Outline ·
[ Standard ] ·
Linear+
Maybank eGIA-i 3.45% p.a., Rojak of SA + FD + MMF
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drbone
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Jan 2 2017, 08:12 PM
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QUOTE(cybpsych @ Jan 1 2017, 11:43 PM) I also tried 12mth placement, didn't get promo rate. then later retry 6mth, gotten the (i) promo rate. split to 2 placements, just in case need to uplift some didn't before maturity. Just placed for 6 months few minutes ago but did not see the (i) promo rate...
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drbone
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Jan 5 2017, 11:48 AM
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QUOTE(Refuzed @ Jan 5 2017, 11:28 AM) Just placed a sum yesterday evening. So if I'm correct, I would be able to see the "a day interest" gained by today? If so will it appear under my savings account transaction history or must check in the GIA-i account view? Thanks! It will appear when you decide to uplift in the same page when you request for TAC.
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drbone
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Jan 9 2017, 01:28 PM
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QUOTE(monoikhwan @ Jan 9 2017, 12:06 PM) Hi, I'm new in FD. Last month I placed RM10k, just to try this out, and today I got RM30.5 dividend. Is it normal? Yup. Calculations are correct.
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drbone
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Jan 10 2017, 11:07 PM
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QUOTE(kd88 @ Jan 10 2017, 09:58 PM) Seem like many people are facing this issue, 12 months placement cannot get promotional rate. I am also the same.. Yeap me too.
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drbone
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Jan 11 2017, 01:55 PM
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QUOTE(jasmineh2y @ Jan 11 2017, 11:15 AM) but it is still 3.55% or lesser than that? what is the rate now, any idea? Yup it's 3.55 now
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drbone
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Jan 14 2017, 11:31 AM
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QUOTE(AznRicy @ Jan 14 2017, 11:18 AM) Maybank website says it is fully utilised for year 2016. Need to wait next year? No more quota available? Nope. None for now.
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drbone
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Jan 16 2017, 11:11 AM
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QUOTE(heavensea @ Jan 15 2017, 07:15 PM) Omg cannot invest in gia anymore?! LOL yeah no more promo rates, sadly now it 3.5%.
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drbone
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Jan 25 2017, 08:51 PM
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QUOTE(cybpsych @ Jan 25 2017, 08:40 PM) awesome, 1st month profit already gotten and added back into the principal  let's hope i can fully wait for 6 full cycle to maximize the promo rate  I should have maximized when there was the 4.1% 1 yr promo.
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drbone
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Feb 2 2017, 07:21 PM
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Same here, closed my m2savers. I really hope GIA stays on for a long time. Its excellent keeping funds there for a short while , even for a week , if let's say a huge transaction needs to occur in the near future.
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drbone
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Feb 16 2017, 10:43 PM
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QUOTE(cybpsych @ Feb 16 2017, 09:44 PM) check your placement in m2u app. the rate is there. Yeah, it's clearly written however I find it weird that they do not show it clearly in m2u, only when one clicks on the information icon.
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drbone
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Feb 17 2017, 05:20 PM
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QUOTE(fruitie @ Feb 17 2017, 03:45 PM) I just want to know the latest rate. Last month was 3.5% as what I have seen in GIA-i page on Maybank2U. It should have a new rate recently. Check under quick balance using the app.
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drbone
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Feb 17 2017, 09:31 PM
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Luckily it's still at the old rate
This post has been edited by drbone: Feb 17 2017, 09:31 PM
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drbone
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Mar 9 2017, 10:04 AM
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QUOTE(chinti @ Mar 9 2017, 09:48 AM) is the maximum amount i can put 5k only? No limit
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drbone
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May 26 2017, 11:53 PM
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So no more 3.45%??
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drbone
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May 27 2017, 10:01 AM
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Such a waste they aren't having this feature anymore. Loved the flexibility .
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drbone
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May 29 2017, 04:16 PM
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Such a shame , because I just explained the benefits of Gia-I to my fiancé and now; they decided to scrap this.
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drbone
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Jun 4 2017, 08:05 PM
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QUOTE(celaw @ Jun 4 2017, 06:12 PM) I'm planning to move my 100k parking in eGIA (fund from BT) to CMF by 15 June as well.. Just open Fundsupermart account.. Fund from BT?
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drbone
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Jun 4 2017, 08:45 PM
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QUOTE(celaw @ Jun 4 2017, 08:29 PM) BT = Balance Transfer from credit card. Need to pay back credit card. haha..  When applying for balance transfer , one is able to apply for more than the outstanding credit card balance ?
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drbone
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Jul 1 2017, 09:57 PM
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QUOTE(cklimm @ Jul 1 2017, 10:31 AM) HLB pay and save is proven work: 15 ibg/fpx/bill payments = 1.9% 100k balance =1.3% 2 RM30 debit card swipes=0.24% Unker's effective rate~ 3.44%, with pidm+ atm access Sounds good , an option to try definitely.
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drbone
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Sep 7 2017, 09:01 AM
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QUOTE(Ramjade @ Sep 6 2017, 10:22 PM) Management fees is already calculated into the NAV. So if a fund give 3.55%, actual return is 3.6% So in order to deposit money into PMMMF , one needs to do it via https://www.eunittrust.com.my ?
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