QUOTE(ruben7389 @ Aug 10 2025, 12:55 PM)
Alamak looks like Ikhwan amex cannot earn anymore under spaylater..... The normal 5% Amex still can ?
unless you have concrete b&w info from Maybank, better stop speculating and confuses users hereCredit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card
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Aug 10 2025, 01:46 PM
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#6121
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All Stars
65,262 posts Joined: Jan 2003 |
QUOTE(ruben7389 @ Aug 10 2025, 12:55 PM) Alamak looks like Ikhwan amex cannot earn anymore under spaylater..... The normal 5% Amex still can ? unless you have concrete b&w info from Maybank, better stop speculating and confuses users here Barricade liked this post
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Aug 10 2025, 02:18 PM
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#6122
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1,137 posts Joined: Jan 2009 |
QUOTE(cybpsych @ Aug 10 2025, 01:46 PM) im basing it on the outcome of my own Cashback for July and that's why I said "looks like" if u read my comment Didn't say anything to the effect of confirmed or anything like that |
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Aug 10 2025, 02:53 PM
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All Stars
14,905 posts Joined: May 2015 |
QUOTE(ruben7389 @ Aug 10 2025, 02:18 PM) im basing it on the outcome of my own Cashback for July and that's why I said "looks like" if u read my comment Old problem (which happened early this year) appeared again.Didn't say anything to the effect of confirmed or anything like that Transactions in late July not captured for CB. Not only Spaylater, But also Lazada transactions etc. Let's Maybank Islamic take time to rectify it. |
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Aug 10 2025, 03:20 PM
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Staff
72,771 posts Joined: Sep 2005 From: KUL |
QUOTE(jutamind @ Aug 10 2025, 01:20 PM) I think it would be a matter of time spaylater will be excluded from CB just like ewallet for many CB cards It’s not even an e-wallet, why need to be excluded? Barricade liked this post
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Aug 10 2025, 04:07 PM
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241 posts Joined: Feb 2017 |
QUOTE(ClarenceT @ Aug 10 2025, 02:53 PM) Old problem (which happened early this year) appeared again. In my case it’s not counting transactions from 20 July onwards for the CB calculationTransactions in late July not captured for CB. Not only Spaylater, But also Lazada transactions etc. Let's Maybank Islamic take time to rectify it. |
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Aug 10 2025, 04:23 PM
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#6126
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909 posts Joined: Nov 2014 |
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Aug 10 2025, 04:41 PM
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18,397 posts Joined: Oct 2010 |
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Aug 10 2025, 08:54 PM
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104 posts Joined: Sep 2009 |
<deleted, wrong thread>
This post has been edited by Lazygenes: Aug 10 2025, 08:55 PM |
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Aug 11 2025, 07:54 AM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur |
QUOTE(k2017 @ Aug 10 2025, 04:07 PM) Same case here... anything after 21-July for me was excluded (i.e. 22-July transactions onwards no get 8% yet)And i do not have SPAYLATER transactions BTW, lodged an official report just in case.... i guess it's system wide issue not "merchant specific" First RHB, now MBB This post has been edited by ronnie: Aug 11 2025, 08:42 AM tropik and Human Nature liked this post
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Aug 11 2025, 11:05 AM
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986 posts Joined: Sep 2011 |
Looks like I'm not alone. I only received RM46.19 rebate for Jul 2025.
Initially I suspect is Airpay as I use Shopee to pay bills (which previously can obtain rebate) but now many mentioned is after 25 Jul transaction which also fit my portion. I still getting rebated for Spaylater which also got mention EC behind which is E-commerce so should still able to get rebate. 7 Jul - Lazada 104.84 = RM8.38 rebate 10 Jul - Spaylater EC 472.50 = RM37.80 rebate 29 Jul - Airpay Malaysia 17.25 = RM1.38 rebate 30 Jul - Airpay Malaysia 19.50 = RM1.56 rebate 31 Jul - Airpay Malaysia 11.00 = RM0.88 rebate This post has been edited by Devil4life: Aug 11 2025, 11:05 AM |
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Aug 11 2025, 11:11 AM
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All Stars
65,262 posts Joined: Jan 2003 |
QUOTE(Devil4life @ Aug 11 2025, 11:05 AM) Looks like I'm not alone. I only received RM46.19 rebate for Jul 2025. 7 Jul - Lazada 104.84 = RM8.39 rebateInitially I suspect is Airpay as I use Shopee to pay bills (which previously can obtain rebate) but now many mentioned is after 25 Jul transaction which also fit my portion. I still getting rebated for Spaylater which also got mention EC behind which is E-commerce so should still able to get rebate. 7 Jul - Lazada 104.84 = RM8.38 rebate 10 Jul - Spaylater EC 472.50 = RM37.80 rebate 29 Jul - Airpay Malaysia 17.25 = RM1.38 rebate 30 Jul - Airpay Malaysia 19.50 = RM1.56 rebate 31 Jul - Airpay Malaysia 11.00 = RM0.88 rebate 10 Jul - Spaylater EC 472.50 = RM37.80 rebate 8.39 + 37.80 = 46.19 credited rebate should be same as others, missing rebate after certain cutoff date (ie 22 Jul onwards) |
