensea
post Jan 19 2017, 07:29 PM

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QUOTE(Ancient-XinG- @ Jan 18 2017, 07:24 AM)
F Liao.
Screwed. Local market and fd market falling.
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QUOTE(AIYH @ Jan 18 2017, 09:07 PM)
Affect all, not sure about promo rate holder though
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Opr maintain, why gia falling again? Wonder why...

Summons promote holders~~~
I think their rates decreased as well.
heavensea
post Mar 5 2017, 02:40 AM

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QUOTE(Ramjade @ Mar 4 2017, 02:32 PM)
Default mode is credit to account. To get add to principal, before clicking confirm, click back, add to principal option will then be available.  Lol
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QUOTE(Ramjade @ Mar 4 2017, 02:55 PM)
It's how we have been doing it for so long. Alternatively, you can modify after palcement but need to request TAC  sweat.gif  doh.gif
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Wow just know this, how to mofidy after placement?
heavensea
post Mar 5 2017, 08:08 AM

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QUOTE(cybpsych @ Mar 5 2017, 07:52 AM)
same place where u have options to select --- view placement, make placement, uplift placement, modify placement.
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good morning and thanks! smile.gif
heavensea
post May 28 2017, 12:28 AM

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From 4 to 3.45 to 3 and game over now.
heavensea
post May 28 2017, 01:16 AM

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I got an idea about using the 60months loophole of gia to do "many batches" of "standby money that park in gia.

For instance, I got 10k
I put in gia 1k for 10 times, and each placing=60months

And withdraw it whenever I need money while entitled of gia 3% interest? Does it work?
heavensea
post May 28 2017, 01:17 AM

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QUOTE(jfleong @ May 28 2017, 12:52 AM)
Shit shouldn't have said this out loud man, later /ktards all go abuse this and Maybank revoke this .....
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I got an idea about using the 60months loophole of gia to do "many batches" of "standby money that park in gia.

For instance, I got 10k
I put in gia 1k for 10 times, and each placing=60months

And withdraw it whenever I need money while entitled of gia 3% interest? Does it work?
heavensea
post May 28 2017, 09:11 PM

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QUOTE(watabakiu @ May 28 2017, 06:30 PM)
[attachmentid=8855651]

Sigh..
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QUOTE(cklimm @ May 28 2017, 07:00 PM)
wow, thats a real whammy
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QUOTE(Kaka23 @ May 28 2017, 07:04 PM)
bye.gif
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QUOTE(AskarPerang @ May 28 2017, 08:22 PM)
RIP. Soon gone the good days.
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which means can't pakai the loop hole?
heavensea
post Jun 15 2017, 06:12 PM

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QUOTE(wan7075 @ Jun 15 2017, 03:14 PM)
hi, yr loop hole can be used or not?

I think can because the rules is implement for GIA from 1 August.
So if we do GIA on 31 July for 60 months, should be no penalty.

pls correct me if I'm wrong.
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I'm not sure bro, didn't follow gia for while ad.
heavensea
post Jul 23 2017, 08:11 PM

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Hi guys, anyone remember about the bank islam product (what's the name) that quite similar like mbb gia?
heavensea
post Jul 23 2017, 08:51 PM

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QUOTE(Ramjade @ Jul 23 2017, 08:43 PM)
No it's not similar. No online application and uplifting.
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Ya gonna do it otc, but does it works (interest calculation) like gia? What's the product name ya?
heavensea
post Jul 23 2017, 09:00 PM

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QUOTE(Ramjade @ Jul 23 2017, 08:58 PM)
Who knows who cares? It's canmot be done online so I don't bother about it.

So can't help you here. You need to search back this thread.
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ok, thanks.
heavensea
post Jul 24 2017, 04:27 PM

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QUOTE(cklimm @ Jul 24 2017, 09:27 AM)
You guys must be referring to Wafiah account, decent rate at 3.6%p.a, can withdraw anytime,
great if you live beside Bank Islam
http://www.bankislam.com.my/home/assets/up...h_ENG-FINAL.pdf
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Thank you very much. I I'll update here whether it's work like "gia but otc version", it might be suitable for some niche users.
heavensea
post Jul 30 2017, 05:29 PM

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QUOTE(cybpsych @ Jul 28 2017, 09:04 PM)
I did put many 1k placements for 12mth tenure @ 3.25%.

when the time comes next month onwards, I'd still get daily interest upon uplift.

of course this won't last long anyway.
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60 months min requirement is 10k.
longest period for 1k is 14 months.

This post has been edited by heavensea: Jul 30 2017, 05:38 PM
heavensea
post Jul 31 2017, 08:44 PM

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QUOTE(wan7075 @ Jul 31 2017, 08:21 PM)
today last day d.. I also create few 1k and 3k
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omg last minute for me, gonna cr8!
heavensea
post Jul 31 2017, 10:39 PM

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Adios gia.
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