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Credit Cards Maybank Islamic MasterCard/PETRONAS Visa Ikhwan V3, Another Fantastic Cash Back Card

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ronnie
post Jan 6 2023, 11:00 AM

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Just applied for the Maybank Islamic Ikhwan American Express Platinum Card-i via M2U app... simple and easy.
Got "Approved in Principle"

would it share the same Statement Date as my M2 AMEX ?
ronnie
post Jan 6 2023, 03:18 PM

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QUOTE(ClarenceT @ Jan 6 2023, 02:03 PM)
A few years ago, I also got "Approved in Principle", then followed by rejection sms/email. Don't trust M2U Artificial Intelligence.
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That would be sad bangwall.gif mad.gif
ronnie
post Jan 9 2023, 04:17 PM

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QUOTE(SzeMeng76 @ Jan 6 2023, 03:45 PM)
If really rejected, u can try to manual appeal by request to split credit limit from conventional to islamic. That will be high change to get approved  biggrin.gif
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i've got the approved SMs today.
Nothing on my M2U portal/app yet.
ronnie
post Jan 9 2023, 04:19 PM

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QUOTE(baiseliange @ Jan 9 2023, 11:21 AM)
Frustrated that were rejected my application twice with online application. Trying to submit manual fill application form.
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better check your CCRIS and CTOS
ronnie
post Jan 10 2023, 11:09 AM

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Will the Ikhwan Plat Online Spends covers payment via MyTNB ?

QUOTE(RokXIII @ Jan 9 2023, 11:29 PM)
negative..

user posted image
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Your LAZADA transaction looks like Lazada e-Wallet top-ups ?

This post has been edited by ronnie: Jan 10 2023, 11:11 AM
ronnie
post Jan 12 2023, 12:31 PM

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QUOTE(coolguy99 @ Jan 10 2023, 08:41 AM)
I did spend on Lazada multiple times on a day. Managed to get full cashback.
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was it via OTP each time ?
ronnie
post Jan 12 2023, 02:05 PM

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Hope MBB squash those bugs with LAZADA-EC transactions.... maybe it's the MCC captured
ronnie
post Jan 16 2023, 10:44 AM

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My Ikhwan AMEX card did not follow the same statement date as my conventional M2 AMEX.. had to call to change the billing cycle
ronnie
post Jan 16 2023, 10:45 AM

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QUOTE(vicng93 @ Jan 13 2023, 10:45 AM)
got approval sms ytd, today can see the card in m2u already  flex.gif got the card in mailbox today as well...

BTW, going thru the CB terms and conditions, just wanna confirm if autodebit for netflix/gym membership etc. would this qualify for CB?
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auto-debit won't be counted as Online Retail Spends
ronnie
post Jan 16 2023, 11:51 AM

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QUOTE(coolguy99 @ Jan 16 2023, 11:24 AM)
Didn't know we can do that. Thanks for the tip!
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i think all banks allow you to request change of billing cycle except AEON & Affin

This post has been edited by ronnie: Jan 16 2023, 01:22 PM
ronnie
post Jan 22 2023, 05:39 PM

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QUOTE(Human Nature @ Jan 22 2023, 10:13 AM)
Statement date was yesterday but still cannot download from M2U today, is this normal?
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System on CNY holiday ?
ronnie
post Feb 1 2023, 12:48 PM

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Is the Cashback for Ikhwan credit every month end (like M2 AMEX) ?
ronnie
post Feb 1 2023, 01:09 PM

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QUOTE(cybpsych @ Feb 1 2023, 12:49 PM)
which ikhwan?
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Ikhwan Platinum AMEX ..the one with 8% cashback lo
ronnie
post Feb 9 2023, 09:36 AM

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Just received my first AMEX Ikhwan Platinum 8% cash rebate on 7 Feb 2023.
ronnie
post Feb 9 2023, 05:36 PM

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So next month (March to May 2022) we get max RM100 for the 8% Cashback for online spends using Maybank Islamic Ikhwan American Express Platinum Card-i.

correct ?
ronnie
post Feb 10 2023, 12:00 PM

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Thanks for the clarification...
It's based on 1st Ramadan and 1st Syawal months only whistling.gif

This post has been edited by ronnie: Feb 10 2023, 12:00 PM
ronnie
post Feb 16 2023, 12:54 PM

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QUOTE(Human Nature @ Feb 16 2023, 12:40 PM)
Those using amex to in Lazada apps, do you delete the saved card and key in details everytime to get the CB? I been doing that but feel so silly  sweat.gif
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i do that just to make sure i get OTP each time.
ronnie
post Feb 17 2023, 05:13 PM

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QUOTE(celciuz @ Feb 17 2023, 03:07 PM)
After reading this section... I've been spending too much on Amex Ikhwan... I always thought 5%... hence RM1000... supposedly RM625 kaotim...
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same.... mistake i did in my excel. when i copy from M2 AMEX
ronnie
post Feb 18 2023, 03:58 PM

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QUOTE(!@#$%^ @ Feb 18 2023, 12:08 PM)
so for 2023, march and april spending entitled to rm100 cashback?
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for MBB Ikhwan Amex Platinum-i for Ramadan and Syawal months
ronnie
post Mar 9 2023, 02:40 PM

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QUOTE(ClarenceT @ Mar 9 2023, 07:27 AM)
Lazada
- bill payment (good with 10%/15%/25%/66% Everyday Cashback earned, pay per RM50)
(Unifi, Indah Water, Air Selangor, Sarawak Energy, Sabah Electricity)
- Petronas/Shell/Grabfood vouchers with discount
- Food vouchers

Shopee
- use SPayLater to spend everywhere eg bill payment @ Shopee App, petrol stations, supermarkets, Guardian, Mr DIY etc (with 1.5% surcharge but 20% CB from ShopeePay in some cases, T&C apply) and pay the SPayLater outstanding balance.

At your own risk.
P/S: I managed to get full monthly CB credited yesterday.
smile.gif
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Do you re-use saved credit card info each time you pay with LAZADA ?
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