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Aug 11 2025, 11:33 AM
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Staff
72,771 posts Joined: Sep 2005 From: KUL |
QUOTE(cybpsych @ Aug 11 2025, 11:11 AM) 7 Jul - Lazada 104.84 = RM8.39 rebate Yes, that’s right. I calculated my transactions before 22nd July and yes tally back with the RM 12.80 cash back. Time to call CS.10 Jul - Spaylater EC 472.50 = RM37.80 rebate 8.39 + 37.80 = 46.19 credited rebate should be same as others, missing rebate after certain cutoff date (ie 22 Jul onwards) |
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Aug 11 2025, 02:27 PM
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Staff
72,771 posts Joined: Sep 2005 From: KUL |
Update: Made a call to report the issue to CS and MBB is now aware of it. They are conducting a blanket check and will credit any missing cash back, even if customers don't call in. She told me I will be credited within 5-7 working days. Not sure how true is that, you can also call to verify. TaiGoh liked this post
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Aug 11 2025, 02:45 PM
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Senior Member
986 posts Joined: Sep 2011 |
QUOTE(cybpsych @ Aug 11 2025, 11:11 AM) 7 Jul - Lazada 104.84 = RM8.39 rebate Ya, I suspect is RM8.39 from the 7 Jul transaction which I'm surprised as I always think that Maybank use round down function instead of round up type based on my many years observing MBB cash rebate system.10 Jul - Spaylater EC 472.50 = RM37.80 rebate 8.39 + 37.80 = 46.19 credited rebate should be same as others, missing rebate after certain cutoff date (ie 22 Jul onwards) cybpsych liked this post
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Aug 11 2025, 10:36 PM
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828 posts Joined: Nov 2010 |
QUOTE(fruitie @ Aug 11 2025, 03:27 PM) Update: Made a call to report the issue to CS and MBB is now aware of it. They are conducting a blanket check and will credit any missing cash back, even if customers don't call in. She told me I will be credited within 5-7 working days. Thanks for sharing this info, dah malas nak call mbb, shall monitor up coming 2 weeks for refund cbNot sure how true is that, you can also call to verify. My case, spay repayment on 25july rm900 but cb only rm4, before 21/7 spent on the card, rm59 |
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Aug 12 2025, 10:17 AM
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Senior Member
7,614 posts Joined: Mar 2009 |
I can confirm. Transaction after 19 July have no cashback, 2 grab and 1 shopee
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Aug 12 2025, 10:19 AM
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Senior Member
7,614 posts Joined: Mar 2009 |
QUOTE(fruitie @ Aug 11 2025, 02:27 PM) Update: Made a call to report the issue to CS and MBB is now aware of it. They are conducting a blanket check and will credit any missing cash back, even if customers don't call in. She told me I will be credited within 5-7 working days. Is 5-7 days applicable to those who didn't call also? Meaning we just wait till next week, if still no cashback then only call?Not sure how true is that, you can also call to verify. |
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Aug 12 2025, 10:24 AM
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Staff
72,771 posts Joined: Sep 2005 From: KUL |
QUOTE(annoymous1234 @ Aug 12 2025, 10:19 AM) Is 5-7 days applicable to those who didn't call also? Meaning we just wait till next week, if still no cashback then only call? She told me 5-7 days for my case and I think I did ask for others, she mentioned it’s the same. Yeah, if still nothing then can call back to check. annoymous1234 liked this post
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Aug 12 2025, 02:55 PM
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Senior Member
2,006 posts Joined: May 2011 |
Hi, I am hunting credit card to replace public bank quantum and signature which reduce a lot cash back benefit.
May I know does Ikhwan Amex Platinum-i have any minimum spending terms? such as minimum spend 100 per transaction, or minimum spend 1,000 per month in order to get cash back? |
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Aug 12 2025, 03:06 PM
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Staff
72,771 posts Joined: Sep 2005 From: KUL |
QUOTE(propusers @ Aug 12 2025, 02:55 PM) Hi, I am hunting credit card to replace public bank quantum and signature which reduce a lot cash back benefit. No. But the minimum accumulated cash back is RM 1, so you have to spend at least RM 12.50 (8% cash back) accumulated per month. One month RM 50 cash back, so spend RM 625 is enough. Special months like Ramadan and Syawal will be RM 100 cash back, so spend RM 1250 in these two months.May I know does Ikhwan Amex Platinum-i have any minimum spending terms? such as minimum spend 100 per transaction, or minimum spend 1,000 per month in order to get cash back? propusers liked this post
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