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 Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF

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drbone
post Jan 9 2017, 01:28 PM

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QUOTE(monoikhwan @ Jan 9 2017, 12:06 PM)
Hi, I'm new in FD. Last month I placed RM10k, just to try this out, and today I got RM30.5 dividend. Is it normal?
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Yup. Calculations are correct.
SUSmonoikhwan
post Jan 9 2017, 03:28 PM

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QUOTE(jrrsim @ Jan 9 2017, 12:09 PM)
yes, rm10k is pretty much slightly less than rm1 per day
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QUOTE(drbone @ Jan 9 2017, 01:28 PM)
Yup. Calculations are correct.
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QUOTE(cybpsych @ Jan 9 2017, 01:05 PM)
when did you place?

assuming today you uplift.
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Noted, thank you everyone for the info.
But I haven't made any upliftment.
Just left it there, maybe will add more soon.
ps007
post Jan 9 2017, 10:46 PM

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QUOTE(fruitie @ Dec 30 2016, 11:29 PM)
Sorry, not exclamation mark. blush.gif It's an "i".
This is mine, I put for 6 months.

user posted image
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Damnnnnn...
Mine with tenure 6 months was placed on 29 Dec 2016, the 3.6% was showing. Now i check again it become "Rate as declared on maturity date".
Whyyyy sad.gif


fruitie
post Jan 9 2017, 11:05 PM

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QUOTE(ps007 @ Jan 9 2017, 10:46 PM)
Damnnnnn...
Mine with tenure 6 months was placed on 29 Dec 2016, the 3.6% was showing. Now i check again it become "Rate as declared on maturity date".
Whyyyy sad.gif
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Hmm. Mine still has the "i" sign. Anyway, news about quota depletion only shared in this thread on 30th Dec, not sure when it was fully depleted, it could be earlier.

This post has been edited by fruitie: Jan 9 2017, 11:06 PM
jack2
post Jan 10 2017, 04:25 PM

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any promotion?
cybpsych
post Jan 10 2017, 04:55 PM

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QUOTE(jack2 @ Jan 10 2017, 04:25 PM)
any promotion?
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check maybank website
jack2
post Jan 10 2017, 04:59 PM

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QUOTE(cybpsych @ Jan 10 2017, 04:55 PM)
check maybank website
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it seems the 6 months or 12 months one over limit and no more step up rates
kd88
post Jan 10 2017, 09:58 PM

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QUOTE(cybpsych @ Jan 1 2017, 11:43 PM)
I also tried 12mth placement, didn't get promo rate. then later retry 6mth, gotten the (i) promo rate. split to 2 placements, just in case need to uplift some didn't before maturity.
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Seem like many people are facing this issue, 12 months placement cannot get promotional rate.
I am also the same..


drbone
post Jan 10 2017, 11:07 PM

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QUOTE(kd88 @ Jan 10 2017, 09:58 PM)
Seem like many people are facing this issue, 12 months placement cannot get promotional rate.
I am also the same..
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Yeap me too. cry.gif
jasmineh2y
post Jan 11 2017, 10:54 AM

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meaning no more promotion rate?
fruitie
post Jan 11 2017, 11:05 AM

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QUOTE(jasmineh2y @ Jan 11 2017, 10:54 AM)
meaning no more promotion rate?
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No more.
jasmineh2y
post Jan 11 2017, 11:15 AM

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but it is still 3.55% or lesser than that? what is the rate now, any idea?
LipotKing
post Jan 11 2017, 11:18 AM

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QUOTE(jasmineh2y @ Jan 11 2017, 11:15 AM)
but it is still 3.55% or lesser than that? what is the rate now, any idea?
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3.55 now
drbone
post Jan 11 2017, 01:55 PM

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QUOTE(jasmineh2y @ Jan 11 2017, 11:15 AM)
but it is still 3.55% or lesser than that? what is the rate now, any idea?
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Yup it's 3.55 now
1tanmee
post Jan 13 2017, 09:56 PM

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When is the new rate usually advertised?
Ramjade
post Jan 13 2017, 09:58 PM

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QUOTE(1tanmee @ Jan 13 2017, 09:56 PM)
When is the new rate usually advertised?
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15 of the month
cybpsych
post Jan 13 2017, 10:46 PM

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QUOTE(1tanmee @ Jan 13 2017, 09:56 PM)
When is the new rate usually advertised?
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effective rate is 15th. however m2u website takes few days to get updated/published.

trick is to check your cert via m2u app. If there is revision, it will show. if no revision, such as last month, it stays the same (makes u wonder if really unchanged laugh.gif)
MoneyMaker prince
post Jan 14 2017, 11:12 AM

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QUOTE(LipotKing @ Jan 11 2017, 11:18 AM)
3.55 now
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Previously what was the rate?
Ramjade
post Jan 14 2017, 11:15 AM

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QUOTE(MoneyMaker prince @ Jan 14 2017, 11:12 AM)
Previously what was the rate?
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4% > 3.75% > 3.6% > 3.55%
SUSAznRicy
post Jan 14 2017, 11:18 AM

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Maybank website says it is fully utilised for year 2016.
Need to wait next year? No more quota available?

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