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 Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF

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drbone
post Jan 2 2017, 08:12 PM

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QUOTE(cybpsych @ Jan 1 2017, 11:43 PM)
I also tried 12mth placement, didn't get promo rate. then later retry 6mth, gotten the (i) promo rate. split to 2 placements, just in case need to uplift some didn't before maturity.
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Just placed for 6 months few minutes ago but did not see the (i) promo rate... ohmy.gif
drbone
post Jan 5 2017, 11:48 AM

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QUOTE(Refuzed @ Jan 5 2017, 11:28 AM)
Just placed a sum yesterday evening.

So if I'm correct, I would be able to see the "a day interest" gained by today? If so will it appear under my savings account transaction history or must check in the GIA-i account view?

Thanks!
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It will appear when you decide to uplift in the same page when you request for TAC.
drbone
post Jan 9 2017, 01:28 PM

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QUOTE(monoikhwan @ Jan 9 2017, 12:06 PM)
Hi, I'm new in FD. Last month I placed RM10k, just to try this out, and today I got RM30.5 dividend. Is it normal?
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Yup. Calculations are correct.
drbone
post Jan 10 2017, 11:07 PM

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QUOTE(kd88 @ Jan 10 2017, 09:58 PM)
Seem like many people are facing this issue, 12 months placement cannot get promotional rate.
I am also the same..
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Yeap me too. cry.gif
drbone
post Jan 11 2017, 01:55 PM

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QUOTE(jasmineh2y @ Jan 11 2017, 11:15 AM)
but it is still 3.55% or lesser than that? what is the rate now, any idea?
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Yup it's 3.55 now
drbone
post Jan 14 2017, 11:31 AM

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QUOTE(AznRicy @ Jan 14 2017, 11:18 AM)
Maybank website says it is fully utilised for year 2016.
Need to wait next year? No more quota available?
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Nope. None for now.
drbone
post Jan 16 2017, 11:11 AM

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QUOTE(heavensea @ Jan 15 2017, 07:15 PM)
Omg cannot invest in gia anymore?!
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LOL yeah no more promo rates, sadly now it 3.5%.

drbone
post Jan 25 2017, 08:51 PM

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QUOTE(cybpsych @ Jan 25 2017, 08:40 PM)
awesome, 1st month profit already gotten and added back into the principal brows.gif

let's hope i can fully wait for 6 full cycle to maximize the promo rate  thumbup.gif

user posted image
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I should have maximized when there was the 4.1% 1 yr promo. ranting.gif
drbone
post Feb 2 2017, 07:21 PM

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Same here, closed my m2savers. I really hope GIA stays on for a long time. Its excellent keeping funds there for a short while , even for a week , if let's say a huge transaction needs to occur in the near future.
drbone
post Feb 16 2017, 10:43 PM

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QUOTE(cybpsych @ Feb 16 2017, 09:44 PM)
check your placement in m2u app. the rate is there.
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Yeah, it's clearly written however I find it weird that they do not show it clearly in m2u, only when one clicks on the information icon.
drbone
post Feb 17 2017, 05:20 PM

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QUOTE(fruitie @ Feb 17 2017, 03:45 PM)
I just want to know the latest rate. Last month was 3.5% as what I have seen in GIA-i page on Maybank2U. It should have a new rate recently.
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Check under quick balance using the app.
drbone
post Feb 17 2017, 09:31 PM

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Luckily it's still at the old rate

This post has been edited by drbone: Feb 17 2017, 09:31 PM
drbone
post Mar 9 2017, 10:04 AM

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QUOTE(chinti @ Mar 9 2017, 09:48 AM)
is the maximum amount i can put 5k only?
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No limit
drbone
post May 26 2017, 11:53 PM

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So no more 3.45%??
drbone
post May 27 2017, 10:01 AM

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Such a waste they aren't having this feature anymore. Loved the flexibility .
drbone
post May 29 2017, 04:16 PM

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Such a shame , because I just explained the benefits of Gia-I to my fiancé and now; they decided to scrap this.
drbone
post Jun 4 2017, 08:05 PM

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QUOTE(celaw @ Jun 4 2017, 06:12 PM)
I'm planning to move my 100k parking in eGIA (fund from BT) to CMF by 15 June as well.. Just open Fundsupermart account..
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Fund from BT?
drbone
post Jun 4 2017, 08:45 PM

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QUOTE(celaw @ Jun 4 2017, 08:29 PM)
BT = Balance Transfer from credit card. Need to pay back credit card. haha.. blush.gif  tongue.gif
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When applying for balance transfer , one is able to apply for more than the outstanding credit card balance ?
drbone
post Jul 1 2017, 09:57 PM

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QUOTE(cklimm @ Jul 1 2017, 10:31 AM)
HLB pay and save is proven work:

15 ibg/fpx/bill payments = 1.9%
100k balance =1.3%
2 RM30 debit card swipes=0.24%

Unker's effective rate~ 3.44%, with pidm+ atm access
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Sounds good , an option to try definitely.
drbone
post Sep 7 2017, 09:01 AM

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QUOTE(Ramjade @ Sep 6 2017, 10:22 PM)
Management fees is already calculated into the NAV. So if a fund give 3.55%, actual return is 3.6%
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So in order to deposit money into PMMMF , one needs to do it via https://www.eunittrust.com.my ?

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