DSR

If apply online, the system has tendency to reject, so better submit manually. If already submitted manually and still rejected, then write to MBB to take out a bit of your conventional card’s limit to the Ikhwan card. I assume you already have MBB conventional cards.

Because you already hold Maybank (Conventional) credit cards so most likely Maybank Card Centre won't give you a fresh credit line for Maybank Islamic credit cards.

Request Card Centre to convert part of your existing credit card (conventional banking) to Islamic.
Eg existing Conventional RM50000
Say convert RM10000 to Islamic, then Maybank (Conventional) RM40000 and Maybank Islamic RM10000 (for Ikhwan cards)

got it this is helpful! thank u!
write in as in email them right?

This post has been edited by Hapeng: Sep 22 2025, 06:20 PM

can I do the credit line transfer at card centre only? or bank branch also can. thank u!!

Yes. This email: mbbcardservices@maybank.com.my
You need to mention that you got rejected after numerous attempts and you fulfill the requirement. Ask them to reconsider your application if you are willing to take out some limit from your conventional CL.

Via email only. I am afraid they won't entertain if f2f.

Bank branch also can. I did mine at a branch.

Nice, thanks for the feedback. Hapeng for your reference but I feel email is more convenient, so you could choose your preferred way.

got it! thank you! and thank you too @gooroojee

will try email first and go branch if still kenot.

How much minimum amount i need to pledge FD to get amex card? I always kept rejected by MBB.

i want to get MBB credit card, any free gift?

they approve you very good of them already, still want free gift?

which mbb cc is good?i try to apply. Thanks

follow template in post #2 here https://forum.lowyat.net/topic/4161836

sorry dig back....now got Budi95....need to consider using setel so it's easier and no need to always swipe my IC...

just want to confirm CardTerus..means don't reload money into setel...direct pay and use the card number saved in setel...correct?

thanks!

Interestingly my wife (who doesn't have a great record for CC applications, the former Citibank rejected her many many times) just got Ikhwan Amex approved through online (MAE) application. She has had one (non Islamic) card from maybank from 2020-2021, otherwise only got a small joint savings account there with me, and those junior account for one of our kids.

Just wanted to ask - is this topic or the American Express topic more on-topic for Ikhwan Amex?

This post has been edited by LostAndFound: Sep 25 2025, 12:09 PM

Here: Maybank Islamic CC including Ikhwan Amex-i

Right, then I have a quite 'basic' question which can't seem to find from their product FAQ - the Ramadhan/Syawal dates are for spending within the months or statement dates within the month? So next year from mid feb to mid apr (let's say Feb 16 to Apr 20) the RM100 cap is for those statements which fall within that range?

So for example if my statement is Mar 6, any Fri/Sat spend from Feb 6 onwards will be in the Mar 6 statement and hence contribute to 100 ringgit cap?

Similarly since statement of May 6 is outside Syawal already, so effectively any spend after Apr 5 is no longer RM100 cap?

Or does Maybank send out details every year for this (since dates change every year)?

No, it is for the whole month of Feb and March (i.e. 1st to 28th Feb, 1st to 31st March).
Follow calendar month, Maybank never uses statement month.

Read
https://www.maybank2u.com.my/iwov-resources...ikhwan-card.pdf

Assume no revision on FAQ and cashback feature.